Personal Loans in Baltimore, MD
Review 11 listed personal loans profiles associated with Baltimore, Maryland. Check local offices, stored review context, and state-level rules before contacting a provider.
11
Personal Loans Listed Profiles
4
In Baltimore Specifically
7
Statewide Profiles
Need a personal loan in Baltimore, Maryland? Whether you're consolidating debt, covering an emergency expense, or funding a major purchase, review the listed lender profiles below for APR fields, loan amounts, and eligibility context. Maryland residents should verify lender licensing or registration with the state Department of Banking before borrowing.
How to Use This Baltimore List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Personal Loans Located in Baltimore
These providers have offices or are specifically located in Baltimore, MD.
Loan for Any Purpose
Baltimore, MD's Loan for Any Purpose at 15 S Frederick St provides same-day personal loans to local borrowers.
Mariner Finance
Mariner Finance Baltimore, Maryland — Mariner Finance is a coast-to-coast personal loan lender with physical branch locations offering personal loans fo...
Mariner Finance
Mariner Finance Baltimore, Maryland — Mariner Finance is a coast-to-coast personal loan lender with physical branch locations offering personal loans fo...
OneMain Financial
7676 Belair Rd in Baltimore, MD is home to OneMain Financial, offering personal loans with weekday service.
More Personal Loans Serving Baltimore, MD
Statewide profiles that may be relevant for Baltimore residents researching this category.
Bay Country Financial Services
Bay Country Financial Services offers secured personal loans and vehicle loans with same-day approvals at three Maryland locations, focusing on applicants regardless of credit history.
Bay Country Financial Services
Bay Country Financial Services offers secured personal loans and vehicle loans with same-day approvals and flexible terms, focusing on relationship-based lending rather than credit scores.
Chesapeake Finance LLC
Chesapeake Finance is a Maryland-based lender offering personal loans, auto loans, and specialty financing for RVs and boats, with a focus on applicants with poor credit history or past financial difficulties.
Lendmark Financial Services
Lendmark Financial Services is a consumer finance company offering personal loans, auto loans, and debt consolidation with fixed rates and same-day funding through local branch networks.
Mariner Finance
Mariner Finance is a major consumer lender with 470+ branches in 28 states, managing $2B+ in loans. Founded 2002 (heritage to 1927). BBB A+ (not accredited). APRs 16-35.99%. Backed by Warburg Pincus.
OneMain Financial
Towson, MD personal loans at OneMain Financial, 8600 Lasalle Rd, offering same-day approval and funding.
SALrefi
SALrefi specializes in auto loan refinancing, helping customers reduce monthly payments by an average of $103. They offer quick online applications and Spanish-language support.
Not Sure Where to Start in Baltimore?
Take our free 2-minute quiz to estimate a borrowing range and review personal loans research paths based on your inputs and location.
Take the Borrowing Power Quiz →Personal Loans Questions in Baltimore
Where can Baltimore residents get SBA loans for small businesses?
Baltimore entrepreneurs can access SBA loans through the Baltimore District Office and local preferred lenders. With Maryland receiving over $2.5 billion in SBA lending, Baltimore businesses have strong opportunities. Contact the best SBA loans providers through SCORE Baltimore or the Baltimore Development Corporation. Popular programs include 504 loans for real estate in areas like Canton and Hampden, and working capital loans for businesses in the Inner Harbor district.
What personal loan options are available in Baltimore with Maryland's usury laws?
Maryland's 24% interest rate cap on consumer loans under $6,000 protects Baltimore residents from predatory lending. The best personal loan lenders serving Baltimore include local credit unions like Patapsco FCU and major banks with branches downtown. Residents in neighborhoods like Federal Hill and Canton may qualify for better rates due to higher average incomes, while those in East Baltimore should explore credit union options for more favorable terms.
Which credit unions serve Baltimore residents best?
Baltimore residents can join several local credit unions including Johns Hopkins Federal Credit Union, Patapsco Federal Credit Union, and Baltimore County Employees Credit Union. These institutions often provide better rates than the major banks concentrated in Harbor East and downtown. Credit unions are particularly valuable for residents in underbanked neighborhoods like West Baltimore, offering best secured credit cards and starter loans to build credit.
What are alternatives to payday loans in Baltimore since they're banned in Maryland?
Since Maryland banned payday lending, Baltimore residents have healthier alternatives. Local credit unions offer small-dollar loans, and employers like Johns Hopkins may provide paycheck advance programs. Community organizations in neighborhoods like Sandtown-Winchester offer financial assistance programs. Avoid online payday lenders that may illegally target Maryland residents – report these to the Maryland Attorney General's Consumer Protection Division.
Personal Loans Questions for Baltimore Residents
Explore More in Baltimore
Baltimore has resources across credit repair, lending, debt relief, and more. See the full local guide.
← Back to Baltimore, MD Credit Guide