Mortgages & Home Loans in Paterson, NJ

Review 4 listed mortgages & home loans profiles associated with Paterson, New Jersey. Check local offices, stored review context, and state-level rules before contacting a provider.

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Mortgages & Home Loans Listed Profiles

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Statewide Profiles

Review mortgages & home loans provider profiles associated with Paterson, New Jersey. Compare local and statewide profile context, and check stored Google ratings where available.

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How to Use This Paterson List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

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Mortgages & Home Loans Serving Paterson, NJ

Statewide profiles that may be relevant for Paterson residents researching this category.

A

Asset Based Lending

Asset Based Lending provides short-term and long-term financing for real estate investors, including fix-and-flip loans, rental property financing, bridge loans, and new construction funding with rates starting at 6.00%.
C

Cenlar FSB

Cenlar FSB is the nation's leading mortgage subservicer providing loan servicing to banks, credit unions, and mortgage companies for over 30 years.
L

Lusitania Savings Bank

Community-focused mortgage lender serving since 1980, offering residential mortgages, home equity loans, and commercial real estate financing with local rate incentives.
N

NACA

NACA is a nonprofit mortgage lender offering character-based lending with no down payment, closing costs, or mortgage insurance, targeting low-to-moderate income borrowers and communities historically underserved by traditional lenders.

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Mortgages & Home Loans Questions in Paterson

What is the best credit repair company in Paterson, NJ?

While New Jersey does not have specific statutes regulating credit repair companies (no state bond or registration required), it’s important to choose reputable providers. Residents can compare the best credit repair companies serving Paterson, and consider free local counseling from New Jersey Citizen Action or Paterson Habitat for Humanity’s HUD-approved counselors.

How can I improve my credit score in Paterson’s Eastside neighborhood?

Residents of Eastside can start by checking their credit reports for errors and disputing them via the New Jersey Division of Consumer Affairs. Consider secured credit cards from local banks or credit unions, and explore free workshops at the Paterson Financial Empowerment Center. See our guide to the best secured credit cards for more options.

Where can Paterson small businesses get SBA loans?

Paterson entrepreneurs can apply for SBA loans through the SBA New Jersey District Office in Newark or get free guidance from the Passaic County SCORE chapter. Compare the best SBA loans for your business needs, and check local programs for minority- and women-owned businesses.

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Mortgages & Home Loans Questions for Paterson Residents

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Explore More in Paterson

Paterson has resources across credit repair, lending, debt relief, and more. See the full local guide.

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