Banks Provider Profiles in Charlotte, NC

Review 12 listed banks profiles associated with Charlotte, North Carolina. Average stored Google rating where available: 3.6/5.

12 Listed Profiles 4 Google-rated Payday: Banned

North Carolina Lending Regulations

North Carolina banned payday lending in 2001, becoming one of the first states to do so. Consumer finance companies are regulated with rate caps. Consumers can file complaints with the Commissioner of Banks or the Attorney General's Consumer Protection Division.

Usury cap: 8% general; 30% for consumer finance loans under $10,000; payday lending banned since 2001 Agency: North Carolina Attorney General Consumer Protection Division

Provider Profiles for Banks

United Community Loan Office logo

United Community Loan Office

United Community is an FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and wealth management across multiple locations.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Small to mid-sized business owners seeking listed lending (SBA, equipment, working capital), First-time homebuyers looking for down payment assistance and mortgage guidance

Skyla Headquarters logo

Skyla Headquarters

Skyla Credit Union is a full-service financial institution offering checking, savings, loans, credit cards, and business banking with digital-first services and fraud protection.

4.0/5

Google rating from 249 reviews

BBB: NR

Profile signals: Credit union members seeking high-yield checking and savings accounts with digital banking convenience, Consumers interested in comprehensive financial services including lending and credit products from one institution

M&F Bank - Charlotte, NC logo

M&F Bank - Charlotte, NC

M&F Bank is a community-focused bank with a Charlotte, NC branch offering personal and business banking services, including checking, savings, loans, and SBA financing.

3.9/5

Google rating from 33 reviews

BBB: NR

Profile signals: Small business owners seeking SBA financing and local relationship-based lending decisions, Charlotte-area residents wanting community-focused banking with local decision-making authority

Bank of America Corporate Center logo

Bank of America Corporate Center

Bank of America is a major U.S. banking institution offering checking, savings, credit cards, loans, and investment services through digital and branch channels.

1.7/5

Google rating from 236 reviews

BBB: NR

Profile signals: Consumers seeking a full-service bank with both traditional branch access and digital banking capabilities, Individuals interested in integrated banking and investment services through one institution

Listed Banks Profiles in Charlotte (12)

United Community Loan Office logo

United Community Loan Office

United Community is an FDIC-insured bank offering personal and business checking, savings, loans, mortgages, and wealth management across multiple locations.

5.0/5

Google rating from 1 review

BBB: NR

Profile signals: Small to mid-sized business owners seeking listed lending (SBA, equipment, working capital), First-time homebuyers looking for down payment assistance and mortgage guidance

Skyla Headquarters logo

Skyla Headquarters

Skyla Credit Union is a full-service financial institution offering checking, savings, loans, credit cards, and business banking with digital-first services and fraud protection.

4.0/5

Google rating from 249 reviews

BBB: NR

Profile signals: Credit union members seeking high-yield checking and savings accounts with digital banking convenience, Consumers interested in comprehensive financial services including lending and credit products from one institution

M&F Bank - Charlotte, NC logo

M&F Bank - Charlotte, NC

M&F Bank is a community-focused bank with a Charlotte, NC branch offering personal and business banking services, including checking, savings, loans, and SBA financing.

3.9/5

Google rating from 33 reviews

BBB: NR

Profile signals: Small business owners seeking SBA financing and local relationship-based lending decisions, Charlotte-area residents wanting community-focused banking with local decision-making authority

Bank of America Corporate Center logo

Bank of America Corporate Center

Bank of America is a major U.S. banking institution offering checking, savings, credit cards, loans, and investment services through digital and branch channels.

1.7/5

Google rating from 236 reviews

BBB: NR

Profile signals: Consumers seeking a full-service bank with both traditional branch access and digital banking capabilities, Individuals interested in integrated banking and investment services through one institution

Bank Of America, National Association logo

Bank Of America, National Association

Bank of America is a major national bank offering checking, savings, credit cards, loans, and investment services through digital and branch channels.

BBB: A+

Profile signals: Customers seeking a federally-regulated bank with broad geographic accessibility and multiple branches, Digital-native consumers preferring to manage accounts primarily through mobile apps

Capital Bank Executive Office logo

Capital Bank Executive Office

First Horizon Bank is a full-service regional bank offering personal and business banking, lending, wealth management, and treasury services across multiple customer segments.

BBB: NR

Profile signals: Small business owners and entrepreneurs requiring comprehensive business banking, treasury management, and listed industry lending, Customers seeking wealth management, investment services, and trust/estate planning integrated with banking services

Cedar Hill National Bank logo

Cedar Hill National Bank

Cedar Hill National Bank is a federally chartered commercial bank established in 1998, located in Charlotte, NC, offering traditional banking services with FDIC deposit insurance.

BBB: NR

Profile signals: Charlotte-area residents seeking traditional banking with local branch access, Customers prioritizing FDIC-insured deposits at a smaller, community-focused institution

Chase Bank logo

Chase Bank

Charlotte, NC: Chase Bank at 3319 Pineville-Matthews Rd provides personal and business banking Monday-Saturday.

BBB: NR

Profile signals: Sarasota residents and business owners seeking full-service banking with multiple products under one roof, Customers who prioritize nationwide ATM and branch network access and convenience

First Community Bank logo

First Community Bank

2127 Ayrsley Town Blvd: First Community Bank's Charlotte, NC branch serves south Charlotte residents with personal and business banking, lending, and ATM access.

BBB: NR

Profile signals: Residents of West Virginia, Virginia, North Carolina, or Tennessee seeking local branch banking, Small business owners and entrepreneurs in Appalachian communities

New Republic Bank logo

New Republic Bank

FDIC-insured bank offering personalized commercial and personal banking solutions with dedicated relationship managers and white-glove service.

BBB: NR

Profile signals: Small business owners seeking personalized commercial banking relationships, High-net-worth individuals wanting dedicated banker relationships and white-glove service

Truist Bank logo

Truist Bank

Truist Bank offers personal and commercial banking services including checking, savings, credit cards, loans, mortgages, and investments through digital and branch channels.

BBB: NR

Profile signals: Consumers with good to excellent credit seeking comprehensive banking services under one institution, Borrowers interested in unsecured personal loans up to $100,000 without origination fees

Woodforest National Bank logo

Woodforest National Bank

FDIC-insured national bank offering checking, savings, and loans with convenient in-store branches at Walmart and 90K+ retail locations, plus online and mobile banking.

BBB: NR

Profile signals: Walmart shoppers seeking convenient in-store banking with cash access at checkout, Consumers prioritizing mobile banking and remote account management with check deposit via phone