Free Help in Boston, MA
Review 29 listed free help profiles associated with Boston, Massachusetts. Check local offices, stored review context, and state-level rules before contacting a provider.
29
Free Help Listed Profiles
29
Statewide Profiles
Looking for free financial help in Boston, Massachusetts? Nonprofit credit counseling agencies, legal aid organizations, and government-funded programs may offer no-cost assistance for debt, foreclosure, or credit issues. HUD-approved counselors are required to provide free initial consultations. Below are free-help resources listed for this area.
How to Use This Boston List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Free Help Serving Boston, MA
Statewide profiles that may be relevant for Boston residents researching this category.
Act Lawrence, Inc Formerly Arlington Community Trabajando, Inc
Latina-led non-profit CDC in Lawrence, MA offering HUD-certified housing counseling, financial coaching, and community development programs since 1996.
American Consumer Credit Counseling
Non-profit credit counseling organization offering free debt management programs, bankruptcy counseling, and financial guidance to consumers struggling with debt.
American Consumer Credit Counseling, Inc.
ACCC is a 501(c)(3) nonprofit credit counseling agency founded in 1991, offering free debt management programs starting at \/month. BBB A+ rated with 4.98 stars, NFCC member, licensed in all 50 states.
Berkshire County Regional Housing Authority-H
UpSide413 (formerly Berkshire County Regional Housing Authority) provides non-profit housing counseling, legal services, and dispute resolution to promote household stability across Berkshire County and Pioneer Valley.
Cambridge Credit Counseling Corporation
Non-profit credit counseling and debt management organization offering free credit advice, debt consolidation plans, and HUD-approved housing counseling services.
Cambridge Credit Counseling Corp.
NFCC-certified nonprofit offering free credit counseling, debt management plans, housing counseling, and bankruptcy guidance since 1996.
Centro De Apoyo Familiar (Caf)-Ma
Non-profit community organization providing free housing counseling, financial literacy, and consumer education across Massachusetts, Maryland, Virginia, DC, and Puerto Rico since 2006.
Chelsea Restoration Corporation
Non-profit homebuyer assistance organization in Chelsea, MA providing first-time homebuyer education, foreclosure prevention, and down payment assistance since 1977.
Codman Square Neighborhood Dev. Corp.
Grassroots Boston nonprofit offering free financial counseling, housing assistance, and economic mobility services to low-income communities of color in Dorchester.
Community Service Network, Inc.
Non-profit organization offering free and low-cost homebuyer education, property tax assistance, and financial counseling for low-to-moderate income Massachusetts residents.
Credit Card Mgmt Svcs, Inc D/B/A Debthelper.Com
Non-profit credit counseling organization offering debt management plans, housing counseling, and financial education with certified personal finance counselors.
Ecumenical Social Action Committee, Inc.
Boston-based nonprofit providing free community services including senior home repair, foreclosure prevention, and education programs for vulnerable residents.
Showing 12 of 29 statewide providers. View all Free Help nationally →
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How can I improve my credit score quickly in Boston, Massachusetts?
Boston residents can improve credit scores by utilizing local resources like the Boston Public Library's financial counseling services and HUD-approved credit counselors in the area. Focus on paying down high balances from Boston's expensive cost of living, dispute errors with the three bureaus, and consider best secured credit cards to build payment history. Massachusetts' strong consumer protection laws ensure you won't face illegal collection practices during the improvement process.
Where can I get SBA loans for my Boston business?
Boston entrepreneurs can access best SBA loans through the SBA Massachusetts District Office in Boston. With $2.86 billion in SBA lending statewide, options include 7(a) loans, 504 loans for real estate, and microloans. Local SCORE Boston provides free mentoring for SBA loan applications. Major banks like Bank of America and Eastern Bank, both with significant Boston presence, are active SBA lenders in the market.
What debt consolidation options are available in Boston, MA?
Boston residents have multiple debt consolidation options, including personal loans from local credit unions like MIT Federal Credit Union and DCU. Best personal loan lenders must comply with Massachusetts' 20% interest rate cap. For serious debt issues, consider best debt relief companies that work within Massachusetts consumer protection laws. Always consult with HUD-approved counselors in Boston before choosing debt settlement.
How can I protect myself from identity theft in Boston?
Boston residents should use Massachusetts' free credit freeze law to lock credit reports at all three bureaus. Given Boston's high concentration of hospitals and universities, medical and educational identity theft are common. Monitor accounts regularly, especially if you work for major employers like Mass General Brigham or Harvard University. Consider identity theft protection services and report suspected fraud to local Boston police and the Massachusetts Attorney General's Identity Theft Unit.
Free Help Questions for Boston Residents
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