Sharefax is a member-owned credit union serving the Cincinnati, Ohio area with checking, savings, loans, and credit card products.
Data compiled from public sources · Rating from CreditDoc methodology
Sharefax Credit Union is a not-for-profit, member-owned financial institution serving the greater Cincinnati, Ohio region. The credit union operates nine physical branch locations across communities including Batavia, Blue Ash, Eastgate, Evendale, Lebanon, Liberty Township, Mason, Milford, and Western Hills, with access to additional shared branching locations nationwide and a network of ATMs.
Sharefax offers a comprehensive suite of consumer financial products including checking and savings accounts, certificates of deposit with published rates, auto loans with refinancing options (currently offering 1.50% off for refinances before May 31st), home loans and HELOCs with $0 closing costs for a limited time, personal loans, student loans, and credit cards (Score Card and Prime Card with recent upgrades). The credit union also provides debt protection through Life Plus, safe deposit boxes, online banking, bill pay, and shared branching access across the nationwide CO-OP network.
Sharefax distinguishes itself through community focus, evidenced by youth financial education programs (Champion Club accounts for youth), a community job board, merchant services for local businesses, and active fraud prevention education. The credit union publishes current rates for savings, checking, IRAs, loans, and certificates on their website, and offers financial wellness programs and resources for members. They provide specific conveniences like skip-a-payment options on loans, fee-free ATM/Debit MasterCard access at PNC bank ATMs, and ID protection services.
As a credit union, Sharefax is limited to serving members in their defined field of membership and geographic service area in Ohio. While they offer competitive products typical of regional credit unions, they lack the branch density of larger national institutions. The website indicates they have zero branches and zero shared branches displayed (likely a technical issue), though nine specific branch addresses are listed. Membership eligibility and specific product terms require direct inquiry.
Yes. Sharefax is a registered company, headquartered in ,, founded in 1960.
Membership approval and account opening typically takes 1-3 business days. Loan decisions are usually faster than traditional banks.
CreditDoc Diagnosis
Sharefax is ideal for Cincinnati-area residents seeking membership-based credit union banking with current promotional incentives on home and auto lending. The main caveat is strict geographic service limitation to Ohio; non-local consumers cannot join, and those relocating lose convenient branch access.
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