Federal credit union established in 1951 serving Ukrainian Americans with $1B+ in assets, offering checking, savings, IRAs, mortgages, and online banking across five NY-area branches.
Data compiled from public sources · Rating from CreditDoc methodology
Self Reliance NY Federal Credit Union was founded in 1951 by volunteers under the sponsorship of the New York Branch of the Selfreliance Association of American Ukrainians. It operates as a member-owned cooperative financial institution dedicated to the philosophy of "people helping people," and holds the distinction of being the oldest and largest Ukrainian credit union in the world. The organization serves over 15,000 members with assets exceeding $1 billion.
The credit union offers a comprehensive suite of retail banking services including checking and savings accounts, Individual Retirement Accounts (IRAs), real estate lending with mortgages featuring low rates and flexible terms, VISA EZCards, online and mobile banking available 24/7, and ATM access. Members can access services through five physical branch locations in New York: the headquarters on Second Avenue in Manhattan, plus branches in Astoria, Kerhonkson, Lindenhurst, and Uniondale. The institution emphasizes personalized service with stated commitments to confidentiality, professionalism, and member value.
" The organization is currently integrating products, services, systems, and procedures across all physical and digital channels. This merger represents a substantial consolidation within the Ukrainian-American credit union space and may affect member accounts during the transition period. As a federally-chartered credit union, Self Reliance NY operates under regulatory oversight and membership restrictions tied to the Ukrainian-American community connection.
While the institution boasts strong capitalization and longevity, potential members should note the ongoing system integration from the recent merger and limited branch hours, particularly at smaller locations like Kerhonkson which operates only three days per week with restricted hours.
Yes. Self Reliance NY Federal Credit Union is a registered company, headquartered in New York, NY.
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CreditDoc Diagnosis
Self Reliance NY FCU is best for Ukrainian-American community members in New York seeking stable, member-focused banking with a 73-year track record and $1B+ in assets. The primary caveat is the ongoing October 2025 merger integration, which may affect system stability and service delivery, plus highly limited hours at smaller branches and membership eligibility restrictions to the Ukrainian-American community.
Center Parc Credit Union is a member-owned financial cooperative founded in 1925, offering comprehensive personal and business banking, lending, and financial planning services.
Best for: Members seeking comprehensive banking services from a stable, community-focused credit union, Consumers interested in member-owned institutions with lower fees and competitive lending rates
Delta Community Credit Union is a federally insured credit union offering checking, savings, loans, credit cards, and wealth management services to members across multiple Atlanta-area branches.
Best for: Atlanta-area residents and employees seeking a credit union alternative to traditional banks with extended service hours, Members interested in wealth management and retirement planning services beyond basic banking
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Best for: Regional members seeking federally insured deposit accounts and local credit union services, Consumers with $250,000+ to deposit wanting tiered Money Market rates and relationship banking
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