Credit Unions in Winston-Salem, NC

Review 27 listed credit unions profiles associated with Winston-Salem, North Carolina. Check local offices, stored review context, and state-level rules before contacting a provider.

27

Credit Unions Listed Profiles

27

Statewide Profiles

Review credit unions provider profiles associated with Winston-Salem, North Carolina. Compare local and statewide profile context, and check stored Google ratings where available.

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How to Use This Winston-Salem List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

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Credit Unions Serving Winston-Salem, NC

Statewide profiles that may be relevant for Winston-Salem residents researching this category.

A

Allegacy

Allegacy Federal Credit Union is a member-owned financial institution offering banking services through multiple physical locations and digital channels in North Carolina.
A

American Partners

Member-owned federal credit union offering auto loans, mortgages, home equity lines of credit, and Visa cards with access to 30,000+ surcharge-free ATMs.
B

Blue Flame Credit Union

Blue Flame Credit Union is a credit union listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.
C

Carolina

Carolina Federal Credit Union (CFCU) is a member-owned financial institution offering checking, savings, loans, mortgages, and credit cards with no NSF fees and access to 30,000+ ATMs.
C

Carolinas Telco Federal Credit Union

Carolinas Telco Federal Credit Union is a member-owned financial institution serving North and South Carolina since 1934, offering comprehensive banking and lending services through eight branch locations.
C

Charlotte Fire Department

Charlotte Fire Department Credit Union is a not-for-profit financial cooperative serving firefighters and their families since 1936, offering accounts, loans, and member-focused financial services.
C

Civic Credit Union

Civic Federal Credit Union is a North Carolina-based credit union serving local government employees, retirees, and their families with competitive rates on loans, savings products, and digital banking services.
C

Civic

Civic Federal Credit Union is a North Carolina-based credit union serving local government employees, retirees, families, and eligible organizations with savings accounts, loans, and digital banking.
C

CS Credit Union

CS Credit Union is a North Carolina-based credit union offering checking, savings, loans, mortgages, and VISA credit cards to members in the Catawba area.
C

Cs

CS Credit Union is a member-owned financial cooperative in North Carolina offering deposit accounts, auto loans, mortgages, and VISA credit cards with dividend-bearing savings.
D

Duke University

Duke University Credit Union is an NCUA-insured, member-owned financial institution serving Duke University and affiliated communities with checking, savings, loans, and digital banking services.
E

Electel Cooperative

ElecTel Cooperative is a federally insured credit union offering member-owned financial services including savings accounts, loans, and Visa cards with competitive rates.

Showing 12 of 27 statewide providers. View all Credit Unions nationally →

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Credit Unions Questions in Winston-Salem

How can I improve my credit score in Winston-Salem, NC?

Start by checking your credit report for errors and disputing inaccuracies. Use secured credit cards from local banks or credit unions, and make all payments on time. For personalized advice, contact Financial Pathways of the Piedmont. For more options, see our best secured credit cards guide.

What are the best debt consolidation options in Winston-Salem?

Consider local credit unions and community banks, which often offer lower rates for debt consolidation loans. Nonprofit agencies like Financial Pathways of the Piedmont can help you create a debt management plan. For more, see our best debt relief companies list.

Are there credit unions in Winston-Salem that offer personal loans?

Yes, credit unions such as Piedmont Advantage Credit Union and Allegacy Federal Credit Union offer personal loans with competitive rates. Membership is open to many local residents. Compare options at our best personal loan lenders page.

Is payday lending legal in Winston-Salem, NC?

No, payday lending has been banned in North Carolina since 2001 under state law (N.C. Gen. Stat. § 53-173). Residents should consider alternatives like credit union loans or nonprofit lenders. For safe alternatives, see our best personal loan lenders guide.

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Credit Unions Questions for Winston-Salem Residents

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