Review 23 listed free help profiles associated with New York, New York. Average stored Google rating where available: 4.4/5.
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
ARC Credit Counseling, LLC is a non-profit credit counseling agency approved by the U.S. Department of Justice under 11 U.S.C. § 111 to provide free or low-cost financial guidance.
Google rating from 2 reviews
Profile signals: Bankruptcy filers seeking mandatory pre-bankruptcy credit counseling required by federal law, Consumers building debt management plans who need government-approved, regulated financial guidance
National nonprofit that partners with city governments to embed financial empowerment programs into local infrastructure, serving 62 million residents across 150+ cities.
Google rating from 2 reviews
Profile signals: Residents of partner cities seeking free financial counseling and empowerment services through municipal programs, Low and moderate-income households in cities with CFE Fund financial empowerment centers
NYC-based nonprofit providing free advocacy, counseling, and legal assistance for low-income residents on healthcare, housing, economic security, and student debt.
Google rating from 40 reviews
Profile signals: Low-income New York residents struggling with student loan debt seeking free educational assistance, NYC residents needing help navigating health insurance enrollment, eligibility, or healthcare access issues
Nonprofit social enterprise providing financial coaching and products to help low-wage workers reduce debt, build savings, and achieve financial security.
Google rating from 10 reviews
Profile signals: Low-wage workers employed at organizations partnering with Neighborhood Trust, Credit union members at institutions offering Pathways to Financial Empowerment coaching
Non-profit credit counseling organization offering debt management plans, bankruptcy counseling, and financial education since 1991. NFCC-affiliated with certified counselors.
Google rating from 12 reviews
Profile signals: Consumers with multiple debts seeking consolidation into single manageable monthly payments through non-profit guidance, Individuals considering bankruptcy who need pre-filing counseling from certified financial counselors
GreenPath Financial Wellness is a 60-year-old NFCC-certified nonprofit offering free financial counseling, debt management programs, and housing counseling to help consumers reduce debt and build financial stability.
Google rating from 9 reviews
Profile signals: Consumers with multiple high-interest credit card debts seeking nonprofit counseling context to verify and creditor negotiation, Homeowners facing foreclosure or renters needing HUD-certified housing counseling
ARC Credit Counseling, LLC is a non-profit credit counseling agency approved by the U.S. Department of Justice under 11 U.S.C. § 111 to provide free or low-cost financial guidance.
Google rating from 2 reviews
Profile signals: Bankruptcy filers seeking mandatory pre-bankruptcy credit counseling required by federal law, Consumers building debt management plans who need government-approved, regulated financial guidance
National nonprofit that partners with city governments to embed financial empowerment programs into local infrastructure, serving 62 million residents across 150+ cities.
Google rating from 2 reviews
Profile signals: Residents of partner cities seeking free financial counseling and empowerment services through municipal programs, Low and moderate-income households in cities with CFE Fund financial empowerment centers
NYC-based nonprofit providing free advocacy, counseling, and legal assistance for low-income residents on healthcare, housing, economic security, and student debt.
Google rating from 40 reviews
Profile signals: Low-income New York residents struggling with student loan debt seeking free educational assistance, NYC residents needing help navigating health insurance enrollment, eligibility, or healthcare access issues
Nonprofit social enterprise providing financial coaching and products to help low-wage workers reduce debt, build savings, and achieve financial security.
Google rating from 10 reviews
Profile signals: Low-wage workers employed at organizations partnering with Neighborhood Trust, Credit union members at institutions offering Pathways to Financial Empowerment coaching
Non-profit credit counseling organization offering debt management plans, bankruptcy counseling, and financial education since 1991. NFCC-affiliated with certified counselors.
Google rating from 12 reviews
Profile signals: Consumers with multiple debts seeking consolidation into single manageable monthly payments through non-profit guidance, Individuals considering bankruptcy who need pre-filing counseling from certified financial counselors
GreenPath Financial Wellness is a 60-year-old NFCC-certified nonprofit offering free financial counseling, debt management programs, and housing counseling to help consumers reduce debt and build financial stability.
Google rating from 9 reviews
Profile signals: Consumers with multiple high-interest credit card debts seeking nonprofit counseling context to verify and creditor negotiation, Homeowners facing foreclosure or renters needing HUD-certified housing counseling
Non-profit community development organization providing free housing counseling, legal services, immigration assistance, and small business loans to low-income families across NYC.
Profile signals: Low-income immigrant families in NYC seeking free housing counseling and eviction prevention, Small business owners of color in underserved NYC neighborhoods needing affordable capital and business support
HUD-approved non-profit providing free homeowner counseling for mortgage assistance, foreclosure prevention, and affordable housing protection across New York State.
