Business Loans in Rochester, NY

Review 95 listed business loans profiles associated with Rochester, New York. Check local offices, stored review context, and state-level rules before contacting a provider.

95

Business Loans Listed Profiles

95

Statewide Profiles

Need business financing in Rochester, New York? From SBA-backed loans to microloans and lines of credit, Rochester entrepreneurs can compare several research paths. The SBA New York District Office can point business owners toward participating lender programs and free mentoring through SCORE. Review the listed business-lender profiles below for loan size, rate, and eligibility context.

How to Use This Rochester List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

Business Loans Serving Rochester, NY

Statewide profiles that may be relevant for Rochester residents researching this category.

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Access Capital, Inc.

Access Capital is an independent lender specializing in payroll funding and asset-based lending exclusively for staffing companies, offering $1M-$25M credit facilities.

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Accompany Capital

Accompany Capital is a New York-based CDFI providing affordable small business loans, financial training, and capacity-building services to underserved entrepreneurs, refugees, and women business owners for over 20 years.

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Advance Cash Funding NY | RBM Funding Solutions

Business funding provider offering small business loans, merchant cash advances, lines of credit, and payment processing solutions with streamlined approval processes.

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Advantage Merchant Funding

Advantage Merchant Funding provides merchant cash advances, small business loans, and lines of credit with rapid approval and funding timelines.

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American Merchant Capital Group

American Merchant Capital Group offers small business financing including term loans, SBA loans, equipment financing, and working capital solutions with streamlined online applications.

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Argus Merchant Services

Argus Merchant Services provides credit and debit card payment processing solutions for businesses nationwide, offering competitive rates and customer support across multiple industries.

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ascendus.org

Ascendus provides small business loans with a mission-driven approach, focusing on supporting entrepreneurs and understanding their individual business goals and financial needs.

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Atalaya Capital Management

Alternative credit manager acquired by Blue Owl Capital in 2024, specializing in asset-based credit investments across consumer, commercial, corporate, and real estate finance with $10B+ AUM.

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Bad Credit Small Business Loans

New York State's SSBCI program offers over $500M in federal funding through multiple loan programs for small businesses, startups, and disadvantaged entrepreneurs recovering from COVID-19.

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BankCard

BankCard provides payment processing solutions and POS systems for restaurants, retail, spas, and other businesses, with options for surcharge programs and fast funding.

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Biz2Credit

Biz2Credit is a New York-based fintech platform that has facilitated over $8 billion in funding to 200,000+ businesses, offering term loans, revenue-based financing, business lines of credit, and commercial real estate loans with 60-second prequalification.

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Blue Gate Capital

Blue Gate Capital is a private money lender specializing in asset-based lending for real estate investors, offering fast capital for fix-and-flip, bridge, and rental property loans.

Showing 12 of 95 statewide providers. View all Business Loans nationally →

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Business Loans Questions in Rochester

Where can small businesses in Rochester get SBA loans?

Rochester businesses can apply for SBA loans through the SBA Upstate New York District Office or local banks like M&T Bank. For top lenders, see our best SBA loans guide.

Business Loans Questions for Rochester Residents

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Rochester has resources across credit repair, lending, debt relief, and more. See the full local guide.

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