Credit Unions Provider Profiles in New York, NY

Review 26 listed credit unions profiles associated with New York, New York. Average stored Google rating where available: 4.3/5.

26 Listed Profiles 12 Google-rated Payday: Banned

New York Lending Regulations

New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.

Usury cap: 16% civil usury; 25% criminal usury; payday lending banned Agency: New York Attorney General Consumer Frauds Bureau

Provider Profiles for Credit Unions

Generations United Federal Credit Union

Generations United Federal Credit Union is a faith-based credit union serving United Church of Christ members and clergy, offering checking, savings, loans, and credit cards with values-aligned lending practices.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: United Church of Christ members and clergy seeking banking aligned with faith values, Customers prioritizing ethical banking practices over maximum convenience and nationwide branch networks

Greater Metro FCU

Greater Metro Federal Credit Union offers checking, savings, mortgages, auto loans, and credit cards to members. They provide digital banking via It's Me 247 and ATM/shared branch access.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Individuals seeking competitive auto and personal loan rates through a credit union, Members prioritizing fraud protection with multi-channel notifications

NY Bravest Federal Credit Union

NY Bravest Federal Credit Union is a member-owned financial institution serving first responders and their families since 1935, offering savings, loans, mortgages, and wealth management services.

5.0/5

Google rating from 58 reviews

BBB: NR

Profile signals: FDNY firefighters and their families seeking member-focused financial products, First responders interested in wealth management and retirement planning services

Actors Federal Credit Union

Actors Federal Credit Union is a listed credit union founded in 1962 serving artists and performers with rate claims to verify on checking, savings, mortgages, and auto loans.

4.9/5

Google rating from 144 reviews

BBB: NR

Profile signals: Actors, performers, and entertainment industry professionals seeking financial services from a union-affiliated credit union, AEA members and related entertainment professionals needing mortgages or auto loans with rate claims to verify

Grand Central Credit Union

Federal credit union established in 1936 serving Grand Central Terminal employees and families with basic banking products. Operates one New York branch with 1,600+ members.

4.5/5

Google rating from 19 reviews

BBB: NR

Profile signals: Grand Central Terminal employees seeking banking with employer-aligned institutions, Families of GCT workers wanting accessible personal banking and loan products

Neighborhood Trust Federal Credit Union

Community development credit union serving Upper Manhattan since 1997, offering low-cost financial services and affordable loans to underserved communities.

4.5/5

Google rating from 111 reviews

BBB: NR

Profile signals: Immigrants and non-citizens seeking credit access without traditional documentation, Upper Manhattan residents seeking community-oriented banking with mission-driven values

Listed Credit Unions Profiles in New York (26)

Generations United Federal Credit Union

Generations United Federal Credit Union is a faith-based credit union serving United Church of Christ members and clergy, offering checking, savings, loans, and credit cards with values-aligned lending practices.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: United Church of Christ members and clergy seeking banking aligned with faith values, Customers prioritizing ethical banking practices over maximum convenience and nationwide branch networks

Greater Metro FCU

Greater Metro Federal Credit Union offers checking, savings, mortgages, auto loans, and credit cards to members. They provide digital banking via It's Me 247 and ATM/shared branch access.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Individuals seeking competitive auto and personal loan rates through a credit union, Members prioritizing fraud protection with multi-channel notifications

NY Bravest Federal Credit Union

NY Bravest Federal Credit Union is a member-owned financial institution serving first responders and their families since 1935, offering savings, loans, mortgages, and wealth management services.

5.0/5

Google rating from 58 reviews

BBB: NR

Profile signals: FDNY firefighters and their families seeking member-focused financial products, First responders interested in wealth management and retirement planning services

Actors Federal Credit Union

Actors Federal Credit Union is a listed credit union founded in 1962 serving artists and performers with rate claims to verify on checking, savings, mortgages, and auto loans.

