Banks in Irvine, CA
Review 100 listed banks profiles associated with Irvine, California. Check local offices, stored review context, and state-level rules before contacting a provider.
100
Banks Listed Profiles
2
In Irvine Specifically
98
Statewide Profiles
Review banks provider profiles associated with Irvine, California. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Irvine List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Banks Located in Irvine
These providers have offices or are specifically located in Irvine, CA.
Bank Irvine
Bank Irvine is a bank listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.
Liberty Bank, National Association
OCC-chartered commercial bank headquartered in Irvine, California, serving businesses and individuals across Southern California and San Francisco Bay Area with full-service banking solutions.
More Banks Serving Irvine, CA
Statewide profiles that may be relevant for Irvine residents researching this category.
Altos Bank
FDIC-insured community bank serving Silicon Valley entrepreneurs and small businesses with digital-first banking solutions and relationship management.
American Business Bank
American Business Bank is a publicly-traded commercial bank (OTCQX: AMBZ) specializing in relationship-based business financing, SBA lending, and corporate banking services for small to mid-sized enterprises.
American Continental Bank
FDIC-insured community bank established in 2003, serving Asian communities in Los Angeles and Seattle/Bellevue with checking, savings, loans, and business banking services.
American Plus Bank, N.A.
FDIC-insured bank based in Arcadia, CA offering personal and business checking, savings, loans, and digital banking services.
American Riviera Bank
American Riviera Bank is a community bank serving personal and business customers with checking, savings, mortgages, business lending, and digital banking tools.
Arrow Business Finance Inc
Arrow Financial Corporation is a $4B+ bank holding company based in Glens Falls, NY, offering banking, insurance, and wealth management services across northeastern New York.
Asian Pacific National Bank
FDIC-insured community bank serving the San Gabriel Valley and Los Angeles since 1990, specializing in commercial real estate lending and relationship-based banking.
Avidbank
Avidbank is a commercial bank specializing in tailored business lending solutions including C&I loans, venture financing, asset-based lending, and real estate construction loans for mid-market companies.
Axos Bank
Axos Bank is a technology-driven online bank offering high-yield checking and savings accounts, mortgages, and lending products with no monthly maintenance fees since 2000.
Bac Community Bank
BAC Community Bank offers checking, savings, CDs, loans, and business banking services with FDIC insurance. Member of the FDIC with focus on community banking relationships.
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association is a bank listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.
Banc of California
FDIC-insured bank offering personal and business banking solutions with industry-specific expertise in media, entertainment, government, and community associations.
Showing 12 of 98 statewide providers. View all Banks nationally →
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Where can I find SBA loans for my Irvine-based tech startup?
The SBA Los Angeles District Office serves Irvine and can connect you with best SBA loans for tech startups. With California receiving over $27 billion in SBA lending, local banks like those in the Irvine Branch network are experienced with SBA programs. SCORE Orange County also provides free mentoring to help navigate the application process.
What debt consolidation options work best for high-cost Irvine living expenses?
Given Irvine's high cost of living, consider personal loans from local credit unions or banks with rates under California's 10% usury cap for consumer loans. Research best personal loan lenders and best debt relief companies that understand Orange County's economic conditions. Always avoid payday loans despite their legality in California.
Are there credit unions in Irvine offering better rates than traditional banks?
While Irvine has 94 FDIC-insured banking locations, local credit unions like Orange County's Credit Union and SchoolsFirst Federal Credit Union often offer better rates for auto loans and credit cards. These institutions may be more flexible with lending criteria and offer financial counseling services particularly valuable for managing Irvine's high living costs.
What alternatives to payday loans exist for Irvine residents facing financial emergencies?
Instead of payday loans (legal but expensive in California at $15 per $100), Irvine residents can access credit union emergency loans, employer assistance programs common at major local employers like Broadcom, or best personal loan lenders offering quick approval. Orange County also has nonprofit credit counseling agencies providing emergency financial assistance.
Banks Questions for Irvine Residents
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