Compare 8 banks companies serving Charlotte, North Carolina. Average rating: 4.2/5.
North Carolina banned payday lending in 2001, becoming one of the first states to do so. Consumer finance companies are regulated with rate caps. Consumers can file complaints with the Commissioner of Banks or the Attorney General's Consumer Protection Division.
United Community is an FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and wealth management across multiple locations.
Best for: Small to mid-sized business owners seeking specialized lending (SBA, equipment, working capital), First-time homebuyers looking for down payment assistance and mortgage guidance
Skyla Credit Union is a full-service financial institution offering checking, savings, loans, credit cards, and business banking with digital-first services and fraud protection.
Best for: Credit union members seeking high-yield checking and savings accounts with digital banking convenience, Consumers interested in comprehensive financial services including lending and credit products from one institution
Cedar Hill National Bank is a federally chartered commercial bank established in 1998, located in Charlotte, NC, offering traditional banking services with FDIC deposit insurance.
Best for: Charlotte-area residents seeking traditional banking with local branch access, Customers prioritizing FDIC-insured deposits at a smaller, community-focused institution
FDIC-insured bank offering personalized commercial and personal banking solutions with dedicated relationship managers and white-glove service.
Best for: Small business owners seeking personalized commercial banking relationships, High-net-worth individuals wanting dedicated banker relationships and white-glove service
Truist Bank offers personal and commercial banking services including checking, savings, credit cards, loans, mortgages, and investments through digital and branch channels.
Best for: Consumers with good to excellent credit seeking comprehensive banking services under one institution, Borrowers interested in unsecured personal loans up to $100,000 without origination fees
Bank of America is a major national bank offering checking, savings, credit cards, loans, and investment services through digital and branch channels.
Best for: Customers seeking a federally-regulated bank with broad geographic accessibility and multiple branches, Digital-native consumers preferring to manage accounts primarily through mobile apps
United Community is an FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and wealth management across multiple locations.
Best for: Small to mid-sized business owners seeking specialized lending (SBA, equipment, working capital), First-time homebuyers looking for down payment assistance and mortgage guidance
Skyla Credit Union is a full-service financial institution offering checking, savings, loans, credit cards, and business banking with digital-first services and fraud protection.
Best for: Credit union members seeking high-yield checking and savings accounts with digital banking convenience, Consumers interested in comprehensive financial services including lending and credit products from one institution
Cedar Hill National Bank is a federally chartered commercial bank established in 1998, located in Charlotte, NC, offering traditional banking services with FDIC deposit insurance.
Best for: Charlotte-area residents seeking traditional banking with local branch access, Customers prioritizing FDIC-insured deposits at a smaller, community-focused institution
FDIC-insured bank offering personalized commercial and personal banking solutions with dedicated relationship managers and white-glove service.
Best for: Small business owners seeking personalized commercial banking relationships, High-net-worth individuals wanting dedicated banker relationships and white-glove service
Truist Bank offers personal and commercial banking services including checking, savings, credit cards, loans, mortgages, and investments through digital and branch channels.
Best for: Consumers with good to excellent credit seeking comprehensive banking services under one institution, Borrowers interested in unsecured personal loans up to $100,000 without origination fees
Bank of America is a major national bank offering checking, savings, credit cards, loans, and investment services through digital and branch channels.
Best for: Customers seeking a federally-regulated bank with broad geographic accessibility and multiple branches, Digital-native consumers preferring to manage accounts primarily through mobile apps
M&F Bank is a community-focused bank with a Charlotte, NC branch offering personal and business banking services, including checking, savings, loans, and SBA financing.
Best for: Small business owners seeking SBA financing and local relationship-based lending decisions, Charlotte-area residents wanting community-focused banking with local decision-making authority
Bank of America is a major U.S. banking institution offering checking, savings, credit cards, loans, and investment services through digital and branch channels.
Best for: Consumers seeking a full-service bank with both traditional branch access and digital banking capabilities, Individuals interested in integrated banking and investment services through one institution