No stored Google rating available.
Terrabank, National Association is a full-service bank offering checking and savings accounts, loans, online and mobile banking, and domestic/international financial products.
Data compiled from public sources
Terrabank, National Association operates as a traditional commercial bank providing a comprehensive range of financial services to individuals and businesses. The institution maintains both domestic and international banking divisions, positioning itself as a full-service financial provider capable of handling day-to-day transactions and long-term financial planning needs. The bank's primary product offerings include checking and savings accounts, various loan products, online banking with bill payment capabilities, and mobile banking through a dedicated app.
Terrabank emphasizes digital-first banking solutions, allowing customers 24/7 access to accounts from computers or mobile devices. The bank also provides wire transfer services, mobile check deposit, ATM and branch locator services, and account statement management tools compatible with Quicken and QuickBooks formats. Terrabank distinguishes itself through its commitment to accessibility and financial inclusion, offering a listed Financial Literacy Program for Individuals with Developmental Disabilities.
The bank maintains a community reinvestment focus, with published Community Reinvestment Act disclosures. Their TerraPoints Reward Program provides incentives for customers, and they offer bilingual services in English and Spanish. As a National Association bank, Terrabank operates under federal banking regulations and FDIC oversight.
The website content reveals a traditional regional bank focused on customer convenience through digital channels while maintaining physical branch networks. However, the website provides limited detail on specific loan products, interest rates, fees, or competitive advantages. Prospective customers would need direct contact or in-person visits to evaluate specific product terms and conditions.
This is state-level context for Banks consumers in Miami, FL. It does not confirm that Terrabank, National Association or this specific location is licensed.
State regulator
Florida Office of Financial Regulation
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Terrabank, National Association processed 151 mortgage applications in 2023, with 92.7% recorded as approved across 1 states.
151
Applications
92.7%
Approval Rate
$591K
Avg Loan
1
States Served
Based on 151 applications. Income in thousands (reported by applicant).
Source: CFPB Home Mortgage Disclosure Act (HMDA) Data, 2023. Applications include originated, approved, and denied loans.
Terrabank, National Association offers 12 services including Personal checking accounts, Personal savings accounts, Loan products (unspecified types), Online banking with 24/7 access, Mobile banking app with transaction monitoring, and 7 more.
Terrabank, National Association has profile signals associated with Consumers seeking traditional banking services with robust digital/mobile access options, Bilingual customers preferring English-Spanish banking support, Individuals with developmental disabilities seeking listed financial literacy education, Small business owners needing QuickBooks-compatible account management and reporting.
Key strengths: 24/7 online and mobile banking access from any internet-connected device; Mobile check deposit feature available through dedicated app; Free online bill payment with seamless fund transfers between accounts. Areas to consider: Website provides no information about specific interest rates, APYs, or fee structures; Limited details on loan products, terms, or eligibility requirements.
In the Banks category, comparable providers include American Momentum Bank, Crews Bank & Trust, EdFed. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
Terrabank is best suited for customers seeking a traditional full-service bank with strong digital banking capabilities and commitment to financial accessibility. The main caveat is that the public website lacks listed information about rates, fees, and specific loan products, requiring direct contact with the bank for detailed product comparison and decision-making.
FDIC-insured bank offering personal and business checking, savings, CDs, IRAs, and lending products across multiple states with focus on association and small business banking.
Google rating from 17 reviews
Profile signals: Small business owners and entrepreneurs needing SBA loans and commercial lending in Texas or Florida, Property managers and HOA companies seeking dedicated association banking support
Crews Bank & Trust is a full-service bank with 90+ years of Florida history, offering personal and business banking, mortgages, investment services, and trust administration through multiple branches including Sarasota.
Google rating from 39 reviews
Profile signals: Florida-based business owners seeking relationship-driven banking with SBA loans, commercial real estate financing, and treasury management, Sarasota-area residents and professionals wanting a full-service bank with trust/wealth management and estate planning services
Educational Federal Credit Union offers member-owned banking services including auto loans, mortgages, credit cards, and home equity products with promotional rates and cash-back incentives.
Google rating from 76 reviews
Profile signals: Credit union members seeking auto loans with promotional rates and deferred payment options, Homebuyers interested in guided home purchasing through dedicated concierge support
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