Personal Loans in Austin, TX
Review 100 listed personal loans profiles associated with Austin, Texas. Check local offices, stored review context, and state-level rules before contacting a provider.
100
Personal Loans Listed Profiles
5
In Austin Specifically
95
Statewide Profiles
Need a personal loan in Austin, Texas? Whether you're consolidating debt, covering an emergency expense, or funding a major purchase, review the listed lender profiles below for APR fields, loan amounts, and eligibility context. Texas residents should verify lender licensing or registration with the state Department of Banking before borrowing.
How to Use This Austin List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Personal Loans Located in Austin
These providers have offices or are specifically located in Austin, TX.
Austin Finance Co
Texas-based personal lender offering same-day loans up to $1,600 across 15 locations since 1996, serving borrowers who may not qualify for traditional bank loans.
Lendmark Financial Services LLC
Lendmark Financial Services LLC Austin, Texas — Lendmark Financial Services is a consumer finance company offering personal loans, auto loans, and debt ...
OneMain Financial
OneMain Financial Austin, Texas — OneMain Financial offers fixed-rate personal loans from $1,500–$30,000 with terms of 24–60 months at APRs ranging from...
Tower Loan
Tower Loan Austin, Texas — Tower Loan is a regional installment and personal lender operating across 6 states with physical branch locations, offering l...
Tower Loan
Tower Loan Austin, Texas — Tower Loan offers installment and personal loans from $1,700+ at a Fort Worth, TX branch, emphasizing holistic financial revi...
More Personal Loans Serving Austin, TX
Statewide profiles that may be relevant for Austin residents researching this category.
Ardmore Finance Corp.
Ardmore Finance Corp. offers personal installment loans in Texas and surrounding states with multiple branch locations and flexible borrowing options for debt consolidation and unexpected expenses.
1st Franklin Financial
1st Franklin Financial is a personal installment loan lender offering $600–$15,000 loans for debt consolidation, home improvement, medical expenses, and life events.
Advance Personal Loans
Advance Personal Loans is a loan marketplace that connects borrowers with third-party lenders offering personal loans. The platform does not lend directly but matches applicants with multiple lenders for fast decisions.
Atlas Credit Co., Inc.
Atlas Credit offers installment personal loans from $100–$1,400 with 5–12 month terms for borrowers with bad credit across TX, OK, and MO.
Atlas Credit Co., Inc.
Atlas Credit offers installment personal loans from $100–$1,400 across TX, OK, and MO, targeting borrowers with bad credit who don't qualify for traditional bank loans.
B&F Finance (Texas Warrant)
B&F Finance is a Texas-based personal installment lender founded in 1973, with 25+ branches across Texas and Oklahoma offering fixed-payment loans funded to your debit card.
Broadway Finance
Broadway Finance Co is a San Antonio-based personal loan lender offering unsecured loans with fast approval and same-day funding for over 40 years.
Cash Credit Co
Atlas Credit offers installment personal loans from $100–$1,400 for bad credit borrowers in TX, OK, and MO with 5–12 month terms and fixed payments.
Cash Now
Cash Store offers in-store installment loans up to same-day funding with flexible underwriting that considers applicants with bad or no credit.
Cash Store
Fort Worth's Cash Store at 3206 Sycamore School Rd offers personal loans and quick cash solutions.
Cash Store
Cash Store Frisco, Texas — Cash Store offers installment loans and prepaid cards at physical locations, with same-day funding available after in-store a...
Cash Store
Cash Store in Houston, TX on Woodforest Boulevard serves personal loan customers on the Eastside.
Showing 12 of 95 statewide providers. View all Personal Loans nationally →
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Take the Borrowing Power Quiz →Personal Loans Questions in Austin
Where can Austin small business owners find the best SBA loans?
Austin entrepreneurs can access best SBA loans through the SBA's Austin District Office on Barton Springs Road. With Texas receiving over 28,500 SBA loans totaling $20.8 billion, local lenders like Frost Bank and BBVA offer competitive programs. SCORE Austin provides free mentoring to help navigate the application process, particularly valuable for tech startups and food service businesses common in Austin's economy.
What debt consolidation options are available for Austin residents?
Austin residents can explore debt consolidation through local credit unions like Velocity or UFCU, which often offer personal loans at competitive rates. Consider best personal loan lenders or best debt relief companies if you have significant debt. Given Austin's high cost of living, many residents benefit from home equity lines of credit, though be cautious with your property as collateral in this volatile real estate market.
Which Austin-area credit unions offer the best member benefits?
University Federal Credit Union (UFCU) serves Austin with multiple locations and offers competitive rates on auto loans and mortgages. Velocity Credit Union provides excellent member services with branches throughout Central Texas. Both institutions typically offer better rates than traditional banks and lower fees. Austin Teachers Credit Union serves education professionals, while Government Employees Federal Credit Union has a strong presence for public sector workers.
How can Austin residents avoid payday loan debt traps?
While payday loans are legal in Texas, Austin residents should explore alternatives first. Credit unions like UFCU offer small-dollar loans at much lower rates. Consider best secured credit cards for emergency expenses or contact United Way of Greater Austin for emergency assistance programs. Texas's credit access business regulations allow high fees, so explore community resources through Austin's 211 helpline before considering short-term, high-cost loans.
Personal Loans Questions for Austin Residents
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