Credit Unions in Memphis, TN

Review 82 listed credit unions profiles associated with Memphis, Tennessee. Check local offices, stored review context, and state-level rules before contacting a provider.

82

Credit Unions Listed Profiles

7

In Memphis Specifically

75

Statewide Profiles

Review credit unions provider profiles associated with Memphis, Tennessee. Compare local and statewide profile context, and check stored Google ratings where available.

How to Use This Memphis List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

Credit Unions Located in Memphis

These providers have offices or are specifically located in Memphis, TN.

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Firefighters First Credit Union - Memphis

Firefighters First Credit Union is a Memphis-based financial institution serving firefighters and their families with membership-based banking and business services.

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Memphis City Employees Credit Union (Avery)

Memphis City Employees Credit Union is a member-owned financial cooperative serving city employees and their families since 1959, offering checking, savings, loans, and digital banking services.

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Memphis City Employees Credit Union (Mt. Moriah)

Member-owned credit union serving City of Memphis employees and affiliated organizations since 1959, offering checking, savings, loans, and CDs with competitive rates.

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Memphis City Employees Credit Union (Stage)

Memphis City Employees Credit Union is a member-owned financial cooperative serving city and county employees with 44,000+ members since 1959, offering banking, loans, and savings products.

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Memphis City Employees Credit Union (Whitehaven)

Member-owned credit union serving Memphis-area government and municipal employees since 1959, offering checking, savings, auto loans, and personal lending products.

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Memphis City Employees Credit Union (Whitten)

Member-owned credit union serving Memphis-area government and select private employees since 1959, offering checking, savings, loans, and CDs with competitive rates.

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Memphis City Employees

Marathon County Employees Credit Union (MCECU) is a not-for-profit, member-owned credit union serving employees and their families in Wausau, Wisconsin with competitive loan rates, savings accounts, and financial counseling.

More Credit Unions Serving Memphis, TN

Statewide profiles that may be relevant for Memphis residents researching this category.

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Alcoa Tenn

Alcoa Tenn Federal Credit Union is a member-owned, NCUA-insured financial institution serving Blount, Loudon, and Monroe Counties in Tennessee with over 90 years of history.

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Appalachian Community

Member-owned federal credit union serving 90+ years across Tennessee, Virginia, and Kentucky with auto loans, home financing, and deposit products.

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Appliance

Appliance Credit Union is a member-owned financial institution offering checking, savings, loans, and credit cards with 24/7 digital access via mobile app and online banking.

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Ascend Federal Credit Union

Ascend Federal Credit Union is the largest credit union headquartered in Middle Tennessee, serving 12 counties with multiple branches and comprehensive financial services.

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Ascend

Ascend Federal Credit Union is a not-for-profit credit union offering checking, savings, loans, credit cards, and business services with competitive rates and member-focused benefits.

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A.U.B. Employees'

LendMesh is a loan comparison platform connecting borrowers with credit unions and banks to find the best rates on mortgages, auto loans, personal loans, and more.

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B. M. H.

BMH Federal Credit Union is a member-owned credit union serving medical professionals and their families in Bradley County, TN since 1980, offering savings accounts, loans, and holiday/vacation clubs.

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Basf Chattanooga

BASF Chattanooga FCU is a member-owned credit union serving BASF Corporation employees in Chattanooga since 1959, offering savings accounts, loans, and retirement planning.

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Binsy Federal Credit Union

Binsy Federal Credit Union was a Memphis, TN-based credit union that merged into Southern Security Federal Credit Union in Collierville, TN as of December 30, 2022.

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Bulab Employees

LendMesh is a free loan comparison platform that connects borrowers with credit unions and banks to find the best rates on mortgages, auto loans, personal loans, and student loans nationwide.

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Chattanooga Area Schools

Chattanooga Area Schools FCU is a member-owned credit union serving educators and school employees with online banking, mortgages, and financial services.

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Cleveland-Bradley Cty Teacher

Cleveland-Bradley County Teachers Federal Credit Union is a member-owned financial cooperative serving educators and their families in Tennessee with savings accounts, loans, and financial services.

Showing 12 of 75 statewide providers. View all Credit Unions nationally →

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Credit Unions Questions in Memphis

What debt consolidation options are available in Memphis?

Memphis residents can consolidate debt through local credit unions, best personal loan lenders, and HUD-approved counseling services. Tennessee's 24% usury cap on consumer finance loans provides better protection than payday loans, making traditional consolidation preferable to high-cost alternatives common in Memphis neighborhoods.

Which credit unions serve Memphis, TN residents?

Memphis residents can join Orion Federal Credit Union, FedEx Employees Credit Association (FECA), and Memphis Teachers Credit Union. These institutions often provide better rates and terms than national banks, plus financial counseling services that help members improve credit while avoiding predatory lending common in Memphis.

What alternatives to payday loans exist in Memphis?

Instead of payday loans legal under Tennessee's Deferred Presentment Act, Memphis residents can use credit union short-term loans, employer advance programs at companies like FedEx and International Paper, and emergency assistance from local nonprofits. Best secured credit cards also provide credit building alternatives.

Credit Unions Questions for Memphis Residents

Explore More in Memphis

Memphis has resources across credit repair, lending, debt relief, and more. See the full local guide.

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