Credit Unions in Rochester, NY

Review 100 listed credit unions profiles associated with Rochester, New York. Check local offices, stored review context, and state-level rules before contacting a provider.

100

Credit Unions Listed Profiles

100

Statewide Profiles

Review credit unions provider profiles associated with Rochester, New York. Compare local and statewide profile context, and check stored Google ratings where available.

How to Use This Rochester List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

Credit Unions Serving Rochester, NY

Statewide profiles that may be relevant for Rochester residents researching this category.

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1199 SEIU Federal CU

I AM Federal Credit Union (formerly 1199 SEIU FCU) is a member-owned credit union offering checking, savings, CDs, mortgages, and digital banking services with fee-free ATM access.

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Abyssinian Baptist Church

Federal credit union serving members of Abyssinian Baptist Church, offering personal loans, savings clubs, and financial education with NCUA insurance protection.

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Access

Access Federal Credit Union is a member-owned, not-for-profit credit union offering checking, savings, loans, and digital banking services to its members.

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Actors Federal Credit Union

Actors Federal Credit Union is a specialized credit union founded in 1962 serving artists and performers with competitive rates on checking, savings, mortgages, and auto loans.

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Adirondack Regional

Adirondack Regional Federal Credit Union is a member-owned, not-for-profit credit union serving upstate New York with checking, savings, loans, mortgages, and business accounts.

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Advantage

Advantage Federal Credit Union is a member-owned, NCUA-insured credit union based in Rochester, NY, offering checking, savings, loans, and credit cards to local members.

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Affinity One

Member-owned federal credit union serving southern Chautauqua County since 1948, offering competitive auto loans, personal loans, credit cards, and savings products with no-fee ATM network access.

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Afgm Enterprises

AFGM Enterprises Federal Credit Union is a member-owned credit union in Cheektowaga, NY offering loans, certificates of deposit, debit cards, and online banking to eligible members.

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Alco

Alco Federal Credit Union is a member-owned credit union offering VISA credit cards, checking/savings accounts, and online banking services to its members.

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Alliance Niagara

Alliance Niagara Federal Credit Union is a member-owned credit union offering savings accounts, certificates, auto loans, and online banking services to its community.

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Amherst

Amherst Federal Credit Union is a member-owned, NCUA-insured credit union serving the Amherst, NY community since 1947, offering competitive lending and deposit products.

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Auburn Community

Auburn Community Federal Credit Union is a member-owned credit union serving Central New York with checking, savings, auto loans, home equity loans, and credit cards.

Showing 12 of 100 statewide providers. View all Credit Unions nationally →

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Credit Unions Questions in Rochester

How can I improve my credit score in Rochester neighborhoods like Beechwood or 19th Ward?

Start by checking your credit report for errors and paying bills on time. Local credit unions such as ESL Federal Credit Union offer credit builder loans. For more tips, visit our best secured credit cards page.

What are the best debt consolidation options in Rochester, NY?

Consider local credit unions or non-profit agencies like Consumer Credit Counseling Service of Rochester. Compare national and local options on our best debt relief companies page.

Are there good credit unions in Rochester for personal loans?

Yes, ESL Federal Credit Union and The Summit Federal Credit Union are popular choices. For more, check our best personal loan lenders recommendations.

What alternatives exist to payday loans in Rochester, since they’re banned?

Payday loans are illegal in New York. Instead, look into credit builder loans from PathStone Enterprise Center or small-dollar loans from local credit unions. See our best personal loan lenders for more options.

Credit Unions Questions for Rochester Residents

Explore More in Rochester

Rochester has resources across credit repair, lending, debt relief, and more. See the full local guide.

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