FourLeaf Federal Credit Union operates as a comprehensive financial institution providing banking and lending services to both personal and business customers. The credit union maintains a physical presence in Chelsea, New York City, and serves members through multiple channels including digital banking platforms. The institution offers a broad range of personal banking services including checking and savings accounts, certificates of deposit, money market accounts, and IRAs.
On the lending side, they provide auto loans, personal loans, credit cards, student loan refinancing, and comprehensive home lending products including mortgages, refinancing, and home equity lines of credit. For business customers, FourLeaf FCU provides dedicated business checking and savings accounts, business lending including term loans and commercial real estate financing, and payment processing solutions. FourLeaf FCU distinguishes itself through integrated wealth management and investment services via FourLeaf Financial Group, offering guided wealth portfolios, college planning, retirement planning, and insurance products including auto, homeowners, and life insurance.
They provide comprehensive digital banking capabilities with online banking, mobile banking, and virtual appointment services. The credit union also emphasizes financial education through free seminars, webinars, and learning centers covering auto purchases, credit, savings, mortgages, and HELOCs, plus access to credit counseling services. As a credit union operating under routing number 221473652, FourLeaf FCU is member-owned and subject to cooperative banking principles.
Customers should contact the institution directly at 1-800-628-7070 to understand membership requirements and current product offerings.