Credit Unions in Long Beach, CA

Review 100 listed credit unions profiles associated with Long Beach, California. Check local offices, stored review context, and state-level rules before contacting a provider.

100

Credit Unions Listed Profiles

1

In Long Beach Specifically

99

Statewide Profiles

Review credit unions provider profiles associated with Long Beach, California. Compare local and statewide profile context, and check stored Google ratings where available.

How to Use This Long Beach List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

Credit Unions Located in Long Beach

These providers have offices or are specifically located in Long Beach, CA.

More Credit Unions Serving Long Beach, CA

Statewide profiles that may be relevant for Long Beach residents researching this category.

1

1st United

1st United Credit Union is a member-owned, not-for-profit financial institution serving the San Francisco Bay Area with competitive rates on loans, savings accounts, and mortgages.

A

Altaone

AltaOne Federal Credit Union is a member-owned, not-for-profit credit union offering checking, savings, loans, and wealth management services to its members.

A

American First

American First Credit Union is a member-owned, not-for-profit financial institution serving the community since 1952, offering checking, savings, loans, and business services.

A

America'S Christian

America's Christian Credit Union (ACCU) is a faith-based, member-owned credit union offering comprehensive banking, lending, and investment products with a Christian mission focus.

A

Antioch Community

Antioch Community Federal Credit Union is a member-owned, not-for-profit financial institution serving the Antioch, CA community with loans, savings accounts, and financial planning tools.

A

ATM (LA Police Credit Union)

LA Police Credit Union is a full-service financial institution serving Southern California law enforcement and eligible members, offering checking, savings, loans, and digital banking.

B

Bakersfield City Employees

Peake Federal Credit Union (formerly Baltimore County Credit Union) is a member-owned credit union serving Maryland residents with checking, savings, loans, and credit card products.

B

Beverly Hills City Employees

Federal credit union serving Beverly Hills City employees and their families with member-owned financial services, checking accounts, loans, and NCUA insurance up to $250,000.

B

BluPeak Credit Union

BluPeak Credit Union is a financial institution offering banking services including checking, savings, and branch/ATM access across multiple locations.

C

Cabrillo Credit Union

San Diego-based credit union offering digital banking, mortgages, auto loans, personal loans, credit cards, and savings products to member-owners.

C

Cabrillo

San Diego-based credit union offering member-owned banking with competitive rates on mortgages, auto loans, personal loans, and digital banking services.

C

Cahp

California Highway Patrol Credit Union serves peace officers and their families with lending, deposit, and wealth management services through a member-owned, not-for-profit structure.

Showing 12 of 99 statewide providers. View all Credit Unions nationally →

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Credit Unions Questions in Long Beach

How can Long Beach residents improve their credit scores quickly?

Long Beach residents can leverage local resources like California State University Long Beach's financial counseling services and HUD-approved counseling agencies in the area. Focus on paying down high balances on existing accounts, as credit utilization heavily impacts scores. Consider best secured credit cards from local institutions like Schools First Federal Credit Union to rebuild credit history while benefiting from lower fees than national providers.

What debt consolidation options work best for Long Beach residents?

Long Beach residents benefit from California's 10% constitutional usury cap when seeking debt consolidation through best personal loan lenders. Local credit unions often offer better rates than national lenders. Given the high cost of living in Long Beach, many residents also consider best debt relief companies, though California's strong consumer protection laws provide alternatives through nonprofit credit counseling agencies.

Are there good credit unions in Long Beach, California?

Long Beach offers several excellent credit union options, including Schools First Federal Credit Union, which serves education employees and their families, and Xceed Financial Credit Union. These institutions typically offer lower loan rates and fewer fees than traditional banks. With 51 FDIC-insured banking locations in Long Beach, residents have many choices, but credit unions often provide more personalized service and better rates for auto loans and mortgages.

What are alternatives to payday loans in Long Beach?

While payday loans are legal in California with a $15 per $100 cap, Long Beach residents have better alternatives. Local credit unions offer payday alternative loans (PALs) with lower rates. The California Earned Income Tax Credit and local assistance programs can provide emergency funds. Community organizations in areas like Cambodia Town and West Long Beach offer emergency financial assistance that doesn't create debt cycles.

Credit Unions Questions for Long Beach Residents

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Long Beach has resources across credit repair, lending, debt relief, and more. See the full local guide.

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