Banks in Sacramento, CA
Review 100 listed banks profiles associated with Sacramento, California. Check local offices, stored review context, and state-level rules before contacting a provider.
100
Banks Listed Profiles
100
Statewide Profiles
Review banks provider profiles associated with Sacramento, California. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Sacramento List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Banks Serving Sacramento, CA
Statewide profiles that may be relevant for Sacramento residents researching this category.
Altos Bank
FDIC-insured community bank serving Silicon Valley entrepreneurs and small businesses with digital-first banking solutions and relationship management.
American Business Bank
American Business Bank is a publicly-traded commercial bank (OTCQX: AMBZ) specializing in relationship-based business financing, SBA lending, and corporate banking services for small to mid-sized enterprises.
American Continental Bank
FDIC-insured community bank established in 2003, serving Asian communities in Los Angeles and Seattle/Bellevue with checking, savings, loans, and business banking services.
American Plus Bank, N.A.
FDIC-insured bank based in Arcadia, CA offering personal and business checking, savings, loans, and digital banking services.
American Riviera Bank
American Riviera Bank is a community bank serving personal and business customers with checking, savings, mortgages, business lending, and digital banking tools.
Arrow Business Finance Inc
Arrow Financial Corporation is a $4B+ bank holding company based in Glens Falls, NY, offering banking, insurance, and wealth management services across northeastern New York.
Asian Pacific National Bank
FDIC-insured community bank serving the San Gabriel Valley and Los Angeles since 1990, specializing in commercial real estate lending and relationship-based banking.
Avidbank
Avidbank is a commercial bank specializing in tailored business lending solutions including C&I loans, venture financing, asset-based lending, and real estate construction loans for mid-market companies.
Axos Bank
Axos Bank is a technology-driven online bank offering high-yield checking and savings accounts, mortgages, and lending products with no monthly maintenance fees since 2000.
Bac Community Bank
BAC Community Bank offers checking, savings, CDs, loans, and business banking services with FDIC insurance. Member of the FDIC with focus on community banking relationships.
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association is a bank listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.
Banc of California
FDIC-insured bank offering personal and business banking solutions with industry-specific expertise in media, entertainment, government, and community associations.
Showing 12 of 100 statewide providers. View all Banks nationally →
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Where can I find the best personal loan lenders in Sacramento?
Sacramento's 101 FDIC-insured banking locations offer numerous options for personal loans. California's constitutional 10% usury cap provides protection, making local credit unions and community banks attractive options. Compare best personal loan lenders while considering institutions like Golden 1 Credit Union, which has strong Sacramento presence and competitive rates for residents.
What debt consolidation options are available in Sacramento, CA?
Sacramento residents benefit from California's 10% usury cap when seeking debt consolidation loans. Local credit unions often offer the most competitive rates, while best debt relief companies can help with more complex situations. HUD-approved counseling agencies in Sacramento provide free debt management advice and can recommend legitimate consolidation options.
Which credit unions serve Sacramento residents best?
Sacramento area credit unions like Golden 1 Credit Union, Safe Credit Union, and Schools Financial Credit Union offer competitive rates and local service. These institutions often provide best secured credit cards for credit building and typically offer better terms than national banks due to their member-focused structure and California's favorable regulatory environment.
What are alternatives to payday loans in Sacramento?
While California caps payday loans at $15 per $100, Sacramento residents have better alternatives. Local credit unions offer payday alternative loans (PALs), and community organizations provide emergency assistance. Sacramento's robust banking infrastructure with 101 FDIC-insured locations means most residents can access small-dollar loans or overdraft protection at better rates than payday lenders.
Banks Questions for Sacramento Residents
Explore More in Sacramento
Sacramento has resources across credit repair, lending, debt relief, and more. See the full local guide.
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