Personal Loans Provider Profiles in Atlanta, GA

Review 5 listed personal loans profiles associated with Atlanta, Georgia. Average stored Google rating where available: 4.9/5.

5 Listed Profiles 1 Google-rated Payday: Banned

Georgia Lending Regulations

Georgia bans payday lending and treats violations as felony racketeering, providing among the strongest anti-payday protections in the country. Licensed installment lenders are regulated by the Department of Banking and Finance. Consumers can file complaints through the Governor's Office of Consumer Protection.

Usury cap: 5% simple interest (7% contract rate); payday lending banned under industrial loan act repeal Agency: Georgia Attorney General Consumer Protection Division

Provider Profiles for Personal Loans

VIVA Finance, Inc. logo

VIVA Finance, Inc.

VIVA Finance offers affordable fixed-rate personal loans from $300 to $10,000 at 11.99%–35.99% APR. Approvals based on employment history, not just credit score. BBB A+ rated, founded 2019.

4.9/5

Google rating from 3,657 reviews

BBB: A+

Profile signals: Borrowers with bad or limited credit who have stable employment, Employees with 1+ year at their current job seeking personal loans

Listed Personal Loans Profiles in Atlanta (5)

VIVA Finance, Inc. logo

VIVA Finance, Inc.

VIVA Finance offers affordable fixed-rate personal loans from $300 to $10,000 at 11.99%–35.99% APR. Approvals based on employment history, not just credit score. BBB A+ rated, founded 2019.

4.9/5

Google rating from 3,657 reviews

BBB: A+

Profile signals: Borrowers with bad or limited credit who have stable employment, Employees with 1+ year at their current job seeking personal loans

Carputty logo

Carputty

Carputty offers auto financing through Flexloan™, a credit line for vehicle purchases, refinancing, and lease buyouts with pre-qualification and multi-vehicle access.

BBB: NR

Profile signals: Car buyers with good-to-excellent credit seeking to avoid multiple hard inquiries across dealerships, Consumers refinancing existing auto loans to lower rates and monthly payments

Cibc National Trust Company logo

Cibc National Trust Company

CIBC Private Wealth US provides investment management, wealth strategies, and trustee services for high-net-worth individuals and families, not personal loans.

BBB: NR

Profile signals: High-net-worth individuals and families seeking comprehensive wealth management with investment, tax, and estate planning integration, Business owners and entrepreneurs with complex financial situations requiring multi-family office services and trustee support

Georgia Auto Finance logo

Georgia Auto Finance

Georgia Auto Finance is a loan agency specializing in auto loans located in midtown Atlanta. They offer vehicle financing services with accessible hours and local availability.

BBB: NR

Profile signals: Atlanta-area residents seeking in-person auto loan consultation and vehicle financing, Borrowers preferring local lenders with physical office locations over online-only alternatives

Spark Cash Advance logo

Spark Cash Advance

Spark Cash Advance is a loan matching service connecting consumers to third-party lenders offering personal loans up to $5,000, with fast online application and provider-stated next-day funding timing options.

BBB: NR

Profile signals: Consumers with poor or fair credit seeking quick online loan applications, Borrowers needing small emergency cash amounts ($500-$5,000) with fast turnaround