Banks in San Jose, CA
Review 100 listed banks profiles associated with San Jose, California. Check local offices, stored review context, and state-level rules before contacting a provider.
100
Banks Listed Profiles
1
In San Jose Specifically
99
Statewide Profiles
Review banks provider profiles associated with San Jose, California. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This San Jose List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Banks Located in San Jose
These providers have offices or are specifically located in San Jose, CA.
More Banks Serving San Jose, CA
Statewide profiles that may be relevant for San Jose residents researching this category.
Altos Bank
FDIC-insured community bank serving Silicon Valley entrepreneurs and small businesses with digital-first banking solutions and relationship management.
American Business Bank
American Business Bank is a publicly-traded commercial bank (OTCQX: AMBZ) specializing in relationship-based business financing, SBA lending, and corporate banking services for small to mid-sized enterprises.
American Continental Bank
FDIC-insured community bank established in 2003, serving Asian communities in Los Angeles and Seattle/Bellevue with checking, savings, loans, and business banking services.
American Plus Bank, N.A.
FDIC-insured bank based in Arcadia, CA offering personal and business checking, savings, loans, and digital banking services.
American Riviera Bank
American Riviera Bank is a community bank serving personal and business customers with checking, savings, mortgages, business lending, and digital banking tools.
Arrow Business Finance Inc
Arrow Financial Corporation is a $4B+ bank holding company based in Glens Falls, NY, offering banking, insurance, and wealth management services across northeastern New York.
Asian Pacific National Bank
FDIC-insured community bank serving the San Gabriel Valley and Los Angeles since 1990, specializing in commercial real estate lending and relationship-based banking.
Avidbank
Avidbank is a commercial bank specializing in tailored business lending solutions including C&I loans, venture financing, asset-based lending, and real estate construction loans for mid-market companies.
Axos Bank
Axos Bank is a technology-driven online bank offering high-yield checking and savings accounts, mortgages, and lending products with no monthly maintenance fees since 2000.
Bac Community Bank
BAC Community Bank offers checking, savings, CDs, loans, and business banking services with FDIC insurance. Member of the FDIC with focus on community banking relationships.
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association is a bank listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.
Banc of California
FDIC-insured bank offering personal and business banking solutions with industry-specific expertise in media, entertainment, government, and community associations.
Showing 12 of 99 statewide providers. View all Banks nationally →
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What debt consolidation options work best for San Jose residents?
With San Jose's high living costs, consider credit unions like Star One or Patelco for debt consolidation loans with competitive rates. California's 10% usury cap on personal loans provides protection. Compare options through best personal loan lenders and avoid debt settlement companies that may damage credit further.
Which credit unions serve San Jose and offer better rates than banks?
San Jose residents can access Star One Credit Union, Patelco Credit Union, and Technology Credit Union, all offering competitive rates for tech workers. These credit unions often provide better terms than the city's 121 FDIC-insured banking locations and may offer first-time homebuyer programs crucial in San Jose's expensive housing market.
What are safer alternatives to payday loans in San Jose, CA?
Instead of payday loans (legal at $15 per $100 in California), consider credit union emergency loans, employer-based salary advances, or community assistance programs. Organizations like Sacred Heart Community Service offer financial counseling. Compare best personal loan lenders for small-dollar loans with lower APRs.
Banks Questions for San Jose Residents
Explore More in San Jose
San Jose has resources across credit repair, lending, debt relief, and more. See the full local guide.
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