Check Cashing & Money Services Provider Profiles in Jersey City, NJ

Review 10 listed check cashing & money services profiles associated with Jersey City, New Jersey.

10 Listed Profiles Payday: Banned

New Jersey Lending Regulations

New Jersey bans payday lending and maintains a 30% criminal usury threshold. The Consumer Fraud Act provides broad protections against high-cost lending practices. Consumers can file complaints with the Division of Consumer Affairs or the Department of Banking and Insurance.

Usury cap: 30% for consumer loans (criminal usury); payday lending banned Agency: New Jersey Attorney General Division of Consumer Affairs

Listed Check Cashing & Money Services Profiles in Jersey City (10)

CFSC Checks Cashed Bergen Ave Jersey City logo

CFSC Checks Cashed Bergen Ave Jersey City

CFSC Bergen Ave is a check-cashing and financial services center offering no-bank-account check cashing, money transfers, bill pay, and prepaid cards in Jersey City.

BBB: NR

Profile signals: Unbanked and underbanked individuals who need immediate check-cashing without a bank account, Spanish-speaking residents in Jersey City seeking accessible financial services with language support

CFSC Checks Cashed Journal Square logo

CFSC Checks Cashed Journal Square

CFSC Journal Square offers check cashing without a bank account, plus money transfers, bill pay, and prepaid debit cards in Jersey City.

BBB: NR

Profile signals: Unbanked or underbanked individuals without access to traditional bank accounts, Immigrants and international workers needing reliable money transfer and foreign currency exchange services

Checks Cashed Etc logo

Checks Cashed Etc

Check Cashing Etc in Jersey City offers check cashing, money orders, wire transfers, and bill payment services at a single convenient location.

BBB: NR

Profile signals: Unbanked individuals needing immediate check conversion, Jersey City residents requiring convenient local check-cashing services

MoneyGram logo

MoneyGram

Jersey City, NJ's MoneyGram at 245 Central Ave is a standalone check-cashing and money transfer center.

BBB: NR

Profile signals: Unbanked and underbanked individuals in Jersey City needing convenient check cashing without a bank account, International money senders requiring domestic pickup locations for recipients

Montgomery Check Cashing Corporation logo

Montgomery Check Cashing Corporation

CFSC is a check-cashing and financial services provider offering check cashing without a bank account, money transfers, bill pay, and prepaid debit cards at multiple NJ and NY locations.

BBB: NR

Profile signals: Unbanked or underbanked workers without traditional bank accounts who need immediate check access, Self-employed and small business owners requiring business check cashing without banking relationships

P & S Check Cashing logo

P & S Check Cashing

P & S Check Cashing provides check cashing and financial services at a single Jersey City location. Open weekdays 9 AM–6 PM and Saturdays with extended Friday hours.

BBB: NR

Profile signals: Jersey City residents needing immediate check cashing without a bank account, Unbanked or underbanked customers preferring cash transactions

Pearl Check Cashing Services logo

Pearl Check Cashing Services

Pearl Check Cashing Services offers check cashing and financial transaction services at their Jersey City location with extended weekday hours.

BBB: NR

Profile signals: Unbanked or underbanked individuals without checking accounts, Working professionals unable to access banks during standard business hours

Sphinx Trading Co. Inc logo

Sphinx Trading Co. Inc

Sphinx Trading Co. operates multiple New Jersey locations offering check cashing at 2% fees, money wire services via MoneyGram and Western Union, and bill payment options.

BBB: NR

Profile signals: Unbanked or underbanked workers in Jersey City and Union City needing regular check cashing, Customers who need extended-hours check cashing, particularly Union City's 7am weekday opening

Sphinx Trading Co. Inc logo

Sphinx Trading Co. Inc

Sphinx Trading Co. Inc. is a New Jersey-based check-cashing and money transfer service offering check cashing at 2% fees, wire transfers via MoneyGram and Western Union, and bill payment services across multiple locations.

BBB: NR

Profile signals: Unbanked or underbanked New Jersey residents needing regular check cashing, Customers requiring wire transfers via MoneyGram or Western Union with physical store access

Western Union logo

Western Union

Jersey City, NJ – Western Union at 358 Grove St Ste 2 provides check cashing and money transfer services.

BBB: NR

Profile signals: Consumers sending money internationally to family or contacts in countries with Western Union infrastructure, Individuals needing cash pickup services without maintaining a traditional bank account