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Carrollton Bank is an FDIC-insured regional bank offering personal and business banking services across 12 locations in Illinois and Missouri, with free checking, online banking, and lending products.
Data compiled from public sources
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S. Government. The bank has established a physical presence across Illinois and Missouri with branches in Alton, Arnold, Carrollton, Clayton, Des Peres, Edwardsville, Jerseyville, O'Fallon, St.
Charles, St. Louis Hills, and Springfield, plus a headquarters location. This footprint suggests a mid-sized regional bank focused on serving both individuals and small-to-medium businesses in the Midwest.
Carrollton Bank offers a comprehensive suite of personal banking services including free checking accounts, free ATM access, online and mobile banking platforms, credit cards, home loans, home equity loans, money market accounts, and savings products (HSAs and CDs). On the business side, they provide small business and commercial banking with dedicated business bankers, business online and mobile banking, business credit cards, business money market accounts, and loan payment capabilities. The bank also emphasizes fraud prevention measures and offers financial education resources to customers.
What distinguishes Carrollton Bank is its positioning as a traditional, FDIC-insured community bank with physical branch locations and named staff members (such as Commercial Banking officer Dan Abegg), suggesting a relationship-focused approach rather than a purely digital-first model. They actively market free checking and ATM access, indicating competitive emphasis on accessible banking. The bank maintains both personal and business banking divisions with listed services, demonstrating breadth across customer segments.
As a regional bank, Carrollton Bank is best suited for customers in their service areas seeking traditional banking relationships with physical branch access. Customers should verify current rates, fees, and product availability through direct contact or branch visits.
This is state-level context for Banks consumers in Carrollton, IL. It does not confirm that Carrollton Bank or this specific location is licensed.
State regulator
Illinois Department of Financial and Professional Regulation
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Carrollton Bank offers 12 services including Free personal checking accounts, Online banking enrollment and access, Mobile banking applications, Credit cards (personal and business), Home loans and mortgages, and 7 more.
Carrollton Bank has profile signals associated with Individuals and families in Illinois and Missouri seeking traditional banking with branch access, Small business owners needing personal relationship-based commercial banking, Customers prioritizing FDIC insurance and local community bank relationships, Businesses requiring dedicated business banker support and commercial credit products.
Key strengths: FDIC-insured deposits backed by the U.S. Government; Free checking accounts available for personal customers; Free ATM access across their network. Areas to consider: Limited geographic footprint restricted to Illinois and Missouri; Website lacks specific information about interest rates, APYs, or fee schedules.
In the Banks category, comparable providers include 1Nb Bank, 1st Community Bank, American Metro Bank. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Carrollton Bank is profile signals for Midwest customers in their service areas seeking traditional FDIC-insured banking with physical branches and personal service. The main caveat is that detailed product information, rates, and fees are not available on their website, requiring direct contact with the bank for specific terms and competitive comparison.
1NB Bank is a regional community bank operating multiple branches in Illinois, offering checking, savings, loans, and debit card services with emphasis on local presence and security.
Profile signals: Customers in central Illinois seeking traditional banking with local branch relationships, Small business owners needing commercial banking services with direct bank relationships
Community bank chartered in 1920 offering FDIC-insured deposit accounts, loans, and mortgage services with local decision-making and personalized service.
Profile signals: Farmers and agricultural businesses needing listed farm financing, credit lines, and equipment loans, Small business owners in the bank's service communities seeking local decision-making on commercial loans
FDIC-insured community bank offering personal and business checking, savings, CDs, mortgages, loans, and debit card services with ATM access.
Profile signals: Small business owners seeking local relationship banking and commercial lending, Customers prioritizing FDIC insurance and traditional brick-and-mortar banking with branch access
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