Credit Unions in Paterson, NJ
Review 36 listed credit unions profiles associated with Paterson, New Jersey. Check local offices, stored review context, and state-level rules before contacting a provider.
36
Credit Unions Listed Profiles
36
Statewide Profiles
Review credit unions provider profiles associated with Paterson, New Jersey. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Paterson List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Credit Unions Serving Paterson, NJ
Statewide profiles that may be relevant for Paterson residents researching this category.
1166
1166 FCU is a regional credit union serving Southern New Jersey, Southeastern Pennsylvania, and Northern Delaware since 1936, offering auto loans, home equity loans, and deposit products.
Affinity
Affinity Federal Credit Union offers checking, savings, certificates, credit cards, auto loans, and mortgages to members. Membership requires a $5 deposit to an eligibility account.
Atlantic Health Employees
Atlantic Health Employees Federal Credit Union is a member-owned, NCUA-insured credit union serving Atlantic Health System employees with deposit accounts, loans, and financial services.
B-M S
B-M S Federal Credit Union is a not-for-profit member-owned cooperative serving employees of Bristol Myers Squibb and affiliated companies across 5 New Jersey branches since 1990.
Bay Atlantic
Bay Atlantic Federal Credit Union is an NCUA-insured member-owned credit union based in Vineland, NJ, offering auto loans, personal loans, credit cards, and deposit accounts to members.
Bridgeton Onized
Bridgeton Onized Federal Credit Union is a member-owned, not-for-profit credit union serving Cumberland County, NJ since 1939, offering personal loans, vehicle financing, credit cards, and online banking.
Campbell
Campbell Federal Credit Union is an NCUA-insured, member-owned credit union offering savings, checking, loans, and digital banking services to members in New Jersey.
Central Jersey Police & Fire
Member-owned federal credit union serving police and fire professionals in New Jersey since 1939, offering savings, checking, loans, and mortgages.
Community Financial Services
Community Financial Services is a federally-insured credit union offering online banking, lending products, and mobile financial services to members.
East Orange VA Hospital
East Orange VAH FCU is a not-for-profit federal credit union offering vehicle loans, personal loans, mortgages, and share accounts to eligible members.
Edifi
EdiFi Credit Union is a member-owned financial institution serving New Jersey communities since 1958, offering competitive rates on savings, loans, mortgages, and credit cards with emphasis on financial education.
Essex County Teachers
Essex County Teachers Federal Credit Union is a member-owned credit union serving educators in New Jersey with checking, savings, loans, and mortgage services across two branch locations.
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How can I improve my credit score in Paterson’s Eastside neighborhood?
Residents of Eastside can start by checking their credit reports for errors and disputing them via the New Jersey Division of Consumer Affairs. Consider secured credit cards from local banks or credit unions, and explore free workshops at the Paterson Financial Empowerment Center. See our guide to the best secured credit cards for more options.
Are there debt consolidation options for Paterson residents?
Yes, local banks and credit unions in Paterson offer debt consolidation loans. You can also compare the best debt relief companies serving New Jersey. Always check loan rates—state law caps consumer loan APRs at 30% (N.J.S.A. 2C:21-19).
What credit unions serve Paterson, NJ?
Greater Alliance Federal Credit Union and North Jersey Federal Credit Union both serve Paterson residents, offering personal loans, credit cards, and financial education. Credit unions often have more flexible lending criteria than big banks. See our list of best personal loan lenders for more options.
Are payday loans available in Paterson?
No, payday lending is banned in New Jersey, including Paterson. Residents seeking short-term credit should consider alternatives like credit union loans or secured credit cards. Learn more about safe options in our best personal loan lenders guide.
Credit Unions Questions for Paterson Residents
Explore More in Paterson
Paterson has resources across credit repair, lending, debt relief, and more. See the full local guide.
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