The Credit Repairmen is the trade name of Hetrick, Skidmore, and Associates, LLC, founded December 23, 2011 by Adam Hetrick and Logan Skidmore in San Antonio, Texas. Both founders are former mortgage loan officers, a background that shaped the company's focus on helping consumers achieve creditworthiness for major financial goals like homeownership and auto financing. Operating out of 6989 Alamo Downs Pkwy, the company has grown to between 11 and 50 employees. It holds no CDFI, HUD-approved, or NFCC certification — a distinction worth noting for consumers comparing it against non-profit alternatives.
The company offers two monthly subscription plans — Executive at $119/month and Platinum at $259/month, both discounted from higher regular rates. Clients begin with a free credit analysis followed by a customized dispute plan targeting inaccurate, unverifiable, or outdated negative items across Equifax, Experian, and TransUnion. Covered items include late payments, collections, charge-offs, repossessions, foreclosures, and bankruptcies. Both plans include unlimited credit bureau disputes, inquiry removal, personal information clean-up, rent reporting to all three bureaus, credit monitoring, and $1 million identity theft insurance and restoration. The Platinum tier adds certified mail to bureaus, double dispute rounds beginning in Round 2, debt settlement negotiations (two per round), and credit card setup assistance. Progress updates occur every 45 days.
What sets The Credit Repairmen apart is a combination of founder experience context and client-facing technology. Their proprietary software platform gives clients real-time visibility into dispute progress — a step above firms that rely solely on periodic status emails. A dedicated account manager (senior-level on Platinum) handles each file personally. The company also produces a Financial Hacks & Pro Tips video series to build financial literacy alongside active repair work. Review scores are notably strong: 4.8 out of 5 on both Google (283 reviews) and SoTellUs (351 reviews), and 4.7 on Birdeye (247 reviews), indicating consistent client satisfaction across a substantial review base built over 14 years.
The Credit Repairmen's strengths are real: deep review volume across multiple platforms, listed pricing, a 30-day listed refund term, and founders whose mortgage background gives them practical insight into what lenders actually look for. The limitations are also worth acknowledging. At $119–$259/month, ongoing costs accumulate fast — six months on the Executive plan totals $714. The 45-day update cycle is slower than competitors offering monthly updates. The company is not BBB accredited, and its specific BBB letter grade was unverified at time of research. No mobile app was confirmed, limiting portal access to web browsers. Consumers seeking non-profit or government-certified counseling should compare HUD-approved or NFCC-member agencies before committing.\n\nIn the broader ecosystem of credit repair services, consumers have multiple paths to improving their credit. Professional credit repair companies can dispute inaccurate items with all three bureaus, while credit monitoring services provide ongoing alerts about changes to your reports. For those building credit from scratch, secured credit cards and credit builder loans offer structured approaches. Consumers dealing with overwhelming debt may benefit from debt consolidation loans to simplify payments, or credit counseling through nonprofit agencies for personalized budgeting guidance. Consumers who successfully repair their credit often find better rates on installment loans, secured credit cards, and other financial products.
