Credit Unions Provider Profiles in San Diego, CA

Review 22 listed credit unions profiles associated with San Diego, California. Average stored Google rating where available: 3.9/5.

22 Listed Profiles 15 Google-rated Payday: Legal

California Lending Regulations

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100 Agency: California Attorney General Consumer Protection

Provider Profiles for Credit Unions

North Island Credit Union logo

North Island Credit Union

North Island Credit Union is a San Diego-based credit union serving the region with membership eligibility through employer partnerships, family relationships, and community council memberships.

5.0/5

Google rating from 37 reviews

BBB: NR

Profile signals: San Diego-area residents who are family members of California Credit Union members seeking credit union benefits, Employees and retirees of partner organizations eligible for North Island membership

SchoolsFirst Federal Credit Union - San Diego - Mission Valley logo

SchoolsFirst Federal Credit Union - San Diego - Mission Valley

SchoolsFirst FCU is a federally chartered credit union serving school employees and their families in California with comprehensive banking, lending, and investment products.

4.9/5

Google rating from 27 reviews

BBB: NR

Profile signals: School employees seeking listed financial products and rate claims to verify tailored to educator finances, Families of school employees looking for full-service banking and investment solutions with member ownership benefits

Cabrillo Credit Union logo

Cabrillo Credit Union

San Diego-based credit union offering digital banking, mortgages, auto loans, personal loans, credit cards, and savings products to member-owners.

4.8/5

Google rating from 119 reviews

BBB: NR

Profile signals: San Diego-area residents seeking member-owned financial institution with rate claims to verify and community partnerships, Consumers prioritizing robust digital banking security and fraud prevention measures

MyPoint Credit Union North Park logo

MyPoint Credit Union North Park

San Diego-based credit union offering checking, savings, certificates, auto loans, home equity lines of credit, and credit cards to local members.

4.4/5

Google rating from 20 reviews

BBB: NR

Profile signals: San Diego-area residents seeking rate claims to verify on checking and savings accounts, Local auto borrowers looking for APR rates below typical bank offerings

Mission Fed Credit Union logo

Mission Fed Credit Union

Mission Fed Credit Union is a San Diego-based credit union offering checking, savings, auto loans, home loans, and ATM access through its Mission Valley branch and 30,000 nationwide fee-free ATMs.

4.0/5

Google rating from 218 reviews

BBB: NR

Profile signals: San Diego residents and workers seeking convenient local banking with weekend branch access, Customers prioritizing fee-free ATM networks and 24/7 digital banking capabilities

BluPeak Credit Union logo

BluPeak Credit Union

BluPeak Credit Union is a financial institution offering banking services including checking, savings, and branch/ATM access across multiple locations.

3.8/5

Google rating from 44 reviews

BBB: NR

Profile signals: Members seeking a cooperative banking model with potential fee advantages, Consumers prioritizing local branch access and ATM availability

Listed Credit Unions Profiles in San Diego (22)

North Island Credit Union logo

North Island Credit Union

North Island Credit Union is a San Diego-based credit union serving the region with membership eligibility through employer partnerships, family relationships, and community council memberships.

5.0/5

Google rating from 37 reviews

BBB: NR

Profile signals: San Diego-area residents who are family members of California Credit Union members seeking credit union benefits, Employees and retirees of partner organizations eligible for North Island membership

SchoolsFirst Federal Credit Union - San Diego - Mission Valley logo

SchoolsFirst Federal Credit Union - San Diego - Mission Valley

SchoolsFirst FCU is a federally chartered credit union serving school employees and their families in California with comprehensive banking, lending, and investment products.

4.9/5

Google rating from 27 reviews

BBB: NR

Profile signals: School employees seeking listed financial products and rate claims to verify tailored to educator finances, Families of school employees looking for full-service banking and investment solutions with member ownership benefits

Cabrillo Credit Union logo

Cabrillo Credit Union

San Diego-based credit union offering digital banking, mortgages, auto loans, personal loans, credit cards, and savings products to member-owners.