4.9/5

Google rating from 144 reviews

BBB: NR

Profile signals: Actors, performers, and entertainment industry professionals seeking financial services from a union-affiliated credit union, AEA members and related entertainment professionals needing mortgages or auto loans with rate claims to verify

Grand Central Credit Union

Federal credit union established in 1936 serving Grand Central Terminal employees and families with basic banking products. Operates one New York branch with 1,600+ members.

4.5/5

Google rating from 19 reviews

BBB: NR

Profile signals: Grand Central Terminal employees seeking banking with employer-aligned institutions, Families of GCT workers wanting accessible personal banking and loan products

Neighborhood Trust Federal Credit Union

Community development credit union serving Upper Manhattan since 1997, offering low-cost financial services and affordable loans to underserved communities.

4.5/5

Google rating from 111 reviews

BBB: NR

Profile signals: Immigrants and non-citizens seeking credit access without traditional documentation, Upper Manhattan residents seeking community-oriented banking with mission-driven values

Self Reliance NY Federal Credit Union

Federal credit union established in 1951 serving Ukrainian Americans with $1B+ in assets, offering checking, savings, IRAs, mortgages, and online banking across five NY-area branches.

4.4/5

Google rating from 30 reviews

BBB: NR

Profile signals: Ukrainian-American families seeking community-rooted banking with shared cultural values, Long-term members wanting to maintain relationships through a stable, well-capitalized institution

Municipal Credit Union

NYC-based credit union offering checking, savings, loans, mortgages, and credit cards to members who live, work, worship, or attend school in New York City.

4.3/5

Google rating from 402 reviews

BBB: NR

Profile signals: NYC-based residents and workers seeking a credit union alternative with community focus, First-time homebuyers in New York City looking for listed mortgage programs with lower barriers to entry

New York University Federal Credit Union (NYU FCU)

Member-owned federal credit union serving NYU-affiliated individuals and nationwide U.S. consumers through American Consumer Council enrollment, offering personal loans, checking, savings, and mobile banking.

4.0/5

Google rating from 55 reviews

BBB: NR

Profile signals: NYU-affiliated individuals seeking member-owned banking with community focus, Blue-collar and lower-income New York City residents seeking affordable personal loans

Lower East Side People's FCU

Lower East Side People's FCU is a credit union offering comprehensive banking, lending, and financial services to members in the New York area with a focus on community support and accessibility.

3.6/5

Google rating from 68 reviews

BBB: NR

Profile signals: Immigrant and non-English speaking consumers seeking banking services with multilingual support, Lower East Side and New York community members seeking credit union membership with community reinvestment

1199 SEIU Federal CU

I AM Federal Credit Union (formerly 1199 SEIU FCU) is a member-owned credit union offering checking, savings, CDs, mortgages, and digital banking services with fee-free ATM access.

3.4/5

Google rating from 50 reviews

BBB: NR

Profile signals: Members seeking digital-first banking with mobile and online convenience, Homebuyers looking for mortgage pre-approval and personalized lending guidance

FourLeaf Federal Credit Union

FourLeaf Federal Credit Union is a full-service credit union offering personal and business banking, lending, mortgages, and investment services with branches in New York City.

3.2/5

Google rating from 120 reviews

BBB: NR

Profile signals: New York City-area residents and businesses seeking full-service banking with in-person branch access, Customers interested in integrated wealth management and investment services alongside traditional banking

Church of the Master

Church of The Master Federal Credit Union is a member-owned cooperative financial institution serving members since 1944, offering traditional banking and credit union services.

BBB: NR

Profile signals: Members seeking a community-focused financial institution with 80+ year track record, Consumers who prefer member-owned cooperative model over traditional bank structures

Elektra Federal Credit Union

Elektra Federal Credit Union is a New York-based credit union established in 1940, serving over 6,200 members with $35.9M in assets and listed financial services for manufacturing sectors.

