Credit Unions in Baltimore, MD

Review 17 listed credit unions profiles associated with Baltimore, Maryland. Check local offices, stored review context, and state-level rules before contacting a provider.

17

Credit Unions Listed Profiles

17

Statewide Profiles

Review credit unions provider profiles associated with Baltimore, Maryland. Compare local and statewide profile context, and check stored Google ratings where available.

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How to Use This Baltimore List

Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.

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Credit Unions Serving Baltimore, MD

Statewide profiles that may be relevant for Baltimore residents researching this category.

A

Aberdeen Proving Ground

APG Federal Credit Union is a member-owned financial institution serving the Aberdeen, Maryland area with checking, savings, loans, credit cards, and mortgages.
A

Act 1st

ACT 1st Federal Credit Union is a member-owned, NCUA-insured credit union serving Maryland and West Virginia with checking, savings, loans, and financial services.
A

Apl

APL Federal Credit Union is a member-owned credit union serving Howard County, Maryland, offering checking, savings, lending, and digital banking services with competitive rates.
C

Cecil County School Employees

Cecil County School Employees is a credit union listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.
C

Census

Census Federal Credit Union is a federally insured credit union offering savings accounts, auto loans, personal loans, and digital banking services with competitive rates.
C

Central Credit Union of Maryland

Central Credit Union of Maryland is a credit union listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.
C

Choptank Electric Coop Employ

CUScore is an independent directory and comparison platform for federally insured credit unions, providing NCUA financial data, health scores, and branch locations across 4,374 institutions.
F

First Financial of Maryland

Not-for-profit federal credit union offering lower-APR mortgages, personal loans, and refinancing to members without predatory fees.
F

First Peoples Community

First Peoples Community Federal Credit Union is a member-owned credit union offering competitive loan rates, credit cards, mortgages, and business banking services to individuals and small business owners.
H

Har-Co

Har-Co Credit Union is a member-owned financial institution serving Harford County with checking, savings, credit cards, auto loans, mortgages, and business lending.
I

I B E W 26

IBEW Federal Credit Union is a member-owned credit union offering deposit accounts, loans, credit cards, and financial services primarily to IBEW union members and their families.
N

None Suffer Lack

None Suffer Lack Federal Credit Union is a member-owned financial institution offering online banking, auto loans, mortgage financing, and check card services to its members.

Showing 12 of 17 statewide providers. View all Credit Unions nationally →

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Credit Unions Questions in Baltimore

What personal loan options are available in Baltimore with Maryland's usury laws?

Maryland's 24% interest rate cap on consumer loans under $6,000 protects Baltimore residents from predatory lending. The best personal loan lenders serving Baltimore include local credit unions like Patapsco FCU and major banks with branches downtown. Residents in neighborhoods like Federal Hill and Canton may qualify for better rates due to higher average incomes, while those in East Baltimore should explore credit union options for more favorable terms.

Which credit unions serve Baltimore residents best?

Baltimore residents can join several local credit unions including Johns Hopkins Federal Credit Union, Patapsco Federal Credit Union, and Baltimore County Employees Credit Union. These institutions often provide better rates than the major banks concentrated in Harbor East and downtown. Credit unions are particularly valuable for residents in underbanked neighborhoods like West Baltimore, offering best secured credit cards and starter loans to build credit.

What are alternatives to payday loans in Baltimore since they're banned in Maryland?

Since Maryland banned payday lending, Baltimore residents have healthier alternatives. Local credit unions offer small-dollar loans, and employers like Johns Hopkins may provide paycheck advance programs. Community organizations in neighborhoods like Sandtown-Winchester offer financial assistance programs. Avoid online payday lenders that may illegally target Maryland residents – report these to the Maryland Attorney General's Consumer Protection Division.

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Credit Unions Questions for Baltimore Residents

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