Campbell logo

Campbell in Maple Shade, NJ

4.0/5

Campbell Federal Credit Union is an NCUA-insured, member-owned credit union offering savings, checking, loans, and digital banking services to members in New Jersey.

Data compiled from public sources · Rating from CreditDoc methodology

Campbell Review

Campbell Federal Credit Union is a federally insured credit union operating as a member-owned, not-for-profit financial institution. Based in Maple Shade, New Jersey, the credit union has established itself as a community-focused financial services provider with a physical branch presence and digital accessibility for members.

The institution offers a comprehensive suite of financial products and services including savings and checking accounts, IRAs, youth accounts, auto and recreational loans, personal loans, home equity lines of credit, mortgages, MasterCard credit cards, and student loans. Their service offerings extend to mobile banking, online banking, bill pay, Visa debit and ATM cards, Bank by Phone (telephone banking at 1-800-544-0949), money transfers, shared branching access, and Zelle money transfer functionality. Members can access their accounts through multiple channels: in-person at physical branches, online, via mobile app, or through telephone banking.

Campbell distinguishes itself through its commitment to member convenience and accessibility. The credit union provides shared branching services allowing members to conduct transactions at other credit union branches, comprehensive fraud alert measures (including warnings about impersonation scams), and transparent communication through newsletters and updates. They maintain a routing number (#236077658) for direct deposits and transfers, and offer member discounts and financial education resources. The institution emphasizes security by explicitly stating they will never request sensitive information like account numbers, PINs, or card details over the phone.

As a credit union, Campbell Federal operates under NCUA federal insurance protection rather than FDIC insurance, making it suitable for members seeking traditional banking services with member-ownership benefits. However, the website provides limited detail regarding specific interest rates, loan terms, fee structures, or membership eligibility criteria. The organization appears well-established with historical information available, though detailed competitive analysis of rates and terms would require additional research.

Services & Features

Auto and recreational vehicle loans
Bill payment services
Checking accounts
Home equity lines of credit
Individual Retirement Accounts (IRAs)
MasterCard credit cards
Mobile banking application
Money transfer services
Mortgage lending
Online banking portal
Personal loans
Savings accounts
Shared branching at other credit unions
Student loan products
Telephone banking (Bank by Phone)
Visa debit cards and ATM access
Youth accounts for younger members
Zelle digital money transfer integration

Feature Checklist

Mobile App
Online Portal
Score Tracking
Credit Education
Personal Advisor
Identity Theft Protection

Pros & Cons

Pros

  • NCUA federally insured member deposits, providing safety comparable to FDIC banking
  • Multiple account access channels: in-person branches, mobile app, online banking, telephone banking, and shared branching at other credit unions
  • Comprehensive loan product suite including auto, personal, home equity, mortgages, and student loans in one institution
  • Zelle integration for rapid digital money transfers between members and external accounts
  • Proactive fraud prevention with clear communication about scams and member protection policies
  • Youth accounts available, supporting financial education for younger members
  • Member discounts and financial education resources provided to support financial wellness

Cons

  • Limited geographic accessibility with primary office in Maple Shade, New Jersey; unclear if membership is geographically restricted
  • Website lacks specific interest rates, APRs, and fee schedules in readily accessible sections, requiring members to contact the institution for pricing
  • No information provided about minimum deposit requirements, membership eligibility criteria, or account opening processes on the main website
  • Mobile banking and online banking mentioned but detailed feature comparisons and functionality not described on website
  • Historical focus on New Jersey area may limit appeal and accessibility for out-of-state consumers

Rating Breakdown

Value
5.0
Effectiveness
3.5
Customer Service
3.7
Transparency
4.2
Ease of Use
4.0

Frequently Asked Questions

Is Campbell legitimate?

Yes. Campbell is a registered company, headquartered in Maple Shade, NJ, founded in 1937.

How long does Campbell take to show results?

Membership approval and account opening typically takes 1-3 business days. Loan decisions are usually faster than traditional banks.

Quick Facts

Founded
1937
Headquarters
Maple Shade, NJ
BBB Accredited
No
Certifications
NCUA Insured Charter #2141
Starting Price
Contact provider
Setup Fee
None
Money-Back Guarantee
No
Visit Campbell

CreditDoc Diagnosis

Doctor's Verdict on Campbell

Campbell Federal Credit Union is best for New Jersey residents and members seeking traditional comprehensive banking services with the member-ownership benefits of a credit union and NCUA federal insurance protection. The primary limitation is the lack of transparent rate and fee information on their website, requiring prospective members to contact the institution directly to compare offerings with competing financial institutions.

CFPB Transparency Report

Public data from the Consumer Financial Protection Bureau

Issues Resolved
80%
Timely Responses
60%

Source: consumerfinance.gov | Last checked 2026-04-13

Best For

  • New Jersey residents seeking comprehensive banking services through a member-owned, not-for-profit institution
  • Borrowers needing multiple loan products (auto, personal, home, mortgage) from a single trusted lender
  • Members who value multi-channel access and prefer flexibility between digital banking and in-person branch services
  • Consumers prioritizing fraud protection and transparent communication about security threats
Updated 2026-05-14

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