BBB: NR

Profile signals: Manufacturing sector employees seeking industry-specific financial solutions, New York-based professionals with local community ties to the institution

Empirt 207

Empirt 207 FCU is a member-owned credit union serving transportation industry employees since 1936, offering loans, rate claims to verify, and home banking services.

BBB: NR

Profile signals: Current and retired transportation industry employees seeking member-owned financial services, Transportation workers' family members eligible for membership benefits

Justice Federal Credit Union Quantico

Justice Federal Credit Union is a federally chartered credit union serving military-connected members with branch locations including Quantico, Virginia.

BBB: NR

Profile signals: Active duty military personnel stationed at or near Marine Corps Base Quantico, Military families seeking financial institutions with military-focused services

NBC (NY) Employees Federal Credit Union

NBC (NY) Employees FCU now operates as XCEL Federal Credit Union, serving members in New York, New Jersey, and nationwide with banking and loan products.

BBB: NR

Profile signals: Current or former NBC (NY) employees or affiliates eligible for XCEL FCU membership, NY/NJ residents seeking a credit union alternative to traditional banks with a long track record

Neighborhood Trust

Community development credit union serving underserved Upper Manhattan communities since 1997, offering affordable loans, savings accounts, and financial education with inclusive membership policies.

BBB: NR

Profile signals: Undocumented immigrants and ITIN holders seeking credit access in Upper Manhattan, Latino community members seeking culturally-informed financial services and Spanish-language support

New York Episcopal

New York Episcopal Federal Credit Union is a member-owned, not-for-profit financial institution serving clergy, employees, and families of the Episcopal Church with NCUA insurance.

BBB: NR

Profile signals: Episcopal Church clergy seeking community-aligned financial services, Episcopal Church employees looking for member-owned banking alternatives

New York Times Employees

New York Times Employees' FCU is a member-owned credit union serving current and former NYT employees with auto loans, certificates, credit cards, and deposit accounts.

BBB: NR

Profile signals: Current and former New York Times Company employees seeking member-owned financial institution benefits, NYT employees looking for competitive auto loan rates and deposit products

New York Times Employees Federal Credit Union

A federally chartered credit union exclusively serving New York Times employees with checking, savings, loans, and VISA products at two NYC locations.

BBB: NR

Profile signals: Current and former New York Times employees seeking convenient local banking, NYC-based Times employees wanting to consolidate financial services with an organization aligned with their employer

Penn South Cooperative

Puget Sound Cooperative Credit Union (PSCCU) is a member-owned, not-for-profit credit union offering loans, savings accounts, and financial services to Washington state residents.

BBB: NR

Profile signals: Washington state residents seeking competitive auto and home equity loan rates with a community-focused lender, Environmentally conscious consumers interested in solar financing and green living incentives

Penn South Federal Credit Union

Independent community-oriented credit union in New York offering affordable homeownership financing and member services since 1963.

BBB: NR

Profile signals: New York-area residents seeking affordable mortgage financing from a community-focused lender, First-time homebuyers aligned with credit union's affordable homeownership mission

Prime Finance

Wisconsin's first credit union (founded 1923) serving Milwaukee, Brown Deer, and Cudahy with member-owned banking, loans, and community development focus.

BBB: NR

Profile signals: Milwaukee-area residents seeking member-owned banking with community development values, Hispanic and migrant workers in Wisconsin looking for culturally-responsive financial services

university settlement federal credit union

Not-for-profit credit union serving low-income members and employees of University Settlement and The Door in NYC with basic banking and loan services.

BBB: NR

Profile signals: Low-income individuals seeking accessible financial services and lending alternatives to traditional banks, University Settlement and The Door employees and their family members needing credit union membership

Urban Empowerment

Urban Empowerment Federal Credit Union is a member-owned, not-for-profit financial institution serving urban communities with a range of financial services and planning tools.

BBB: NR

Profile signals: Urban community members seeking not-for-profit credit union membership with lower fees than traditional banks, Individuals prioritizing financial planning support and goal-oriented financial guidance