4.8/5

Google rating from 119 reviews

BBB: NR

Profile signals: San Diego-area residents seeking member-owned financial institution with rate claims to verify and community partnerships, Consumers prioritizing robust digital banking security and fraud prevention measures

MyPoint Credit Union North Park logo

MyPoint Credit Union North Park

San Diego-based credit union offering checking, savings, certificates, auto loans, home equity lines of credit, and credit cards to local members.

4.4/5

Google rating from 20 reviews

BBB: NR

Profile signals: San Diego-area residents seeking rate claims to verify on checking and savings accounts, Local auto borrowers looking for APR rates below typical bank offerings

Mission Fed Credit Union logo

Mission Fed Credit Union

Mission Fed Credit Union is a San Diego-based credit union offering checking, savings, auto loans, home loans, and ATM access through its Mission Valley branch and 30,000 nationwide fee-free ATMs.

4.0/5

Google rating from 218 reviews

BBB: NR

Profile signals: San Diego residents and workers seeking convenient local banking with weekend branch access, Customers prioritizing fee-free ATM networks and 24/7 digital banking capabilities

BluPeak Credit Union logo

BluPeak Credit Union

BluPeak Credit Union is a financial institution offering banking services including checking, savings, and branch/ATM access across multiple locations.

3.8/5

Google rating from 44 reviews

BBB: NR

Profile signals: Members seeking a cooperative banking model with potential fee advantages, Consumers prioritizing local branch access and ATM availability

California Coast Credit Union - University City Branch logo

California Coast Credit Union - University City Branch

California Coast Credit Union is a member-focused financial institution serving San Diego and surrounding counties, offering checking, savings, loans, credit cards, and mortgages with rate claims to verify.

3.8/5

Google rating from 12 reviews

BBB: NR

Profile signals: San Diego and Southern California residents seeking member-focused banking with competitive loan rates, Consumers looking for complimentary financial advisory services bundled with standard banking products

California Coast Credit Union East Village Branch logo

California Coast Credit Union East Village Branch

California Coast Credit Union's East Village Downtown San Diego branch offers full-service banking including checking, savings, auto loans, mortgages, and credit cards to San Diego County residents.

3.8/5

Google rating from 14 reviews

BBB: NR

Profile signals: San Diego County residents and employees seeking full-service banking with local branch access, Business owners in the seven-county service area needing business checking and loan products

California Coast Credit Union University Heights Branch logo

California Coast Credit Union University Heights Branch

California Coast Credit Union's University Heights branch in San Diego offers full-service banking including checking, savings, auto loans, mortgages, and credit cards to members in eight Southern California counties.

3.8/5

Google rating from 31 reviews

BBB: NR

Profile signals: Residents and employees in San Diego, Riverside, Orange, Los Angeles, Ventura, Imperial, or San Bernardino counties seeking community-focused banking, Borrowers interested in credit union membership benefits like lower loan rates and fee-free ATM access

Vons Credit Union logo

Vons Credit Union

Certified Federal Credit Union offers checking, savings, loans, and credit cards to eligible members. Member-owned institution providing traditional banking services with rate claims to verify.

3.5/5

Google rating from 22 reviews

BBB: NR

Profile signals: Individuals who meet Certified Federal Credit Union membership eligibility requirements seeking rate claims to verify, Members wanting comprehensive banking services including checking, savings, loans, and credit cards in one institution

California Coast Credit Union - Mira Mesa Branch logo

California Coast Credit Union - Mira Mesa Branch

California Coast Credit Union's Mira Mesa Branch is a full-service credit union offering checking, savings, auto loans, mortgages, and personal loans to San Diego County residents and workers in surrounding counties.

3.4/5

Google rating from 31 reviews

BBB: NR

Profile signals: San Diego County residents and workers seeking accessible in-person credit union banking with extended hours, Borrowers shopping for auto loans, mortgages, or personal loans from a member-focused financial institution

California Coast Credit Union Clairemont Branch logo

California Coast Credit Union Clairemont Branch

California Coast Credit Union's Clairemont branch is a full-service credit union location in San Diego offering checking, savings, loans, and ATM services to members in eight Southern California counties.

