Credit Unions in Cambridge, MA
Review 44 listed credit unions profiles associated with Cambridge, Massachusetts. Check local offices, stored review context, and state-level rules before contacting a provider.
44
Credit Unions Listed Profiles
1
In Cambridge Specifically
43
Statewide Profiles
Review credit unions provider profiles associated with Cambridge, Massachusetts. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Cambridge List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Credit Unions Located in Cambridge
These providers have offices or are specifically located in Cambridge, MA.
More Credit Unions Serving Cambridge, MA
Statewide profiles that may be relevant for Cambridge residents researching this category.
600 Atlantic
Federal credit union offering savings, checking, auto loans, mortgages, credit cards, and HELOCs to members. NCUA-insured with additional coverage through Mass Share Insurance Corp.
Alden
Member-owned credit union serving Hampden, Hampshire, and Worcester Counties in Massachusetts with competitive loan rates, free online banking, and ATM access.
Allcom
AllCom Credit Union is a member-owned, not-for-profit financial institution based in Worcester, MA, offering loans, savings accounts, and digital banking services to its members.
Alpha
State-chartered Massachusetts credit union serving healthcare workers and their families since 1942, offering consumer loans, home equity products, and card management tools.
Arlington Municipal
Arlington Municipal Federal Credit Union is a member-owned credit union serving Town of Arlington, MA employees and their families with competitive rates on auto loans, personal loans, and savings accounts.
Athol
Athol is a credit union listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.
Attleboro M E
Attleboro Municipal Employees Federal Credit Union (AMEFCU) is a Massachusetts-based NCUA-insured credit union serving municipal employees and members since 1963, offering loans, credit cards, and savings accounts.
Billerica Municipal Employees
Billerica Municipal Employees Credit Union is a member-owned financial institution serving municipal employees with loans, mortgages, and digital banking services.
Boston Customs
Boston Customs FCU is a member-owned credit union offering loans, savings accounts, and online banking services to eligible residents and employees in Jefferson County, Florida.
Brightbridge
BrightBridge Credit Union is a member-owned financial institution offering checking, savings, loans, and investment services with NCUA insurance protection.
Brotherhood
Brotherhood Credit Union is a member-owned, not-for-profit credit union offering checking, savings, loans, mortgages, and digital banking with competitive rates and personalized service.
Common Trust
Member-owned credit union in Woburn, MA offering savings accounts, checking, loans, and credit cards with no closing costs on home equity lines and rates starting at prime minus 0.25%.
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What are alternatives to payday loans in Cambridge, MA?
Massachusetts has banned payday lending entirely, protecting Cambridge residents from predatory short-term loans. Instead, consider small-dollar loan programs from local credit unions like Cambridge Savings Bank, which typically offer emergency personal loans at rates well below the state's 20% usury cap. Nonprofit organizations in the Cambridge and Boston area also offer emergency assistance funds. For longer-term needs, compare options through CreditDoc's guide to best personal loan lenders.
What credit unions serve Cambridge, MA residents?
Cambridge has several credit unions available to residents, including Cambridge Savings Bank (a mutual savings bank operating similarly to a credit union) and MIT Federal Credit Union, which serves MIT affiliates and Cambridge community members. Credit unions typically offer lower interest rates on loans, higher savings yields, and more flexible credit requirements than large national banks. With 36 FDIC-insured banking locations in Cambridge, residents have ample choice — but credit unions are often the best option for those building or rebuilding credit.
Credit Unions Questions for Cambridge Residents
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Cambridge has resources across credit repair, lending, debt relief, and more. See the full local guide.
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