Banks in Lowell, MA
Review 87 listed banks profiles associated with Lowell, Massachusetts. Check local offices, stored review context, and state-level rules before contacting a provider.
87
Banks Listed Profiles
2
In Lowell Specifically
85
Statewide Profiles
Review banks provider profiles associated with Lowell, Massachusetts. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Lowell List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Banks Located in Lowell
These providers have offices or are specifically located in Lowell, MA.
The Lowell Five Cent Savings Bank
FDIC-insured community bank offering personal and business banking, mortgages, commercial lending, and digital services with 170+ years of operating history.
Washington Savings Bank
Washington Savings Bank is an FDIC-insured community bank offering checking, savings, mortgages, and loans with a focus on personalized service and competitive rates.
More Banks Serving Lowell, MA
Statewide profiles that may be relevant for Lowell residents researching this category.
42 North Private Bank
42 North Private Bank offers private banking services with personalized relationship-focused banking for individuals, business owners, and advisors seeking customized financial solutions.
Adams Community Bank
Independent community savings bank established in 1869, offering checking, savings, CDs, mortgages, and fraud protection services to individuals and businesses.
Avidia Bank
FDIC-insured community bank serving Massachusetts with personal checking, savings, mortgages, and commercial lending. Headquartered in Hudson, MA with 10+ branches.
Bank of Easton
Community-owned bank in Easton founded in 1889, offering personal checking, savings, mortgages, business accounts, and loans with emphasis on local relationships.
Bankesb
bankESB is a community-focused bank offering checking, savings, home loans, and online banking across Massachusetts with multiple branch locations.
Bankgloucester
Community-focused bank offering personal and business checking, savings, CDs, mortgages, and digital banking services with FDIC insurance and local branch presence.
Bankhometown
Community-focused regional bank serving Massachusetts and Connecticut with personal checking, savings, home loans, and business banking services across seven branch locations.
Bay State Savings Bank
Bay State Savings Bank is a community-focused bank offering personal and business banking services including checking, savings, mortgages, and loans across multiple Massachusetts locations.
Baycoast Bank
BayCoast Bank is a community bank serving Massachusetts and Rhode Island with comprehensive personal and business banking services, lending products, and investment options.
Beacon Bank and Trust
Regional bank serving MA, CT, VT, NY, and RI with personal and business banking, loans, and wealth management services through merged operations.
Bluestone Bank
Independent community bank serving MA, RI, and NH since 1872, offering competitive deposit rates, mortgages, business loans, and wealth services with 100% FDIC/DIF deposit insurance.
Bristol County Savings Bank
FDIC-insured bank serving Rhode Island and Massachusetts with personal and business banking, commercial loans, and home financing through local branches.
Showing 12 of 85 statewide providers. View all Banks nationally →
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What are alternatives to payday loans in Lowell?
Massachusetts bans payday lending entirely, protecting Lowell residents from predatory short-term loans. For emergency cash needs, consider alternatives: local credit unions like Jeanne D'Arc Credit Union offer payday alternative loans (PALs) with rates capped by federal regulation. Community Teamwork's emergency assistance programs serve Lowell residents facing financial hardship. You can also explore personal loan lenders for small-dollar installment loans that report to credit bureaus and help build your score.
Are there credit unions in Lowell that help build credit?
Yes. Lowell is served by several credit unions including Jeanne D'Arc Credit Union (headquartered in Lowell) and RTN Federal Credit Union. Credit unions typically offer credit-builder loans, secured credit cards, and lower minimum balance requirements than national banks. Jeanne D'Arc has deep roots in the Lowell community and offers financial education programs. With only 15 FDIC-insured banking locations citywide, credit unions fill important gaps — especially in neighborhoods like the Acre and Centralville where national bank branches are limited.
Banks Questions for Lowell Residents
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