3.4/5

Google rating from 39 reviews

BBB: NR

Profile signals: San Diego County residents and workers seeking a full-service credit union with in-person branch support, Members across eight Southern California counties wanting fee-free ATM access and community banking services

MyPoint Credit Union Kearny Mesa logo

MyPoint Credit Union Kearny Mesa

MyPoint Credit Union is a San Diego-based credit union offering checking, savings, certificates, auto loans, home equity lines of credit, and credit cards to local members.

3.4/5

Google rating from 26 reviews

BBB: NR

Profile signals: San Diego area residents seeking local credit union banking with personalized service, Members prioritizing high-yield savings and checking accounts for competitive APY returns

California Coast Credit Union - Hillcrest Branch logo

California Coast Credit Union - Hillcrest Branch

California Coast Credit Union's Hillcrest branch is a full-service credit union location in San Diego offering checking, savings, loans, and ATM services to members in Southern California counties.

3.1/5

Google rating from 38 reviews

BBB: NR

Profile signals: San Diego County residents and workers seeking convenient in-person banking with Saturday branch hours, Small business owners needing business checking, savings, and business loan services with personal relationship banking

Wheelhouse Credit Union - Downtown San Diego logo

Wheelhouse Credit Union - Downtown San Diego

Wheelhouse Credit Union is a San Diego-based financial cooperative offering checking, savings, mortgages, auto loans, and investment services with rate claims to verify and member-focused perks.

3.0/5

Google rating from 29 reviews

BBB: NR

Profile signals: San Diego-area residents seeking high-yield checking and savings accounts, Homebuyers interested in ARM mortgage products with introductory rates

Cabrillo logo

Cabrillo

San Diego-based credit union offering member-owned banking with rate claims to verify on mortgages, auto loans, personal loans, and digital banking services.

BBB: NR

Profile signals: San Diego-area residents seeking member-owned banking with community focus, Employees of Sharp HealthCare, U.S. Border Patrol, and DHS who may have preferred employer relationships

California Coast logo

California Coast

City & County Credit Union is a member-owned financial institution offering checking, savings, mortgages, auto loans, credit cards, and personal loans with rate claims to verify and no-fee accounts.

BBB: NR

Profile signals: Consumers seeking member ownership and democratic input in their financial institution's decision-making, First-time homebuyers looking for mortgage guidance and closing cost assistance

Mission logo

Mission

Mission Fed is a member-owned, not-for-profit credit union serving the San Diego area with rate claims to verify on loans, savings products, and credit cards.

BBB: NR

Profile signals: San Diego-area residents seeking competitive auto and home loan rates with local community focus, Members prioritizing not-for-profit financial institutions and community reinvestment over corporate profits

Money Line logo

Money Line

Money One Federal Credit Union is a Maryland-based, member-owned credit union serving the Largo and Upper Marlboro areas with auto loans, mortgages, personal loans, and checking accounts.

BBB: NR

Profile signals: Maryland residents in qualifying zip codes seeking membership-based, not-for-profit lending alternatives, Employees of the 100+ approved employers and organizations eligible for membership

Mypoint logo

Mypoint

MyPoint Credit Union is a San Diego-based credit union offering checking, savings, certificates, loans, and credit cards with rate claims to verify and local branch access.

BBB: NR

Profile signals: San Diego County residents seeking local, community-focused banking with personalized service, Auto buyers looking for rate claims to verify below 5.5% APR without national bank overhead

San Diego County Credit Union logo

San Diego County Credit Union

San Diego County Credit Union is an NCUA-insured credit union offering member banking, lending, credit cards, business services, and branch access across Southern California.

BBB: NR

Profile signals: San Diego County residents and businesses seeking member-owned financial services with local branch access, Homebuyers and auto borrowers interested in rate claims to verify and expert lending support

Wheelhouse logo

Wheelhouse

wheelhouse.org is a disambiguation page with no financial services. The domain clarifies it is NOT affiliated with any company listed and directs users to the correct websites.

BBB: NR

Profile signals: Researchers disambiguating between multiple Wheelhouse-branded companies, Consumers confused about which Wheelhouse business they need