Banks in Kent, WA
Review 34 listed banks profiles associated with Kent, Washington. Check local offices, stored review context, and state-level rules before contacting a provider.
34
Banks Listed Profiles
34
Statewide Profiles
Review banks provider profiles associated with Kent, Washington. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Kent List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Banks Serving Kent, WA
Statewide profiles that may be relevant for Kent residents researching this category.
1st Security Bank of Washington
Community bank with 27 branches in Washington and Oregon offering personal and business banking, home loans, and deposit products with FDIC insurance.
Baker-Boyer National Bank
Eastern Washington's 150+ year-old national bank offering personal and business banking, wealth management, and financial planning with a community-focused approach.
Bank of America Financial Center
Seattle, WA's Bank of America Financial Center at 4622 25th Ave NE offers convenient in-person banking services to the Green Lake neighborhood.
Bank of the Pacific
Community-focused bank serving the Pacific Northwest with personal, business, and commercial banking solutions backed by FDIC insurance and 50+ years of local operations.
Banner Bank
Regional bank serving personal, business, and commercial customers across the West with FDIC-insured deposit accounts, lending products, and wealth management services.
Capital One
Capital One is a major bank offering checking, savings, credit cards, and auto loans with nationwide branch and ATM access through its locations finder and mobile app.
Cashmere Valley Bank
FDIC-insured community bank serving Central Washington since 1932, offering personal and business banking with competitive rates on savings, checking, CDs, and mortgages.
Coastal Community Bank
Coastal Community Bank is a regional bank serving the North Puget Sound area, offering personal and business checking, savings, loans, and treasury management solutions.
Commencement Bank
Regional community bank serving Pierce, South King, and Thurston counties in Washington with traditional banking products for businesses and individuals.
Farmers State Bank
Winthrop, WA's Farmers State Bank branch offers community banking services at 159 Riverside Ave.
First Fed Bank
First Fed is a community bank serving Western Washington since 1923, offering personal and business banking with FDIC insurance and local decision-making.
Heritage Bank
Regional bank offering personal, business, and wealth management services across Washington, Oregon, and Idaho with FDIC insurance and online banking.
Showing 12 of 34 statewide providers. View all Banks nationally →
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How can I improve my credit score in Kent, Washington?
The state average credit score in Washington is 720. If you're below that, focus on three high-impact actions: pay all bills on time (payment history is 35% of your FICO score), reduce credit card balances below 30% utilization, and dispute any inaccuracies on your reports. Kent residents can access free credit counseling through HUD-approved agencies in King County. For faster results with limited credit history, consider a secured credit card from a local credit union, which reports to all three bureaus and helps build your profile.
Where can I get an SBA loan in the Kent, WA area?
Kent falls under the SBA Seattle District Office, which serves all of western Washington. Statewide, Washington has processed 10,282 SBA loans totaling $6.05 billion. Kent's location in the Green River Valley — a major logistics and manufacturing corridor — makes it well-suited for SBA 7(a) and 504 loans for warehouse operations, light manufacturing, and service businesses. Start by meeting with a SCORE mentor for free business plan review, then compare lender terms through CreditDoc's guide to the best SBA loans. Several of Kent's 20 FDIC-insured bank branches are SBA preferred lenders.
What are the best alternatives to payday loans in Kent, WA?
While payday loans are legal in Washington (capped at $700 with 15% fees on the first $500), they should be a last resort. Kent residents have better options: credit union payday alternative loans (PALs) offer up to $2,000 at much lower rates, local emergency assistance programs through the Kent Community Development office can help with utility or rent shortfalls, and personal loan lenders listed on CreditDoc often approve borrowers with fair credit at APRs far below payday loan equivalents. Washington's 12% general usury cap applies to many traditional loans, offering real rate protection.
How do I consolidate debt in Kent, Washington?
Debt consolidation in Kent typically takes one of three forms: a personal consolidation loan, a balance transfer credit card, or a debt management plan through a nonprofit counselor. With Washington's general usury cap at 12%, traditional installment loans from banks and credit unions in the Kent area can offer favorable terms. If your debt exceeds what consolidation can handle, compare options through CreditDoc's list of best debt relief companies. Before enrolling in any debt settlement program, verify the company is registered with the Washington Department of Financial Institutions.
Banks Questions for Kent Residents
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