Credit Repair in Memphis, TN

Review 16 listed credit repair profiles associated with Memphis, Tennessee. Check local offices, stored review context, and state-level rules before contacting a provider.

16

Credit Repair Listed Profiles

1

In Memphis Specifically

15

Statewide Profiles

Looking for credit repair help in Memphis, Tennessee? Federal law (CROA) protects your right to dispute inaccurate items on your credit report, and Tennessee adds additional consumer protections. Below are credit repair companies serving Memphis residents — compare their services, check their CFPB complaint record, and verify they follow Tennessee regulations before signing any contract.

Tennessee lending laws → Memphis full guide → Estimate borrowing power → How complaint data works →

How to Use This Memphis List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

Memphis guide State rules Borrower questions CFPB data context

Credit Repair Located in Memphis

These providers have offices or are specifically located in Memphis, TN.

E

Empower Credit Repair Memphis TN

Empower Score Repair disputes negative items and errors on credit reports to help raise credit scores. They offer online account access, three-bureau monitoring, and claim results within 60 days.

More Credit Repair Serving Memphis, TN

Statewide profiles that may be relevant for Memphis residents researching this category.

C

Clearity CR Solutions, LLC.

Memphis-based credit repair firm specializing in dispute resolution, credit score improvement, and small business credit optimization. Founded by Crystal Lomax.
C

CREDIT FACTORY USA

Credit Factory USA disputes negative items on credit reports using aggressive strategies and conventional dispute methods to help consumers restore their credit scores.
C

Credit Professional Services - Increase Your Credit Scores

Credit Professional Services offers credit repair and dispute services targeting consumers in the Memphis area seeking to improve credit scores through error correction.
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Credit Repair Frontliners

Credit Consulting Services offers credit restoration, dispute services, and homeownership programs since 1999. Based in Memphis, TN with personalized credit repair and mortgage guidance.
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Credit Repair Professionals Nashville TN

FinanceNashvilleTN is a directory listing 9 credit repair providers in Nashville, TN, not a credit repair company itself. It connects consumers with local credit specialists.
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Credit Restoration & Solutions, Inc

Memphis-based credit repair consulting firm helping individuals and businesses improve credit scores through dispute services and financial literacy education.
E

Exact Cr'edit Repair Economics

The Credit People offers credit repair services in Memphis with dispute filing, credit report analysis, and personalized expert guidance to remove inaccurate negative items.
F

Finer Credit Solution

Credit repair and financial coaching company founded in 2015 by owners who repaired their own credit and debt. Offers dispute services, financial education, and personalized coaching.
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JT Morgan Credit Resolution

Credit repair company offering dispute services, debt collection letter review, and credit analysis to help remove negative items and improve credit scores.
M

Moore Financial Services Inc

Moore Financial Services is a bonded credit repair company based in Memphis, TN, specializing in disputing credit report errors and inaccuracies to improve client credit scores.
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Reed Credit Group

Nashville-based credit repair company offering unlimited disputes and deletions for $99/month plus $149 enrollment fee, targeting consumers with collections, late payments, and charge-offs on their reports.
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Right Way Financials

Right Way Financials offers credit repair services through dispute assistance and credit analysis, claiming to use law to challenge negative items on credit reports.

Showing 12 of 15 statewide providers. View all Credit Repair nationally →

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Credit Repair Questions in Memphis

What are the best credit repair companies serving Memphis, TN?

Memphis residents should research best credit repair companies carefully since Tennessee requires no licensing or bonding for credit repair services. Focus on companies with strong Better Business Bureau ratings and avoid firms that guarantee specific credit score improvements. The Tennessee Attorney General's Consumer Protection Division can verify if companies have complaint histories.

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Credit Repair Questions for Memphis Residents

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Explore More in Memphis

Memphis has resources across credit repair, lending, debt relief, and more. See the full local guide.

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