Credit Unions in Lowell, MA

Review 44 listed credit unions profiles associated with Lowell, Massachusetts. Check local offices, stored review context, and state-level rules before contacting a provider.

44

Credit Unions Listed Profiles

1

In Lowell Specifically

43

Statewide Profiles

Review credit unions provider profiles associated with Lowell, Massachusetts. Compare local and statewide profile context, and check stored Google ratings where available.

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How to Use This Lowell List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

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Credit Unions Located in Lowell

These providers have offices or are specifically located in Lowell, MA.

L

Lowell Municipal Employees

Lynchburg Municipal Employees FCU is a member-owned federal credit union serving municipal employees in Lynchburg, Virginia with savings, checking, loans, and investment products.

More Credit Unions Serving Lowell, MA

Statewide profiles that may be relevant for Lowell residents researching this category.

6

600 Atlantic

Federal credit union offering savings, checking, auto loans, mortgages, credit cards, and HELOCs to members. NCUA-insured with additional coverage through Mass Share Insurance Corp.
A

Alden

Member-owned credit union serving Hampden, Hampshire, and Worcester Counties in Massachusetts with competitive loan rates, free online banking, and ATM access.
A

Allcom

AllCom Credit Union is a member-owned, not-for-profit financial institution based in Worcester, MA, offering loans, savings accounts, and digital banking services to its members.
A

Alpha

State-chartered Massachusetts credit union serving healthcare workers and their families since 1942, offering consumer loans, home equity products, and card management tools.
A

Arlington Municipal

Arlington Municipal Federal Credit Union is a member-owned credit union serving Town of Arlington, MA employees and their families with competitive rates on auto loans, personal loans, and savings accounts.
A

Athol

Athol is a credit union listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.
A

Attleboro M E

Attleboro Municipal Employees Federal Credit Union (AMEFCU) is a Massachusetts-based NCUA-insured credit union serving municipal employees and members since 1963, offering loans, credit cards, and savings accounts.
B

Billerica Municipal Employees

Billerica Municipal Employees Credit Union is a member-owned financial institution serving municipal employees with loans, mortgages, and digital banking services.
B

Boston Customs

Boston Customs FCU is a member-owned credit union offering loans, savings accounts, and online banking services to eligible residents and employees in Jefferson County, Florida.
B

Brightbridge

BrightBridge Credit Union is a member-owned financial institution offering checking, savings, loans, and investment services with NCUA insurance protection.
B

Brotherhood

Brotherhood Credit Union is a member-owned, not-for-profit credit union offering checking, savings, loans, mortgages, and digital banking with competitive rates and personalized service.
C

Cambridge Municipal Employees

CME Federal Credit Union is a member-owned financial cooperative founded in 1935, serving Central Ohio residents, employees, and community members with competitive banking and lending products.

Showing 12 of 43 statewide providers. View all Credit Unions nationally →

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Credit Unions Questions in Lowell

What are alternatives to payday loans in Lowell?

Massachusetts bans payday lending entirely, protecting Lowell residents from predatory short-term loans. For emergency cash needs, consider alternatives: local credit unions like Jeanne D'Arc Credit Union offer payday alternative loans (PALs) with rates capped by federal regulation. Community Teamwork's emergency assistance programs serve Lowell residents facing financial hardship. You can also explore personal loan lenders for small-dollar installment loans that report to credit bureaus and help build your score.

Are there credit unions in Lowell that help build credit?

Yes. Lowell is served by several credit unions including Jeanne D'Arc Credit Union (headquartered in Lowell) and RTN Federal Credit Union. Credit unions typically offer credit-builder loans, secured credit cards, and lower minimum balance requirements than national banks. Jeanne D'Arc has deep roots in the Lowell community and offers financial education programs. With only 15 FDIC-insured banking locations citywide, credit unions fill important gaps — especially in neighborhoods like the Acre and Centralville where national bank branches are limited.

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Credit Unions Questions for Lowell Residents

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