Compare credit unions providers in New York, NY — 28 listed profiles with pricing, licensing, and CFPB complaint context. Review 28 listed profiles.
Featured providers with verified public review signals. Sorted by stored Google rating. Every listing links to a CreditDoc profile with pricing, licensing, and complaint context.
New York, NY
★ 5.0 · 1 reviews
Generations United Federal Credit Union is a faith-based credit union serving United Church of Christ members and clergy, offering checking, savings, loans, and credit cards with values-aligned lending practices. This New York listing is one of 28 listed credit unions providers reviewed by CreditDoc.
View Details →New York, NY
★ 5.0 · 2 reviews
Greater Metro Federal Credit Union offers checking, savings, mortgages, auto loans, and credit cards to members. They provide digital banking via It's Me 247 and ATM/shared branch access. This New York listing is one of 28 listed credit unions providers reviewed by CreditDoc.
View Details →New York, NY
★ 5.0 · 58 reviews
NY Bravest Federal Credit Union is a member-owned financial institution serving first responders and their families since 1935, offering savings, loans, mortgages, and wealth management services. This New York listing is one of 28 listed credit unions providers reviewed by CreditDoc.
View Details →New York, NY
★ 4.9 · 144 reviews
Actors Federal Credit Union is a specialized credit union founded in 1962 serving artists and performers with competitive rates on checking, savings, mortgages, and auto loans. This New York listing is one of 28 listed credit unions providers reviewed by CreditDoc.
View Details →New York, NY
★ 4.9 · 29 reviews
The Finest Federal Credit Union is a credit union listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying. This New York listing is one of 28 listed credit unions providers reviewed by CreditDoc.
View Details →New York, NY
★ 4.5 · 19 reviews
Federal credit union established in 1936 serving Grand Central Terminal employees and families with basic banking products. Operates one New York branch with 1,600+ members. This New York listing is one of 28 listed credit unions providers reviewed by CreditDoc.
View Details →Below are every credit unions provider CreditDoc has listed in New York, NY. Review pricing, refund terms, licensing, and CFPB complaint context on each profile. Comparing at least three profiles side-by-side is the fastest way to spot outliers on price or terms in the New York market.
New York, NY
BBB NR
Generations United Federal Credit Union is a faith-based credit union serving United Church of Christ members and clergy, offering checking, savings, loans, and credit cards with values-aligned lending practices. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
Greater Metro Federal Credit Union offers checking, savings, mortgages, auto loans, and credit cards to members. They provide digital banking via It's Me 247 and ATM/shared branch access. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
NY Bravest Federal Credit Union is a member-owned financial institution serving first responders and their families since 1935, offering savings, loans, mortgages, and wealth management services. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
Actors Federal Credit Union is a specialized credit union founded in 1962 serving artists and performers with competitive rates on checking, savings, mortgages, and auto loans. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
The Finest Federal Credit Union is a credit union listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confi This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
Federal credit union established in 1936 serving Grand Central Terminal employees and families with basic banking products. Operates one New York branch with 1,600+ members. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
Community development credit union serving Upper Manhattan since 1997, offering low-cost financial services and affordable loans to underserved communities. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
Federal credit union established in 1951 serving Ukrainian Americans with $1B+ in assets, offering checking, savings, IRAs, mortgages, and online banking across five NY-area branches. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
NYC-based credit union offering checking, savings, loans, mortgages, and credit cards to members who live, work, worship, or attend school in New York City. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
Member-owned federal credit union serving NYU-affiliated individuals and nationwide U.S. consumers through American Consumer Council enrollment, offering personal loans, checking, savings, and mobile banking. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
Lower East Side People's FCU is a credit union offering comprehensive banking, lending, and financial services to members in the New York area with a focus on community support and accessibility. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
I AM Federal Credit Union (formerly 1199 SEIU FCU) is a member-owned credit union offering checking, savings, CDs, mortgages, and digital banking services with fee-free ATM access. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
FourLeaf Federal Credit Union is a full-service credit union offering personal and business banking, lending, mortgages, and investment services with branches in New York City. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
Church of The Master Federal Credit Union is a member-owned cooperative financial institution serving members since 1944, offering traditional banking and credit union services. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
Elektra Federal Credit Union is a New York-based credit union established in 1940, serving over 6,200 members with $35.9M in assets and specialized financial services for manufacturing sectors. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