Profile signals: New York homeowners at risk of missing mortgage payments seeking free counseling, Families facing foreclosure who need legal and financial navigation support
Debtors Anonymous is a free 12-step fellowship for people struggling with compulsive debting, offering peer-led meetings across the Greater New York area.
Profile signals: People who identify compulsive or behavioral spending and debting patterns requiring psychological/spiritual intervention, Individuals seeking free peer support and community connection around debt and money issues
Financial planning and advisory firm offering comprehensive financial guidance on retirement, investments, and estate planning to individuals, families, and businesses.
Profile signals: Busy professionals and families seeking comprehensive financial planning without listed experience context, Individuals planning for retirement who want objective, unbiased guidance
Harlem CDC is a NY State-sponsored community development nonprofit offering free business services, financial literacy, and community revitalization programs for upper Manhattan residents and entrepreneurs.
Profile signals: First-time home buyers in upper Manhattan seeking free pre-purchase financial counseling, Low-income families in single/multi-unit homes eligible for weatherization assistance
Harlem Congregations For Community Improvement offers non-profit financial capacity workshops and community services. Organization appears to operate Franklin Day School with admissions support.
Profile signals: Harlem residents seeking free financial education and capacity building, Community members interested in non-profit financial counseling services
NYC Housing Partnership is a non-profit affordable housing organization providing financing, development support, and homeownership counseling across New York City.
Profile signals: First-time homebuyers in NYC seeking structured education, counseling, and access to affordable financing pathways, Non-profit sponsors and developers building or preserving affordable housing projects in New York City
Community development nonprofit providing grants, loans, and technical assistance to build opportunity in under-resourced communities since 1979.
Profile signals: Community organizations and nonprofits seeking flexible capital for local economic development projects, Small businesses in under-resourced areas unable to access traditional bank financing
LIIF is a nonprofit CDFI that mobilizes capital and partnerships for affordable housing, early care and education, and community development—not consumer financial services.
Profile signals: Nonprofit organizations developing affordable housing projects seeking flexible financing, Government agencies and child care providers needing facility development capital
Financial therapist offering free and paid behavioral coaching on debt, overshopping, and couples money issues, founded by Carrie Rattle with 30 years of financial services experience.
Profile signals: Individuals struggling with compulsive shopping or overshopping behaviors seeking therapeutic intervention, Couples with money conflicts, trust issues, or power imbalances around financial decisions
NHSNYC is a HUD-approved nonprofit housing counselor and CDFI offering free to low-cost homeownership education, lending, and financial counseling in New York City.
Profile signals: First-time homebuyers in New York City seeking affordable education and guidance before purchasing, NYC homeowners needing repairs but lacking traditional financing or credit access
NYC-based nonprofit providing free legal advice, financial counseling, and organizing support to low-income residents fighting economic injustice with high-cost lending risk context finance.
Profile signals: Low-income NYC residents seeking free legal advice about high-cost lending, financial discrimination, or debt-related legal issues, Community organizers and groups building campaigns for financial justice and economic equity in their neighborhoods
Nonprofit housing counselor providing HUD-approved homebuyer education, credit counseling, and foreclosure intervention to low-to-moderate income New Yorkers since 1993.
Profile signals: First-time homebuyers in New York with low-to-moderate income seeking free educational support, Credit-building clients wanting peer accountability through Lending Circles programs
Prager Metis is a CPA and professional services firm offering audit, tax, advisory, and accounting services to businesses, high-net-worth individuals, and listed industries.
Profile signals: Businesses and entrepreneurs in listed industries (entertainment, real estate, healthcare, technology) needing industry-specific accounting and tax experience context, High-net-worth individuals and families requiring comprehensive wealth management, trust planning, and tax optimization strategies
Savvy Ladies is a 501(c)(3) nonprofit providing free financial guidance, education, and helpline support exclusively to women nationwide.
Profile signals: Women seeking free financial guidance with no debt or income restrictions, Women navigating life transitions: divorce, widowhood, career changes, retirement
West Side Commons is a community-based nonprofit organization focused on building community connections and providing support services on the West Side.
Profile signals: West Side neighborhood residents seeking community engagement, Individuals looking for local community-based support resources
Financial consulting firm that provides free personalized product suggestions and guidance to help consumers navigate credit cards, personal loans, and other financial products based on their credit profile.
Profile signals: Consumers overwhelmed by multiple financial product options who want personalized guidance on which products match their credit profile, Individuals seeking to compare personal loan and credit card options without making individual applications