Mortgages & Home Loans in Albany, NY

Review 24 listed mortgages & home loans profiles associated with Albany, New York. Check local offices, stored review context, and state-level rules before contacting a provider.

24

Mortgages & Home Loans Listed Profiles

24

Statewide Profiles

Review mortgages & home loans provider profiles associated with Albany, New York. Compare local and statewide profile context, and check stored Google ratings where available.

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How to Use This Albany List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

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Mortgages & Home Loans Serving Albany, NY

Statewide profiles that may be relevant for Albany residents researching this category.

A

AAFE Community Development Fund

AAFE Community Development Fund is a HUD-certified housing counselor and CDFI offering free homebuyer education, down payment assistance loans, and homeowner repair financing for low- to moderate-income New Yorkers.
B

Barry Koven at CrossCountry Mortgage

Barry Koven is a mortgage loan officer at CrossCountry Mortgage serving the Brooklyn, NY area, offering residential mortgage solutions for home purchase and refinancing.
B

Better

Better is a direct mortgage lender offering online home loans powered by AI technology. They've funded over $110B in loans for 600k customers through their digital platform.
B

Block Financial Resources

Block Financial Resources is a New York-based mortgage broker offering pre-qualification, pre-approval, and refinancing services with access to 50+ wholesale lenders.
B

Brooklyn Funding Group

Brooklyn Funding Group provides short-term and long-term real estate financing for fix-and-flip projects, new construction, multifamily properties, and rental portfolios. No upfront fees, no tax returns required.
C

CIVIC Financial Services

CIVIC Financial Services is a real estate investment lender offering fix-and-flip, bridge, rental, and construction loans for experienced and first-time property investors.
C

Colony Credit Real Estate, Inc

BrightSpire Capital is a publicly-traded commercial real estate credit REIT originating and acquiring debt investments and net-leased properties for institutional borrowers and developers.
G

GoRascal

GoRascal is a mortgage lender offering home purchase and refinance loans with rate comparison tools, pre-qualification, and 24/7 customer support across 49 states.
M

Manhattan Bridge Capital

Manhattan Bridge Capital Great Neck, NY — NASDAQ-listed hard money lender at 60 Cutter Mill Rd. Fix-and-flip, bridge, and construction loans for real estate investors across the New York tri-state area.
M

Manhattan Bridge Capital

Manhattan Bridge Capital is a NASDAQ-listed New York hard money lender offering fix-and-flip, bridge, and construction loans to real estate investors.
H

Hard Money Loans Brooklyn

Gauntlet Funding is a hard money lender in Brooklyn with 20+ years of experience offering non-conventional real estate financing for fix-and-flip, rental, bridge, and new construction properties.
I

InstaLend

InstaLend is a private real estate lender offering hard money and bridge loans for fix-and-flip, rental, and new construction projects with fast approval and minimal paperwork.

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Mortgages & Home Loans Questions in Albany

What is the best credit repair company in Albany, NY?

The best credit repair company for Albany residents depends on your specific situation — whether you need help disputing inaccurate items, negotiating with collectors, or rebuilding after bankruptcy. New York does not have a specific credit repair statute with bonding requirements like some states, but companies must comply with the federal Credit Repair Organizations Act (CROA), which prohibits upfront fees before services are performed. You can compare nationally rated options in CreditDoc's guide to the best credit repair companies. For free help, contact a HUD-approved counseling agency in Albany before paying for services.

How can I improve my credit score in Albany, NY?

Start by pulling your free credit reports and disputing any inaccuracies — this alone can produce meaningful score improvements. Albany residents benefit from New York's strong consumer protection laws and the state's ban on payday lending, which helps prevent the debt spirals that damage credit. Pay down revolving balances to below 30% utilization, set up autopay to avoid late payments, and consider a secured credit card if you're rebuilding. The state average credit score is 710, and reaching that benchmark opens access to better rates on auto loans and mortgages in the Capital Region market.

How do I get an SBA loan in Albany, NY?

Albany small business owners are served by the SBA Syracuse District Office, which covers the Capital Region. New York processed 23,225 SBA loans totaling $8.6 billion statewide, so lending activity is strong. Start by preparing your business plan and financial statements, then work with an SBA-preferred lender — several Capital Region banks and credit unions participate. The SBA 7(a) program covers general business needs, the 504 program handles real estate and equipment, and microloans serve startups needing smaller amounts. Compare lender options in CreditDoc's guide to the best SBA loans.

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Mortgages & Home Loans Questions for Albany Residents

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