Credit Unions in Detroit, MI
Review 69 listed credit unions profiles associated with Detroit, Michigan. Check local offices, stored review context, and state-level rules before contacting a provider.
69
Credit Unions Listed Profiles
2
In Detroit Specifically
67
Statewide Profiles
Review credit unions provider profiles associated with Detroit, Michigan. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Detroit List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Credit Unions Located in Detroit
These providers have offices or are specifically located in Detroit, MI.
I M Detroit District CU
IM Detroit District Credit Union is a state-chartered Michigan credit union established in 1957, serving over 500 members with $2M in assets from its single Detroit branch.
One Detroit Credit Union
Detroit-based credit union offering checking, savings, auto loans, mortgages, and personal lending to members across Michigan with a community-focused mission.
More Credit Unions Serving Detroit, MI
Statewide profiles that may be relevant for Detroit residents researching this category.
4Front
4Front Credit Union is a Michigan-based, member-owned financial institution offering personal loans, mortgages, auto loans, and wealth management services to individuals and businesses.
ABD Federal Credit Union
ABD Federal Credit Union is a member-owned financial cooperative operating since 1947, offering savings, checking, loans, and online banking services to eligible members.
Aeroquip
Aeroquip Credit Union is a member-owned financial institution offering low-rate auto loans, credit cards, personal loans, and high-yield checking accounts to qualified members.
Alliance Catholic Credit Union
Michigan-based Catholic credit union offering comprehensive financial services including checking, savings, loans, mortgages, and investment products to members.
Case
CASE Credit Union is a member-owned financial institution based in Lansing, MI, offering checking, savings, loans, credit cards, and mortgages with competitive rates.
Circle
Circle Federal Credit Union is a member-owned, not-for-profit credit union offering checking, savings, loans, credit cards, mortgages, and investment products with competitive rates.
Community Choice Credit Union
Community Choice Credit Union is a Michigan-based federally insured credit union offering checking, savings, loans, mortgages, and digital banking services with 30,000+ surcharge-free ATMs nationwide.
Community Choice
Community Choice Credit Union is a federally insured, member-owned credit union serving Michigan with digital banking, low fees, and personalized financial advisory services.
Community Focus Federal Credit Union
Community Focus Federal Credit Union is a federally chartered credit union offering checking, savings, auto loans, and financial wellness programs with competitive rates and member-focused services.
Community Focus
Community Focus Federal Credit Union is a member-owned, not-for-profit financial institution offering auto loans, savings accounts, and credit-building products with competitive rates and accessibility features.
Community West
Community West Credit Union is a financial cooperative offering checking accounts, mortgages, auto loans, and personal lending products with rates as low as 5.00% APY on money market accounts.
Cornerstone Community Financial Credit Union
Cornerstone Community Financial Credit Union is a member-owned credit union offering competitive rates on loans, deposits, and mortgages with a focus on personalized service.
Showing 12 of 67 statewide providers. View all Credit Unions nationally →
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What debt consolidation options are available in Detroit?
Detroit residents have several debt consolidation options, including personal loans from local credit unions with rates typically lower than Michigan's 25% consumer loan cap. Consider best personal loan lenders and best debt relief companies that serve Michigan. Avoid debt settlement companies with questionable practices, as Michigan's Attorney General Consumer Protection Division frequently investigates such firms.
Which credit unions in Detroit offer the best services?
Detroit's top credit unions include Michigan First Credit Union, Community Choice Credit Union, and Detroit Municipal Credit Union, which serve city employees. These institutions typically offer lower loan rates, reduced fees, and personalized service compared to larger banks. Many provide financial counseling, first-time homebuyer programs, and small business lending specifically designed for Detroit's economic landscape and neighborhood revitalization efforts.
What are safer alternatives to payday loans in Detroit?
While payday loans are legal in Michigan with a $600 limit and 15% fee structure, Detroit residents have better alternatives including credit union payday alternative loans (PALs), employer-based emergency assistance programs, and community assistance funds. Local nonprofits and churches often provide emergency financial help. Consider best personal loan lenders for small-dollar loans with more reasonable terms than payday lenders.
Credit Unions Questions for Detroit Residents
Explore More in Detroit
Detroit has resources across credit repair, lending, debt relief, and more. See the full local guide.
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