Community bank in England, Arkansas offering consumer and business banking, agricultural lending, mortgages, and insurance since 1898 with 6 local branch locations.
Data compiled from public sources · Rating from CreditDoc methodology
Bank of England is a locally owned community bank headquartered in England, Arkansas, with a century-long history of serving the region since its founding in 1898. The bank operates as an independent institution where lending decisions are made locally, distinguishing it from larger national chains. It maintains FDIC insurance backing and offers the full range of modern banking services while preserving community-focused operations.
The bank provides comprehensive financial services including consumer checking and savings accounts, CDs, IRAs, HSAs, debit and gift cards, mobile banking, and online bill pay. On the lending side, they offer mortgages through Bank of England Mortgage, consumer loans, business checking and savings, agricultural loans (a specialty), business loans, and credit cards. Additional services include cash management for businesses, remote deposit capture, and mobile deposit.
The bank family also includes an independent insurance agency offering auto, home, farm, crop, business owners, life, and health insurance. Bank of England distinguishes itself through its specialized expertise in agricultural finance, which it explicitly highlights as a core competency. The bank emphasizes its 100+ years of stability and local decision-making, positioning itself as a relationship-focused alternative to larger institutions.
All six branch locations are in the England, Arkansas area, enabling face-to-face service and community involvement. Leadership actively participates in church, school, and community activities. The primary limitation is geographic scope—this is strictly a regional bank serving England, Arkansas and surrounding community areas, not available to customers outside this footprint.
The website provides limited detail on specific product rates, terms, or competitive positioning. Customers seeking national reach, extensive branch networks, or specialized digital-only banking would find better alternatives elsewhere.
Bank of England processed 7,527 mortgage applications in 2023, approving 95.4% of applicants across 50 states.
7,527
Applications
95.4%
Approval Rate
$304K
Avg Loan
50
States Served
Based on 7,527 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Yes. Bank of England is a registered company, headquartered in England, AR, founded in 1898.
Account opening typically takes 1-3 business days. Loan decisions vary by product.
CreditDoc Diagnosis
Bank of England is best for agricultural businesses, small business owners, and long-time England, Arkansas residents who value local decision-making, relationship banking, and specialized farm lending over digital convenience and competitive rate shopping. The main caveat is strict geographic limitation—this regional bank only serves the England, Arkansas community and is inaccessible to customers elsewhere.
Anstaff Bank is a traditional bank operating since 1931, offering personal and business banking services including online bill pay, Zelle money transfers, and account management.
Best for: Customers seeking a traditional bank with physical branch locations and online convenience, Small business owners needing dedicated business banking and credit card services
Arvest Bank is a community-based financial institution serving Arkansas, Kansas, Missouri, and Oklahoma with checking, savings, mortgages, business services, and wealth management solutions.
Best for: Residents of Arkansas, Kansas, Missouri, or Oklahoma seeking comprehensive local banking relationships, Small to mid-sized businesses needing integrated cash management and receivables solutions
Bank OZK is a full-service bank offering personal and business banking, mortgages, and wealth management with 24/7 online and mobile banking access.
Best for: Customers seeking 24/7 digital banking access with competitive CD rates, Agricultural businesses and associations needing specialized lending services
Answer 3 quick questions to see if this provider matches your needs.
1. What's your primary financial goal?
Your credit report contains the raw data behind your score. Learn what's in it, how to read it, and how to dispute errors that could be dragging your score down.
Read guide →Klarna, Afterpay, Affirm — they make spending easy. But what happens to your credit score when you use them? Here's what the fine print doesn't tell you.
Read guide →Learn what makes up your credit score, how it's calculated, what the ranges mean, and how to check yours for free.
Read guide →Affiliate Disclosure: CreditDoc may earn a commission when you click links to Bank of England and other services. These commissions help us maintain our free research. Our editorial team independently evaluates all services. Compensation does not influence our ratings or rankings. Learn more.