Compare 13 credit unions companies serving New York, New York. Average rating: 4.3/5.
New York bans payday lending through its 16% civil usury and 25% criminal usury caps. The Department of Financial Services aggressively pursues illegal online payday lenders. Consumers have strong protections under state law and can file complaints with DFS or the Attorney General.
Actors Federal Credit Union is a specialized credit union founded in 1962 serving artists and performers with competitive rates on checking, savings, mortgages, and auto loans.
Best for: Actors, performers, and entertainment industry professionals seeking financial services from a union-affiliated credit union, AEA members and related entertainment professionals needing mortgages or auto loans with competitive rates
Community development credit union serving Upper Manhattan since 1997, offering low-cost financial services and affordable loans to underserved communities.
Best for: Immigrants and non-citizens seeking credit access without traditional documentation, Upper Manhattan residents seeking community-oriented banking with mission-driven values
Generations United Federal Credit Union is a faith-based credit union serving United Church of Christ members and clergy, offering checking, savings, loans, and credit cards with values-aligned lending practices.
Best for: United Church of Christ members and clergy seeking banking aligned with faith values, Customers prioritizing ethical banking practices over maximum convenience and nationwide branch networks
Federal credit union established in 1936 serving Grand Central Terminal employees and families with basic banking products. Operates one New York branch with 1,600+ members.
Best for: Grand Central Terminal employees seeking banking with employer-aligned institutions, Families of GCT workers wanting accessible personal banking and loan products
Greater Metro Federal Credit Union offers checking, savings, mortgages, auto loans, and credit cards to members. They provide digital banking via It's Me 247 and ATM/shared branch access.
Best for: Individuals seeking competitive auto and personal loan rates through a credit union, Members prioritizing fraud protection with multi-channel notifications
NY Bravest Federal Credit Union is a member-owned financial institution serving first responders and their families since 1935, offering savings, loans, mortgages, and wealth management services.
Best for: FDNY firefighters and their families seeking member-focused financial products, First responders interested in wealth management and retirement planning services
Actors Federal Credit Union is a specialized credit union founded in 1962 serving artists and performers with competitive rates on checking, savings, mortgages, and auto loans.
Best for: Actors, performers, and entertainment industry professionals seeking financial services from a union-affiliated credit union, AEA members and related entertainment professionals needing mortgages or auto loans with competitive rates
Community development credit union serving Upper Manhattan since 1997, offering low-cost financial services and affordable loans to underserved communities.
Best for: Immigrants and non-citizens seeking credit access without traditional documentation, Upper Manhattan residents seeking community-oriented banking with mission-driven values
Generations United Federal Credit Union is a faith-based credit union serving United Church of Christ members and clergy, offering checking, savings, loans, and credit cards with values-aligned lending practices.
Best for: United Church of Christ members and clergy seeking banking aligned with faith values, Customers prioritizing ethical banking practices over maximum convenience and nationwide branch networks
Federal credit union established in 1936 serving Grand Central Terminal employees and families with basic banking products. Operates one New York branch with 1,600+ members.
Best for: Grand Central Terminal employees seeking banking with employer-aligned institutions, Families of GCT workers wanting accessible personal banking and loan products
Greater Metro Federal Credit Union offers checking, savings, mortgages, auto loans, and credit cards to members. They provide digital banking via It's Me 247 and ATM/shared branch access.
Best for: Individuals seeking competitive auto and personal loan rates through a credit union, Members prioritizing fraud protection with multi-channel notifications
NY Bravest Federal Credit Union is a member-owned financial institution serving first responders and their families since 1935, offering savings, loans, mortgages, and wealth management services.
Best for: FDNY firefighters and their families seeking member-focused financial products, First responders interested in wealth management and retirement planning services
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Best for: Consumers in New York, New York looking for payday alternative lending services, People who prefer working with a local payday alternative lending provider
NYC-based credit union offering checking, savings, loans, mortgages, and credit cards to members who live, work, worship, or attend school in New York City.
Best for: NYC-based residents and workers seeking a credit union alternative with community focus, First-time homebuyers in New York City looking for specialized mortgage programs with lower barriers to entry
Member-owned federal credit union serving NYU-affiliated individuals and nationwide U.S. consumers through American Consumer Council enrollment, offering personal loans, checking, savings, and mobile banking.
Best for: NYU-affiliated individuals seeking member-owned banking with community focus, Blue-collar and lower-income New York City residents seeking affordable personal loans
Federal credit union established in 1951 serving Ukrainian Americans with $1B+ in assets, offering checking, savings, IRAs, mortgages, and online banking across five NY-area branches.
Best for: Ukrainian-American families seeking community-rooted banking with shared cultural values, Long-term members wanting to maintain relationships through a stable, well-capitalized institution
I AM Federal Credit Union (formerly 1199 SEIU FCU) is a member-owned credit union offering checking, savings, CDs, mortgages, and digital banking services with fee-free ATM access.
Best for: Members seeking digital-first banking with mobile and online convenience, Homebuyers looking for mortgage pre-approval and personalized lending guidance
FourLeaf Federal Credit Union is a full-service credit union offering personal and business banking, lending, mortgages, and investment services with branches in New York City.
Best for: New York City-area residents and businesses seeking full-service banking with in-person branch access, Customers interested in integrated wealth management and investment services alongside traditional banking
Lower East Side People's FCU is a credit union offering comprehensive banking, lending, and financial services to members in the New York area with a focus on community support and accessibility.
Best for: Immigrant and non-English speaking consumers seeking banking services with multilingual support, Lower East Side and New York community members seeking credit union membership with community reinvestment