Credit Unions in Jersey City, NJ
Review 36 listed credit unions profiles associated with Jersey City, New Jersey. Check local offices, stored review context, and state-level rules before contacting a provider.
36
Credit Unions Listed Profiles
1
In Jersey City Specifically
35
Statewide Profiles
Review credit unions provider profiles associated with Jersey City, New Jersey. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Jersey City List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Credit Unions Located in Jersey City
These providers have offices or are specifically located in Jersey City, NJ.
More Credit Unions Serving Jersey City, NJ
Statewide profiles that may be relevant for Jersey City residents researching this category.
1166
1166 FCU is a regional credit union serving Southern New Jersey, Southeastern Pennsylvania, and Northern Delaware since 1936, offering auto loans, home equity loans, and deposit products.
Affinity
Affinity Federal Credit Union offers checking, savings, certificates, credit cards, auto loans, and mortgages to members. Membership requires a $5 deposit to an eligibility account.
Atlantic Health Employees
Atlantic Health Employees Federal Credit Union is a member-owned, NCUA-insured credit union serving Atlantic Health System employees with deposit accounts, loans, and financial services.
B-M S
B-M S Federal Credit Union is a not-for-profit member-owned cooperative serving employees of Bristol Myers Squibb and affiliated companies across 5 New Jersey branches since 1990.
Bay Atlantic
Bay Atlantic Federal Credit Union is an NCUA-insured member-owned credit union based in Vineland, NJ, offering auto loans, personal loans, credit cards, and deposit accounts to members.
Bridgeton Onized
Bridgeton Onized Federal Credit Union is a member-owned, not-for-profit credit union serving Cumberland County, NJ since 1939, offering personal loans, vehicle financing, credit cards, and online banking.
Campbell
Campbell Federal Credit Union is an NCUA-insured, member-owned credit union offering savings, checking, loans, and digital banking services to members in New Jersey.
Central Jersey Police & Fire
Member-owned federal credit union serving police and fire professionals in New Jersey since 1939, offering savings, checking, loans, and mortgages.
Community Financial Services
Community Financial Services is a federally-insured credit union offering online banking, lending products, and mobile financial services to members.
East Orange VA Hospital
East Orange VAH FCU is a not-for-profit federal credit union offering vehicle loans, personal loans, mortgages, and share accounts to eligible members.
Edifi
EdiFi Credit Union is a member-owned financial institution serving New Jersey communities since 1958, offering competitive rates on savings, loans, mortgages, and credit cards with emphasis on financial education.
Essex County Teachers
Essex County Teachers Federal Credit Union is a member-owned credit union serving educators in New Jersey with checking, savings, loans, and mortgage services across two branch locations.
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Are there credit unions serving Jersey City, NJ residents?
Yes, several credit unions serve Jersey City including Affinity Federal Credit Union and Garden State Community Federal Credit Union. These institutions often provide more favorable lending terms than the 38 FDIC-insured banks in Jersey City, especially for residents with fair credit scores. Credit unions also offer financial education programs aligned with New Jersey's consumer protection initiatives.
What payday loan alternatives exist in Jersey City since they're banned?
New Jersey's payday loan ban protects Jersey City residents from predatory lending. Alternatives include small-dollar loans from local credit unions, paycheck advance apps, and emergency assistance programs through Hudson County social services. Best personal loan lenders operating in New Jersey must comply with the state's 30% interest rate cap.
Credit Unions Questions for Jersey City Residents
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