Resolution Financial Services logo

Resolution Financial Services in Philadelphia, PA

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Resolution Accounting provides outsourced bookkeeping, accounting, and part-time CFO advisory services to small businesses in the Exton, PA area.

Data compiled from public sources

Resolution Financial Services Review

Resolution Accounting is a professional accounting firm based in Exton, Pennsylvania, offering comprehensive financial management services to small business owners. The company positions itself as a one-stop solution for businesses struggling to manage their financial operations while focusing on core business activities.

The firm provides three core service offerings: outsourced bookkeeping (including oversight of in-house bookkeepers), accounting services for accurate financial reporting, and part-time CFO advisory services. They specialize in helping early-stage and growing companies that cannot afford full-time CFO salaries but need professional financial oversight. Their services include bookkeeping cleanup and catch-up, financial statement preparation, cash flow forecasting, strategic financial planning, and tax preparation coordination with external tax accountants.

Resolution Accounting distinguishes itself through integrated service delivery—all three levels of financial services available under one roof, eliminating the need for business owners to coordinate with multiple vendors. They emphasize personalized, one-on-one support and claim to tailor software solutions and accounting packages to client needs. The company communicates directly with clients' tax accountants during tax season and positions themselves as continuously available advisors rather than transactional service providers.

The company is best suited for small business owners who need professional financial management but lack internal accounting experience context or bandwidth. However, potential clients should note that the website lacks specific pricing information, service-level agreements, credentials of individual team members, and concrete examples of client results. There is no indication this is a free service despite the category—this appears to be a paid professional services firm.

Services & Features

Bookkeeping cleanup and catch-up services
Business financial analysis and margin management
Financial forecasting and cash flow planning
In-house bookkeeper oversight and supervision
One-on-one financial advisory and guidance
Outsourced bookkeeping services
Part-time CFO advisory services
Small business accounting and financial statement preparation
Software selection and accounting package optimization
Strategic financial planning for business growth
Tax preparation package coordination with external tax accountants
Timely and accurate financial reporting

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • Integrated service model allows businesses to access bookkeeping, accounting, and CFO services from a single provider without coordination overhead
  • listed focus on small business sector with stated depth of experience in early-stage company financial challenges
  • Offers part-time CFO advisory at claimed cost below a single mid-range employee salary, addressing affordability for startups
  • Provides cleanup and catch-up services for disorganized or behind bookkeeping, not just ongoing maintenance
  • Direct communication with client tax accountants during tax season to streamline tax preparation process
  • Emphasizes accessibility with one-on-one support and rapid response ('just a phone call or quick message away')
  • Offers software optimization and selection guidance tailored to client business processes

Cons

  • Website contains no pricing information, making it impossible to compare cost before initial consultation
  • No staff credentials, certifications, or individual team member qualifications are disclosed
  • No client testimonials, case studies, or concrete examples of results and business impact
  • Geographic service area is unclear—location is Exton, PA but no statement of whether they serve remote clients
  • Services appear to be paid professional services despite category placement as 'free-help'; misleading categorization

State Consumer Finance Context

This is state-level context for Business Loans consumers in Philadelphia, PA. It does not confirm that Resolution Financial Services or this specific location is licensed.

State regulator

Pennsylvania Department of Banking and Securities

Personal loan rules in Pennsylvania

Status: Permitted

Rate context: 6% APR for non-licensed lenders; 24% APR for licensed consumer discount companies

Personal loans are regulated under Pennsylvania usury laws. Licensed consumer discount companies must comply with the Consumer Discount Company Act and are subject to licensing by the Department of Banking and Securities.

Installment loan rules in Pennsylvania

Status: Permitted

Rate context: 6% APR for non-licensed lenders; 24% APR for licensed small loan/consumer discount companies

Installment loans are permitted and regulated under the Consumer Discount Company Act. Licensed lenders can charge up to 24% APR and must be regulated by the Pennsylvania Department of Banking and Securities.

Key state rules to check

  • Payday lending is banned; the state's usury cap of 6% (24% for licensed lenders) prevents it.
  • Licensed consumer discount companies regulated under the Consumer Discount Company Act.
  • The Pennsylvania Unfair Trade Practices and Consumer Protection Law prohibits deceptive lending.

Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.

Frequently Asked Questions

What services does Resolution Financial Services offer?

Resolution Financial Services offers 12 services including Outsourced bookkeeping services, In-house bookkeeper oversight and supervision, Bookkeeping cleanup and catch-up services, Small business accounting and financial statement preparation, Timely and accurate financial reporting, and 7 more.

What profile signals are listed for Resolution Financial Services?

Resolution Financial Services has profile signals associated with Small business owners (1-50 employees) whose accounting is disorganized or falling behind and need professional cleanup, Early-stage startups and growth-phase companies that need CFO-level financial guidance but cannot afford a full-time CFO, Business owners who want to delegate financial management entirely so they can focus on sales, operations, and customer service, Companies seeking integrated bookkeeping and accounting from a single reported provider to reduce vendor management complexity.

What are the strengths and weaknesses of Resolution Financial Services?

Key strengths: Integrated service model allows businesses to access bookkeeping, accounting, and CFO services from a single provider without coordination overhead; listed focus on small business sector with stated depth of experience in early-stage company financial challenges; Offers part-time CFO advisory at claimed cost below a single mid-range employee salary, addressing affordability for startups. Areas to consider: Website contains no pricing information, making it impossible to compare cost before initial consultation; No staff credentials, certifications, or individual team member qualifications are disclosed.

How does Resolution Financial Services compare to similar companies?

