Personal Loans in Lubbock, TX
Review 100 listed personal loans profiles associated with Lubbock, Texas. Check local offices, stored review context, and state-level rules before contacting a provider.
100
Personal Loans Listed Profiles
100
Statewide Profiles
Need a personal loan in Lubbock, Texas? Whether you're consolidating debt, covering an emergency expense, or funding a major purchase, review the listed lender profiles below for APR fields, loan amounts, and eligibility context. Texas residents should verify lender licensing or registration with the state Department of Banking before borrowing.
How to Use This Lubbock List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Personal Loans Serving Lubbock, TX
Statewide profiles that may be relevant for Lubbock residents researching this category.
Ardmore Finance Corp.
Ardmore Finance Corp. offers personal installment loans in Texas and surrounding states with multiple branch locations and flexible borrowing options for debt consolidation and unexpected expenses.
1st Franklin Financial
1st Franklin Financial is a personal installment loan lender offering $600–$15,000 loans for debt consolidation, home improvement, medical expenses, and life events.
Advance Personal Loans
Advance Personal Loans is a loan marketplace that connects borrowers with third-party lenders offering personal loans. The platform does not lend directly but matches applicants with multiple lenders for fast decisions.
Atlas Credit Co., Inc.
Atlas Credit offers installment personal loans from $100–$1,400 with 5–12 month terms for borrowers with bad credit across TX, OK, and MO.
Atlas Credit Co., Inc.
Atlas Credit offers installment personal loans from $100–$1,400 across TX, OK, and MO, targeting borrowers with bad credit who don't qualify for traditional bank loans.
Austin Finance Co
Texas-based personal lender offering same-day loans up to $1,600 across 15 locations since 1996, serving borrowers who may not qualify for traditional bank loans.
B&F Finance (Texas Warrant)
B&F Finance is a Texas-based personal installment lender founded in 1973, with 25+ branches across Texas and Oklahoma offering fixed-payment loans funded to your debit card.
Broadway Finance
Broadway Finance Co is a San Antonio-based personal loan lender offering unsecured loans with fast approval and same-day funding for over 40 years.
Cash Credit Co
Atlas Credit offers installment personal loans from $100–$1,400 for bad credit borrowers in TX, OK, and MO with 5–12 month terms and fixed payments.
Cash Now
Cash Store offers in-store installment loans up to same-day funding with flexible underwriting that considers applicants with bad or no credit.
Cash Store
Fort Worth's Cash Store at 3206 Sycamore School Rd offers personal loans and quick cash solutions.
Cash Store
Cash Store Frisco, Texas — Cash Store offers installment loans and prepaid cards at physical locations, with same-day funding available after in-store a...
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How can I improve my credit score quickly in Lubbock, Texas?
Focus on paying down high balances at local retailers like United Supermarkets or Walmart, which often report to credit bureaus. Texas Tech Federal Credit Union offers secured credit cards for members, while South Plains Financial Credit Union provides credit builder loans. Avoid the payday loan stores concentrated along 34th Street and Avenue Q, as these can damage your credit and financial stability despite being legal in Texas.
Where can Lubbock small business owners find the best SBA loans?
The SBA Fort Worth District Office serves Lubbock businesses, with local SCORE mentors at the Lubbock chapter providing free counseling. Texas received $20.8 billion in SBA loans across 28,501 transactions. Research best SBA loans through preferred lenders like American Bank of Commerce and First National Bank of Lubbock, which understand the agricultural and healthcare sectors driving Lubbock's economy.
What debt consolidation options are available for Lubbock residents?
South Plains Financial Credit Union and Texas Tech Federal Credit Union offer debt consolidation loans with rates typically lower than credit cards. Compare options with best personal loan lenders serving Texas. Avoid debt settlement companies not registered with the Texas Attorney General Consumer Protection Division, and consider nonprofit counseling through Consumer Credit Counseling Service of the South Plains before pursuing debt relief services.
What are safe alternatives to payday loans in Lubbock, TX?
While payday loans are legal in Texas, Lubbock residents should first try credit union small-dollar loans, employer payroll advances, or community assistance through United Way of Lubbock County. The city's numerous payday storefronts charge fees up to $15 per $100 borrowed. Consider best personal loan lenders or credit counseling through local HUD-approved agencies before using credit access businesses.
Personal Loans Questions for Lubbock Residents
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