Credit Unions Provider Profiles in Cincinnati, OH

Review 8 listed credit unions profiles associated with Cincinnati, Ohio.

8 Listed Profiles Payday: Restricted

Ohio Lending Regulations

Ohio reformed payday lending in 2018 with HB 123, capping APR at 28% and requiring minimum 91-day terms. A statewide database prevents borrower abuse. The Division of Financial Institutions regulates consumer lenders, and consumers can file complaints with the Division or the Attorney General.

Usury cap: 28% APR cap on short-term loans (HB 123, 2018); 8% general usury Agency: Ohio Attorney General Consumer Protection Section

Listed Credit Unions Profiles in Cincinnati (8)

Children'S Medical Center logo

Children'S Medical Center

Member-owned federal credit union serving Children's Medical Center employees and families since 1970, offering savings accounts, loans, and financial services with NCUA insurance.

BBB: NR

Profile signals: Children's Medical Center employees seeking employer-affiliated banking with community focus, Families of CCHMC staff members needing comprehensive financial services

Cincinnati Healthcare Associates logo

Cincinnati Healthcare Associates

Federal credit union established in 1973 serving Christ Hospital employees and their families with loans, savings accounts, and investment products.

BBB: NR

Profile signals: Christ Hospital employees seeking employer-affiliated financial services with on-site convenience, Healthcare workers needing listed credit union products and employee-focused services

Cincinnati Interagency logo

Cincinnati Interagency

Cincinnati Interagency Federal Credit Union is a member-owned, not-for-profit credit union offering vehicle loans, home improvement financing, and democratically-governed financial services to Cincinnati-area residents.

BBB: NR

Profile signals: Cincinnati-area residents specifically seeking competitive vehicle financing (auto, RV, marine, motorcycle loans), Members comfortable with primarily online/digital banking due to limited branch accessibility

Cinfed logo

Cinfed

Cinfed is a member-owned credit union offering checking, savings, auto loans, and financial coaching to Cincinnati-area residents with a focus on personalized service.

BBB: NR

Profile signals: Cincinnati-area residents seeking relationship-based financial services with personalized coaching, Auto buyers looking for competitive financing with dedicated support through the loan process

Greater Cincinnati School logo

Greater Cincinnati School

Greater Cincinnati Credit Union is a member-owned financial institution offering savings, checking, loans, mortgages, and credit cards to the greater Cincinnati area with rate claims to verify and comprehensive financial services.

BBB: NR

Profile signals: Cincinnati-area residents seeking competitive mortgage rates and home lending solutions, Credit union members prioritizing member-owned institutions with profit-sharing alignment and low promotional rates

Sharefax logo

Sharefax

Sharefax is a member-owned credit union serving the Cincinnati, Ohio area with checking, savings, loans, and credit card products.

BBB: NR

Profile signals: Cincinnati-area residents seeking local credit union membership with competitive loan and deposit products, Auto loan refinance borrowers looking for current promotional discounts (1.50% off through May 31st)

St. James Parish logo

St. James Parish

SJP Federal Credit Union is a member-owned credit union in Buffalo, NY offering checking, savings, lending, and retirement accounts with ATM network fee context.

BBB: NR

Profile signals: Buffalo-area residents seeking a community-focused credit union with full-service banking, Members who value ATM network fee context globally through the Allpoint network

U.p.s. logo

U.p.s.

UPS Employees Federal Credit Union (UPSEFCU) is a member-owned credit union serving UPS employees, retirees, and their families from Ontario, CA, offering checking, savings, loans, mortgages, and credit cards.

BBB: NR

Profile signals: Current UPS employees seeking consolidated payroll-integrated financial services, UPS retirees wanting to maintain banking relationships with their employer-affiliated credit union