In the Business Loans category, comparable providers include Commerce Capital Funding Co., Commercial Lenders of America, Commercial Real Estate Loans USA. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.

Quick Facts

Headquarters
100 S Juniper St #601, Philadelphia, PA 19109
BBB Accredited
No
Visit Resolution Financial Services

CreditDoc Profile Note

Research Note on Resolution Financial Services

Resolution Accounting is profile signals for small business owners who need professional financial management and have disorganized books, but cannot afford a full-time accountant or CFO. The main caveat is that this is a paid professional services firm with no listed pricing, making it impossible to assess affordability without direct contact—and it should not be categorized as 'free-help.'

Profile Signals

  • Small business owners (1-50 employees) whose accounting is disorganized or falling behind and need professional cleanup
  • Early-stage startups and growth-phase companies that need CFO-level financial guidance but cannot afford a full-time CFO
  • Business owners who want to delegate financial management entirely so they can focus on sales, operations, and customer service
  • Companies seeking integrated bookkeeping and accounting from a single reported provider to reduce vendor management complexity
Updated 2026-05-08

Similar Companies

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BBB: NR

Profile signals: Small business owners needing fast working capital without bank delays, Merchants with consistent card sales looking for short-term cash access advances

Commercial Lenders of America logo

Commercial Lenders of America

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Profile signals: Real estate investors seeking short-term fix-and-flip or bridge financing, Small business owners needing working capital without collateral for amounts under $725,000

Commercial Real Estate Loans USA logo

Commercial Real Estate Loans USA

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Compare Your Needs With Resolution Financial Services

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Quick Summary

  • Resolution Financial Services is listed as a Business Loans provider in Philadelphia, PA on CreditDoc.
  • Use this page to check contact details, location, listed services, review signals, FAQs, and similar providers before deciding what to do next.
  • If you need a loan, account, installment option, credit help, or debt support, start with the fit quiz and compare alternatives before contacting a provider.
  • For broader context, continue into the free Credit Fundamentals course or a relevant financial wellness guide.

Financial Wellness Guides

Financial Terms Explained (7 terms)

New to credit and lending? Here are the key terms used on this page, explained in plain language with real-number examples.

Interest & Rates

APR — Annual Percentage Rate

The total yearly cost of borrowing money, including the interest rate plus any fees the lender charges. Think of it as the 'true price tag' on a loan.

Why it matters

Lenders are required to show APR by law (Truth in Lending Act) because the interest rate alone can hide fees. Comparing APR across lenders is the most reliable way to find the lower-cost loan.

Example

You borrow $10,000 at 6% interest for 3 years, but there's a $300 origination fee. The interest rate is 6%, but the APR is 6.9% because it includes that fee. You'd pay $304/month and $946 total in interest.

Interest Rate

The percentage a lender charges you for borrowing their money, calculated on the amount you still owe. It's the lender's profit for taking the risk of lending to you.

Why it matters

Even a 1% difference in interest rate can cost you thousands over a loan's life. Lower rates mean less money out of your pocket.

Example

On a $20,000 car loan for 5 years: at 5% you pay $2,645 in interest. At 8% you pay $4,332. That 3% difference costs you $1,687 extra.

How Loans Work

Cosigner — Loan Cosigner

A person who agrees to repay your loan if you can't. They're equally responsible for the debt, and their credit is affected by your payment behavior.

Why it matters

Cosigning helps people with thin credit get approved or get better rates. But it's a huge risk for the cosigner — they're on the hook for the full amount if you default.

Example

A parent cosigns their child's $30,000 student loan. The child stops paying after 6 months. The parent is now legally required to make the payments or face collections, lawsuits, and credit damage.

Loan Term (Tenor) — Loan Term / Tenor

How long you have to repay the loan, measured in months or years. A shorter term means higher monthly payments but less total interest paid.

Why it matters

Longer terms feel more affordable monthly but cost much more overall. A 30-year mortgage costs almost double in interest compared to a 15-year mortgage on the same amount.

Example

Borrowing $200,000 at 6.5%: A 15-year term costs $1,742/month ($113,561 total interest). A 30-year term costs $1,264/month ($255,088 total interest). You save $141,527 with the shorter term.

Origination Fee — Loan Origination Fee

A one-time fee the lender charges to process and set up your loan. It covers their costs for underwriting, verifying your information, and preparing paperwork.

Why it matters

Origination fees are usually 1-8% of the loan amount and are often deducted from your loan proceeds — so you receive less than you borrowed.

Example

You're approved for a $10,000 personal loan with a 5% origination fee. The lender deducts $500 upfront, so you receive $9,500 in your bank account but owe $10,000 plus interest.

Principal — Loan Principal

The original amount of money you borrowed, before any interest or fees are added. It's the 'real' amount of your debt.

Why it matters

Your interest is calculated on the principal. Paying extra toward principal (not just interest) is the one route to reduce your total cost and pay off a loan early.

Example

You borrow $25,000 for a car. That $25,000 is your principal. Your first payment of $450 might split as $150 toward interest and $300 toward principal, bringing your balance to $24,700.

Underwriting — Loan Underwriting

The process where a lender evaluates your finances — income, debts, credit history, assets — to decide whether to approve your loan and at what rate.

Why it matters

Understanding what underwriters look for helps you prepare a stronger application. They check your DTI ratio, employment stability, credit score, and the asset's value.

Example

You apply for a mortgage. The underwriter reviews your pay stubs (income), bank statements (savings), credit report (history), and orders an appraisal (home value). This takes 2-4 weeks.

Want to learn more? Read our Financial Wellness Guides for in-depth explanations and practical advice.

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