Debt Relief in Long Beach, CA
Review 35 listed debt relief profiles associated with Long Beach, California. Check local offices, stored review context, and state-level rules before contacting a provider.
35
Debt Relief Listed Profiles
35
Statewide Profiles
Struggling with debt in Long Beach, California? Debt relief companies may advertise creditor negotiation, consolidated payments, or structured repayment programs. California has specific statutes of limitation on debt collection that affect your rights. Review the listed debt relief profiles associated with Long Beach, and consider consulting a HUD-approved credit counselor before committing to any program.
How to Use This Long Beach List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Debt Relief Serving Long Beach, CA
Statewide profiles that may be relevant for Long Beach residents researching this category.
California Debt Relief Help | Debt Consolidation & Settlement Company
California-based debt relief company offering debt consolidation and settlement services to help reduce debt by up to 60% through direct creditor negotiation.
Fitzgerald & Campbell
Santa Ana-based law firm specializing in debt settlement, judgment resolution, and collection lawsuit defense for individuals and small businesses across California.
Trusted Consolidation
Independent review platform that connects consumers with debt consolidation and relief lenders through featured listings and comparison tools.
A American Debt Consolidation
American Debt Consolidation offers debt management, settlement, and consolidation services for unsecured debt through counseling and negotiation rather than loans.
Absolute Debt Relief
Absolute Debt Relief offers debt settlement and consolidation services to reduce enrolled debts across credit cards, personal loans, medical bills, and other obligations. They promise to consolidate payments and achieve debt freedom in 12-60 months.
Accredited Debt Relief
Accredited Debt Relief helps consumers consolidate debt and reduce monthly payments through personalized financial relief options, claiming to have assisted over 1 million clients.
Achieve (Freedom Debt Relief)
Achieve (formerly Freedom Debt Relief / Freedom Financial Network) is one of the largest debt settlement companies in the US, based in San Mateo, CA. BBB A+ accredited. CFPB: $20M restitution + $5M penalty (2019). Fees 15-25% of enrolled debt.
Americor
Americor is an Irvine, CA-based fintech debt relief company founded in 2009, offering debt settlement and consolidation through sister company Credit9. BBB A+ rated with 13,700+ Google reviews at 4.8 stars. Inc. 5000 honoree.
Ascend Finance Corp.
Ascend Finance offers free debt relief comparison and guidance across bankruptcy, debt settlement, debt management, and consolidation options without pressure or sales tactics.
Better Debt Solutions
Better Debt Solutions offers debt consolidation and credit counseling services to help consumers manage unsecured debt through relief programs.
Bounce Debt Relief, Inc.
Bounce Debt Relief negotiates settlements with creditors to reduce unsecured debt balances. They work with clients carrying $15K+ in debt, charging fees only when settlements are approved.
Citizens Debt Relief
Citizens Debt Relief is an Irvine, CA-based debt settlement firm. BBB A+ accredited. IAPDA member. 1,536 Google reviews. Fee-after-settlement model.
Showing 12 of 35 statewide providers. View all Debt Relief nationally →
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What debt consolidation options work best for Long Beach residents?
Long Beach residents benefit from California's 10% constitutional usury cap when seeking debt consolidation through best personal loan lenders. Local credit unions often offer better rates than national lenders. Given the high cost of living in Long Beach, many residents also consider best debt relief companies, though California's strong consumer protection laws provide alternatives through nonprofit credit counseling agencies.
What are alternatives to payday loans in Long Beach?
While payday loans are legal in California with a $15 per $100 cap, Long Beach residents have better alternatives. Local credit unions offer payday alternative loans (PALs) with lower rates. The California Earned Income Tax Credit and local assistance programs can provide emergency funds. Community organizations in areas like Cambodia Town and West Long Beach offer emergency financial assistance that doesn't create debt cycles.
Debt Relief Questions for Long Beach Residents
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