Empirt 207 FCU is a member-owned credit union serving transportation industry employees since 1936, offering loans, competitive rates, and home banking services. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
Justice Federal Credit Union is a federally chartered credit union serving military-connected members with branch locations including Quantico, Virginia. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
NBC (NY) Employees FCU now operates as XCEL Federal Credit Union, serving members in New York, New Jersey, and nationwide with banking and loan products. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
Community development credit union serving underserved Upper Manhattan communities since 1997, offering affordable loans, savings accounts, and financial education with inclusive membership policies. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
New York Episcopal Federal Credit Union is a member-owned, not-for-profit financial institution serving clergy, employees, and families of the Episcopal Church with NCUA insurance. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
New York Times Employees' FCU is a member-owned credit union serving current and former NYT employees with auto loans, certificates, credit cards, and deposit accounts. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
A federally chartered credit union exclusively serving New York Times employees with checking, savings, loans, and VISA products at two NYC locations. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
Puget Sound Cooperative Credit Union (PSCCU) is a member-owned, not-for-profit credit union offering loans, savings accounts, and financial services to Washington state residents. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
Independent community-oriented credit union in New York offering affordable homeownership financing and member services since 1963. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
Wisconsin's first credit union (founded 1923) serving Milwaukee, Brown Deer, and Cudahy with member-owned banking, loans, and community development focus. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
The Finest is a credit union listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
BBB NR
Not-for-profit credit union serving low-income members and employees of University Settlement and The Door in NYC with basic banking and loan services. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →New York, NY
Urban Empowerment Federal Credit Union is a member-owned, not-for-profit financial institution serving urban communities with a range of financial services and planning tools. This is a New York credit unions listing on CreditDoc. Verify pricing, refund policy, and state licensing before signing anything.
View Details →Federal protections for New York consumers: the Fair Credit Reporting Act (FCRA) gives New York residents the right to dispute inaccurate credit report information for free with all three credit bureaus. The Credit Repair Organizations Act (CROA) makes it illegal for any credit repair provider — in New York or elsewhere — to charge before services are performed. If a New York credit unions provider asks for upfront payment before performing work, treat it as a red flag.
New York state-level protections: New York adds its own state-level rules on top of the federal ones. Interest-rate caps, licensing requirements, refund policies, and enforcement all vary by state. Check the New York overview page for the current usury cap, payday-lending status, and consumer protection agency contact. Every New York lender should hold an active New York license — if a provider cannot give you their license number in writing, treat it as a red flag.
How to check licensing: the New York Department of Financial Services (or equivalent agency) publishes a searchable license lookup. Before your first meeting with any New York credit unions provider, spend five minutes cross-checking their license status. Providers that refuse to give a license number are often unlicensed to operate in New York or have had licenses revoked.
How to research a New York provider's track record: the CFPB Consumer Complaint Database at consumerfinance.gov/complaint lists complaints filed against every lender, credit repair company, and debt collector in the country. A pattern of unresolved complaints against a specific New York provider is one of the strongest signals available before signing a contract.
Get the pricing in writing. Ask every New York credit unions provider for their fees, monthly cost (if applicable), setup fee (if applicable), and APR (for lending products) in writing before signing. Providers that only quote pricing over the phone or that offer "call for a personalized quote" without a public pricing tier are harder to compare and usually more expensive.
Confirm the refund policy. Ask each New York provider what happens if you cancel within the first three days (federal CROA window), within the first month, and after the promised results are not delivered. Refund policies are one of the biggest differentiators between credit unions providers in New York, and they are frequently not disclosed until after signing.
Cross-check with the CFPB. Search each New York provider's exact business name in the CFPB Consumer Complaint Database. A provider with zero complaints is not necessarily better — it may just be smaller. But a provider with a pattern of unresolved complaints in the same category (e.g. billing disputes, misleading claims about credit repair timelines, high-cost lending disclosures) is a strong signal to keep researching alternatives.
Compare at least three providers. New York has 28 listed credit unions providers on CreditDoc. Reviewing three provider profiles side-by-side is the fastest way to spot pricing outliers, licensing gaps, and refund-policy differences. Providers that are transparent about pricing, licensing, and refund terms will match this level of preparation on their side; providers that resist it are usually not the right fit.
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