Banks in Bakersfield, CA
Review 100 listed banks profiles associated with Bakersfield, California. Check local offices, stored review context, and state-level rules before contacting a provider.
100
Banks Listed Profiles
1
In Bakersfield Specifically
99
Statewide Profiles
Review banks provider profiles associated with Bakersfield, California. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Bakersfield List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Banks Located in Bakersfield
These providers have offices or are specifically located in Bakersfield, CA.
More Banks Serving Bakersfield, CA
Statewide profiles that may be relevant for Bakersfield residents researching this category.
Altos Bank
FDIC-insured community bank serving Silicon Valley entrepreneurs and small businesses with digital-first banking solutions and relationship management.
American Business Bank
American Business Bank is a publicly-traded commercial bank (OTCQX: AMBZ) specializing in relationship-based business financing, SBA lending, and corporate banking services for small to mid-sized enterprises.
American Continental Bank
FDIC-insured community bank established in 2003, serving Asian communities in Los Angeles and Seattle/Bellevue with checking, savings, loans, and business banking services.
American Plus Bank, N.A.
FDIC-insured bank based in Arcadia, CA offering personal and business checking, savings, loans, and digital banking services.
American Riviera Bank
American Riviera Bank is a community bank serving personal and business customers with checking, savings, mortgages, business lending, and digital banking tools.
Arrow Business Finance Inc
Arrow Financial Corporation is a $4B+ bank holding company based in Glens Falls, NY, offering banking, insurance, and wealth management services across northeastern New York.
Asian Pacific National Bank
FDIC-insured community bank serving the San Gabriel Valley and Los Angeles since 1990, specializing in commercial real estate lending and relationship-based banking.
Avidbank
Avidbank is a commercial bank specializing in tailored business lending solutions including C&I loans, venture financing, asset-based lending, and real estate construction loans for mid-market companies.
Axos Bank
Axos Bank is a technology-driven online bank offering high-yield checking and savings accounts, mortgages, and lending products with no monthly maintenance fees since 2000.
Bac Community Bank
BAC Community Bank offers checking, savings, CDs, loans, and business banking services with FDIC insurance. Member of the FDIC with focus on community banking relationships.
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association is a bank listed in the CreditDoc directory. Its website was not reachable during our review, so services, pricing, and hours could not be independently verified. Contact the company directly to confirm current offerings before applying.
Banc of California
FDIC-insured bank offering personal and business banking solutions with industry-specific expertise in media, entertainment, government, and community associations.
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How can Bakersfield residents improve their credit scores quickly?
Bakersfield residents can improve credit by utilizing local resources like Kern Schools Federal Credit Union's secured credit card programs and financial counseling. Focus on paying down high balances, especially important during Kern County's seasonal employment periods in agriculture and oil. Consider best secured credit cards from local banks like Bakersfield Branch locations to establish positive payment history.
Where can Bakersfield business owners find SBA loans?
The SBA Fresno District Office serves Bakersfield businesses, with over 43,459 SBA loans totaling $27.37 billion issued statewide. Local SCORE mentors at the Bakersfield chapter provide free counseling for loan applications. Research best SBA loans through preferred lenders like Valley Republic Bank and Mechanics Bank, which have strong Central Valley presence and understand local agricultural and energy sector businesses.
What debt consolidation options are available in Bakersfield, CA?
Bakersfield residents have access to HUD-approved credit counseling agencies in Kern County that offer free debt management plans. Local credit unions like Golden 1 and Kern Schools FCU often provide debt consolidation loans at rates below California's 10% constitutional limit. Compare best personal loan lenders and avoid high-cost options that target oil field and agricultural workers during economic downturns.
Which credit unions serve Bakersfield residents best?
Kern Schools Federal Credit Union serves Bakersfield's education employees and their families, while Golden 1 Credit Union offers broader membership with multiple local branches. Valley First Credit Union focuses on agricultural workers common in Kern County. These institutions typically offer better rates than traditional banks and provide financial counseling services specific to Bakersfield's seasonal employment patterns.
Banks Questions for Bakersfield Residents
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Bakersfield has resources across credit repair, lending, debt relief, and more. See the full local guide.
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