Banks in Lawrence, KS
Review 100 listed banks profiles associated with Lawrence, Kansas. Check local offices, stored review context, and state-level rules before contacting a provider.
100
Banks Listed Profiles
100
Statewide Profiles
Review banks provider profiles associated with Lawrence, Kansas. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Lawrence List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Banks Serving Lawrence, KS
Statewide profiles that may be relevant for Lawrence residents researching this category.
American Bank of Baxter Springs
FDIC-insured community bank in Baxter Springs, KS offering personal and business checking, savings, loans, and online banking services.
Andover State Bank
Andover State Bank is a community bank offering personal and business checking, savings, loans, credit cards, and mortgages with emphasis on local relationship banking.
Argentine Federal Savings
Argentine Federal Savings is a community-focused savings and loan serving the Kansas City area since 1906, offering checking, savings, mortgages, and auto loans with FDIC insurance.
Armed Forces Bank, National Association
Full-service national bank founded in 1907 specializing in military banking. Offers checking, savings, loans, and mortgages to active-duty, retired military, veterans, and civilians.
Astra Bank
FDIC-insured community bank headquartered in Kansas with 7 branches across the state, offering personal and business banking services including checking, savings, loans, and mortgages.
Bank of Commerce and Trust Company
Community bank in Wellington, Kansas with over 100 years of history, offering checking, savings, credit cards, and online banking services.
Bank of Commerce
Bank of Commerce is a community bank offering consumer and business checking, savings, loans, and digital banking services with local roots focused on hometown growth.
Bank of Greeley
Community bank in Greeley, Kansas offering hometown banking services since 1888. Locally-owned institution focused on personalized service to neighbors and friends.
Bank of Hays
Bank of Hays is a community bank offering FDIC-insured checking, savings, and business accounts with online banking, debit card rewards, and commercial lending services.
Bank of Holyrood
Local bank established in 1887 serving agriculture, energy, small business, and consumer customers. Offers traditional banking services with community-focused operations.
Bank of Labor
Majority labor-owned bank serving hardworking people since 1924 with flexible digital and in-person banking options.
Bank of Prairie Village
Bank of Prairie Village is a community bank offering checking, savings, and digital banking services with mobile wallet and online account management features.
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Where can I get an SBA loan in the Lawrence, KS area?
Lawrence is served by the SBA Kansas City District Office, which oversees all SBA programs in Kansas. The state recorded 2,825 SBA loans totaling $1.43 billion, with 7(a) and 504 loans being the most common for Lawrence small businesses along Massachusetts Street and in East Hills Business Park. Local banks including Douglas County Bank participate as SBA-preferred lenders. Review best SBA loans on CreditDoc to compare national SBA lender terms and find the right fit for your business.
What are alternatives to payday loans in Lawrence, KS?
Although payday lending is legal in Kansas with loans capped at $500 and fees of $15 per $100, the effective APR makes them extremely expensive. Lawrence residents have better alternatives: credit unions in the area often offer small-dollar emergency loans at far lower rates, and some employers provide paycheck advance programs. Nonprofit credit counseling agencies can help negotiate payment plans with creditors. For larger needs, compare best personal loan lenders that serve Kansas borrowers with installment loans at rates well below payday lending costs.
How do I consolidate debt in Lawrence, Kansas?
Lawrence residents carrying multiple debts can consolidate through a personal loan, balance transfer card, or a debt management plan through a nonprofit credit counseling agency. Kansas's 15% usury cap on standard agreements means most consolidation loans from banks and credit unions will fall below that threshold. If your total unsecured debt exceeds what consolidation can address, a settlement approach may be appropriate — compare providers through CreditDoc's best debt relief companies guide. Always verify any debt relief company's registration with the Kansas Attorney General before signing a contract.
Are there credit unions in Lawrence, KS I can join?
Yes, Lawrence is served by several credit unions, including those affiliated with the University of Kansas and others with community-based membership. Credit unions typically offer lower interest rates on loans, lower fees, and credit-building products like secured credit cards and share-secured loans. They also tend to be more flexible with applicants who have limited or damaged credit. With 39 FDIC-insured banking locations in Lawrence (credit unions are NCUA-insured separately), residents have strong options across both banking models.
Banks Questions for Lawrence Residents
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