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Oklahoma-based national bank founded in 1913, offering consumer and commercial banking, mortgages, and wealth management across Oklahoma and Salt Lake City.
Data compiled from public sources
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Stride Bank, National Association (formerly Central National Bank of Enid) was established in 1913 and has over a century of experience in community banking. The bank was nationally chartered in 1921, granted trust powers in 1926, and rebranded as Stride Bank in 2019. It has grown from a single location in Enid to a network of branches across Oklahoma (Enid, Tulsa, Oklahoma City, Bartlesville, Blackwell, Woodward, Mooreland) and an expansion location in Salt Lake City, Utah.
Stride Bank offers a comprehensive range of financial services including consumer banking (checking, savings, online banking, bill pay), commercial lending, mortgage origination, wealth management, and treasury management services. The bank specializes in niche lending sectors including agricultural loans, healthcare provider financing, commercial real estate, transportation and equipment financing for trucking companies, and commercial & industrial loans for small to mid-sized businesses. They provide home financing, trust account management, and payroll card services.
The bank distinguishes itself through deep industry experience context in listed lending verticals. Their agricultural lending team consists of producers who understand farming firsthand. The healthcare lending team brings over 20 years of listed experience.
The transportation lending division has 25+ years serving trucking and construction equipment financing. Home lending dates back over 100 years. This specialization contrasts with generic regional banks and represents genuine sector knowledge.
Stride Bank is FDIC insured and positioned as an Equal Housing Lender serving primarily Oklahoma's community banking needs. While they offer modern digital banking (online banking since 1998, bill pay, business internet banking), they maintain traditional community bank relationships and local decision-making. The expansion to Salt Lake City and focus on fintech lending suggests growth ambitions, though the bank remains fundamentally a regional institution with limited national reach.
This is state-level context for Banks consumers in Enid, OK. It does not confirm that Stride Bank, National Association or this specific location is licensed.
State regulator
Oklahoma Department of Consumer Credit
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Stride Bank, National Association offers 12 services including Consumer checking and savings accounts, Online banking and bill pay, Business internet banking, Home loans and mortgage origination, Agricultural loans and farm financing, and 7 more.
Stride Bank, National Association has profile signals associated with Oklahoma-based small to mid-sized business owners needing listed commercial lending (agriculture, healthcare, transportation), Farmers, ranchers, and agricultural producers seeking agricultural financing and deposit products, Commercial real estate investors and business owners in Oklahoma or Salt Lake City markets, Healthcare providers and medical professionals needing listed healthcare financing solutions.
Key strengths: Over 100 years of experience in home lending and community banking since 1913; listed lending experience context in agriculture, healthcare, transportation, and commercial real Estate with dedicated lending teams; FDIC insured member with Equal Housing Lender designation. Areas to consider: Limited geographic footprint primarily confined to Oklahoma; not a national bank despite national charter status; No mention of consumer credit products like credit cards, personal loans, or auto loans on website.
In the Banks category, comparable providers include All America Bank, All Capital Bank, American Bank and Trust Company. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Stride Bank is best suited for small-to-mid-sized business owners, farmers, healthcare providers, and commercial borrowers in Oklahoma seeking relationship-based banking with listed industry experience context. The primary caveat is that this is a regional bank with limited geographic reach outside Oklahoma and minimal consumer retail banking products, making it unsuitable for consumers seeking general-purpose banking or personal lending solutions.
Community bank serving Oklahoma since 1927, offering personal and business banking, lending, and deposit products with rate claims to verify and local relationship-based service.
Profile signals: Oklahoma residents seeking competitive deposit rates with local relationship banking, Small business owners and agricultural enterprises in Oklahoma needing relationship-based lending
All Capital Bank is a community-focused bank serving Locust Grove, OK since 1949, offering personal banking, business solutions, and loan products with emphasis on local community support.
Profile signals: Locust Grove, Oklahoma residents seeking community-oriented banking with local relationship focus, Small to medium-sized local businesses needing scalable banking and lending solutions
Oklahoma-based community bank offering personal and commercial checking, savings, CDs, IRAs, loans, and trust services since 1971.
Profile signals: Oklahoma-based business owners seeking commercial banking and trade finance services, Customers who value in-person relationships and local community banking over digital convenience
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