Personal Loans in Long Beach, CA
Review 43 listed personal loans profiles associated with Long Beach, California. Check local offices, stored review context, and state-level rules before contacting a provider.
43
Personal Loans Listed Profiles
2
In Long Beach Specifically
41
Statewide Profiles
Need a personal loan in Long Beach, California? Whether you're consolidating debt, covering an emergency expense, or funding a major purchase, review the listed lender profiles below for APR fields, loan amounts, and eligibility context. California residents should verify lender licensing or registration with the state Department of Banking before borrowing.
How to Use This Long Beach List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Personal Loans Located in Long Beach
These providers have offices or are specifically located in Long Beach, CA.
Lendmark Financial Services LLC
Lendmark Financial Services LLC Long Beach, California — Lendmark Financial Services is a consumer finance company offering personal loans, auto loans, ...
Oportun
Long Beach, CA's Oportun at 730 Long Beach Blvd suite g offers personal loans with flexible terms and rapid approval.
More Personal Loans Serving Long Beach, CA
Statewide profiles that may be relevant for Long Beach residents researching this category.
Rapid Approval Loans
Online personal loan marketplace connecting borrowers to a network of lenders offering $1,000–$5,000 unsecured loans with potential next-business-day funding.
Snap Loans Cash
Online personal loan marketplace connecting borrowers to verified lenders offering $100–$30,000 loans with next-business-day funding and bad-credit consideration.
Affirm
Buy now, pay later at checkout. Split purchases into 4 biweekly payments (0% APR) or 6-60 monthly payments. No late fees, no hidden charges. Publicly traded (NASDAQ: AFRM).
Afterpay
Pay in 4 interest-free installments. Owned by Block (Square). 20M+ US users. No credit check for most purchases.
All Coast Funding
All Coast Funding offers personal loans from $1,000-$100,000 and business loans from $5,000-$100,000 with online application and rate quote functionality.
Auto Finance of Sacramento
Sacramento-based used auto financing company offering no-credit-check vehicle loans since 1991, using employment as primary qualification instead of traditional credit scores.
Credit9
Credit9 is a personal loan lender offering $2,500-$45,000 debt consolidation loans with 24-hour approval and next-day funding. Subsidiary of Americor Holdings. BBB A+ accredited since 2018. 4.8 Google stars from 6,360 reviews.
Dividend Finance
Dividend Finance provides technology-enabled financing for solar, energy-efficient home upgrades, and general home improvements, targeting homeowners through contractor partnerships.
Easy Finance
EasyFinance.com is a financial marketplace aggregator connecting consumers with personal loans, mortgages, insurance, credit cards, and debt solutions from multiple providers.
Fusion Cash Advance
Fusion Cash Advance is a loan marketplace that connects applicants with lenders offering personal loans from $1,000–$5,000 with same-day or next-day funding.
Good Rate Loans
Good Rate Loans is a loan marketplace that connects borrowers to lenders offering personal loans from $1,000–$5,000 with fast funding and flexible credit acceptance.
Good Rate Loans
Good Rate Loans is a loan marketplace connecting borrowers to lenders offering personal loans from $1,000–$5,000 with same-day or next-day funding through an online application process.
Showing 12 of 41 statewide providers. View all Personal Loans nationally →
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Where can Long Beach small business owners find SBA loans?
Long Beach entrepreneurs can access best SBA loans through the Los Angeles SBA District Office, which oversees Long Beach. California received over 43,000 SBA loans totaling $27.3 billion recently. Local SCORE mentors at the Long Beach chapter provide free counseling to help prepare loan applications. The port-related economy creates strong opportunities for logistics, import/export, and manufacturing businesses to qualify for SBA funding.
What debt consolidation options work best for Long Beach residents?
Long Beach residents benefit from California's 10% constitutional usury cap when seeking debt consolidation through best personal loan lenders. Local credit unions often offer better rates than national lenders. Given the high cost of living in Long Beach, many residents also consider best debt relief companies, though California's strong consumer protection laws provide alternatives through nonprofit credit counseling agencies.
Are there good credit unions in Long Beach, California?
Long Beach offers several excellent credit union options, including Schools First Federal Credit Union, which serves education employees and their families, and Xceed Financial Credit Union. These institutions typically offer lower loan rates and fewer fees than traditional banks. With 51 FDIC-insured banking locations in Long Beach, residents have many choices, but credit unions often provide more personalized service and better rates for auto loans and mortgages.
What are alternatives to payday loans in Long Beach?
While payday loans are legal in California with a $15 per $100 cap, Long Beach residents have better alternatives. Local credit unions offer payday alternative loans (PALs) with lower rates. The California Earned Income Tax Credit and local assistance programs can provide emergency funds. Community organizations in areas like Cambodia Town and West Long Beach offer emergency financial assistance that doesn't create debt cycles.
Personal Loans Questions for Long Beach Residents
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