Banks in Virginia Beach, VA

Review 54 listed banks profiles associated with Virginia Beach, Virginia. Check local offices, stored review context, and state-level rules before contacting a provider.

54

Banks Listed Profiles

54

Statewide Profiles

Review banks provider profiles associated with Virginia Beach, Virginia. Compare local and statewide profile context, and check stored Google ratings where available.

How to Use This Virginia Beach List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

Banks Serving Virginia Beach, VA

Statewide profiles that may be relevant for Virginia Beach residents researching this category.

A

Atlantic Union Bank

Atlantic Union Bank is a Virginia-based retail and business bank offering checking, savings, loans, mortgages, and wealth management services since 1902.

B

Bank of Botetourt

Bank of Botetourt is a Virginia-based community bank offering personal and business checking, savings, lending, mortgages, and digital banking services.

B

Bank of Clarke

Bank of Clarke is a full-service bank offering personal and business checking, savings, lending, credit cards, mortgages, and wealth management services with multiple branch locations.

B

Bank of the James

Regional community bank serving Virginia since 1999, offering personal and business banking, lending, and investment services with local decision-making.

B

Benchmark Community Bank

Locally owned community bank serving Virginia and North Carolina since 1971, offering personal and business banking with 18 branches.

B

Blue Ridge Bank, National Association

Blue Ridge Bank is an FDIC-insured national bank offering personal and commercial banking services including checking, savings, credit cards, and loans.

B

Burke & Herbert Bank & Trust Company

Community bank operating across 5 states with 75+ locations, offering checking, savings, CDs, mortgages, and wealth management services.

C

Capital One, National Association

Capital One is a major financial services company offering credit cards, checking and savings accounts, auto loans, and business banking products with a focus on digital accessibility and rewards.

C

Carter Bank & Trust

Regional bank serving Virginia and North Carolina with checking, savings, CDs, and auto loans. Offers competitive deposit rates and digital banking services.

C

Chain Bridge Bank, National Association

Chain Bridge Bank, N.A. is a national bank offering commercial deposits, trust & wealth management, and fiduciary services to businesses, nonprofits, political organizations, and individuals nationwide.

C

Chesapeake Bank

Chesapeake Bank is an independent community bank offering personal, business, and wealth management services with 125+ years of history and FDIC insurance backing.

C

Citizens and Farmers Bank

Citizens and Farmers Bank is an FDIC-insured bank offering personal and business checking, savings, loans, credit cards, and wealth management services with a focus on community relationships.

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Banks Questions in Virginia Beach

Where can Virginia Beach small businesses find SBA loans?

Virginia Beach entrepreneurs can access best SBA loans through the Richmond SBA District Office, which oversees Virginia's 6,398 SBA loans totaling $3.45 billion. Local SCORE mentors at the Virginia Beach chapter provide free counseling. TowneBank and Bay Banks of Virginia are active SBA preferred lenders serving the Hampton Roads market with local underwriting decisions.

What debt consolidation options exist in Virginia Beach?

Virginia Beach residents benefit from the state's 12% general usury rate cap, making local bank consolidation loans attractive. Credit unions like Langley FCU offer debt consolidation at competitive rates. For larger debts, consider best debt relief companies that comply with Virginia's debt settlement regulations overseen by the State Corporation Commission.

Which credit unions serve Virginia Beach residents?

Virginia Beach residents can join several local credit unions: Langley Federal Credit Union (open to Hampton Roads residents), Virginia Beach Schools Federal Credit Union (for school employees and families), and Chartway Federal Credit Union. These institutions typically offer lower loan rates and better personal loan terms than traditional banks, especially beneficial given Virginia's military population.

What are alternatives to payday loans in Virginia Beach?

Virginia's restrictions on payday lending protect Virginia Beach residents from high-cost short-term loans. Alternatives include Navy Federal's Pledge Loan program for military families, Langley FCU's emergency loans, and the Virginia Beach Emergency Financial Assistance Program. Credit union payday alternative loans (PALs) offer terms compliant with Virginia's 36% APR consumer loan cap under the Fairness in Lending Act.

Banks Questions for Virginia Beach Residents

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