Credit Unions in Federal Way, WA
Review 41 listed credit unions profiles associated with Federal Way, Washington. Check local offices, stored review context, and state-level rules before contacting a provider.
41
Credit Unions Listed Profiles
41
Statewide Profiles
Review credit unions provider profiles associated with Federal Way, Washington. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Federal Way List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Credit Unions Serving Federal Way, WA
Statewide profiles that may be relevant for Federal Way residents researching this category.
Alaska Air Group
Alaska Air Group Credit Union (AAGCU) is a member-owned financial institution serving Alaska Airlines, Horizon Air, and Hawaiian Airlines employees and families since 1952, offering checking, savings, loans, and banking services.
American Lake
American Lake Credit Union is a member-owned financial cooperative offering checking, savings, loans, and credit cards with competitive rates and community involvement opportunities.
BECU credit union
BECU is a Washington-based credit union offering banking services including checking, savings, and lending products to members in the Pacific Northwest.
Calcoe
CALCOE Federal Credit Union is a member-owned, not-for-profit financial institution serving the Yakima Valley with savings accounts, loans, and financial education programs.
Cascade
Cascade Community Credit Union is a member-owned, not-for-profit financial institution headquartered in Douglas County, Oregon, serving the region for over 75 years.
Columbia Community
Columbia Credit Union is a local, not-for-profit credit union offering member-owned banking with competitive rates on loans, deposits, and mortgages.
Evergreendirect
evergreenDIRECT is a credit union offering checking, savings, loans, and credit cards with rewards-based accounts and competitive rates to its members.
Express Credit Union
Express Credit Union is a community-focused credit union offering affordable checking, savings, loans, and credit-building services to underserved populations including ITIN holders.
Fibre
Fibre Federal Credit Union is a member-owned financial cooperative offering banking, lending, and financial education services across multiple states with a focus on community investment.
Gesa Credit Union
Gesa Credit Union is a federally insured credit union offering checking, savings, loans, mortgages, and business banking with branches in Washington state.
Hapo Community
HAPO Community Credit Union is a member-owned financial cooperative offering banking services, loans, and credit management tools across 25 locations in Washington state.
Harborstone Credit Union
Harborstone Credit Union is a member-owned financial institution offering personal and business banking, lending, and investment services across the Pacific Northwest.
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What are alternatives to payday loans in Federal Way?
While payday loans are legal in Washington (capped at $700 with tiered fees starting at 15% on the first $500), the effective cost is steep. Federal Way residents have better options: the Multi-Service Center offers emergency financial assistance, local credit unions often provide small-dollar loan programs with far lower rates, and Washington's 12% general usury cap means many personal loan products are more affordable. Explore CreditDoc's directory of best personal loan lenders for alternatives that won't trap you in a debt cycle.
Are there credit unions in Federal Way I can join?
Federal Way residents have access to several credit unions serving South King County. Credit unions typically offer lower loan rates, fewer fees, and more flexible credit requirements than traditional banks — making them a strong option for residents building or rebuilding credit. With 20 FDIC-insured banking locations already in Federal Way, the competitive environment benefits consumers. Credit unions are insured by the NCUA rather than the FDIC, providing equivalent deposit protection. Check eligibility requirements, as many serve specific geographic areas or employer groups in the Puget Sound region.
Credit Unions Questions for Federal Way Residents
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Federal Way has resources across credit repair, lending, debt relief, and more. See the full local guide.
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