Mortgages & Home Loans in Austin, TX
Review 74 listed mortgages & home loans profiles associated with Austin, Texas. Check local offices, stored review context, and state-level rules before contacting a provider.
74
Mortgages & Home Loans Listed Profiles
7
In Austin Specifically
67
Statewide Profiles
Review mortgages & home loans provider profiles associated with Austin, Texas. Compare local and statewide profile context, and check stored Google ratings where available.
How to Use This Austin List
Start with local and statewide provider profiles, then check the related state rules, common borrower questions, and CreditDoc data explainers. A listing here is directory context, not a recommendation, approval prediction, price quote, or licensing determination.
Mortgages & Home Loans Located in Austin
These providers have offices or are specifically located in Austin, TX.
New American Funding - Austin, TX
New American Funding's Austin branch offers conventional, FHA, VA, and refinance mortgages with down payments as low as 3%, plus down payment assistance up to $6,000 for first-time homebuyers in select areas.
EZ Money
Source Capital is a direct hard money lender specializing in short-term real estate loans ($100K-$5M) for investors and property owners across Texas with fast funding and flexible credit requirements.
Austin Mortgage Lender: Joel Richardson
Austin-based mortgage lender specializing in residential, investment, and custom construction loans with 20+ years of experience and nationwide availability.
Assurance Financial - Austin
Assurance Financial is a mortgage lender based in Austin, TX offering home purchase, refinance, construction, and home equity loans through local loan officers.
Park Place Finance - Austin Mortgage Lender
Park Place Finance is a nationwide hard money lender specializing in investment property loans including bridge loans, fix-and-flip, DSCR, and construction financing with 3-5 day closing times.
Max Leaman Austin Mortgage
Max Leaman Austin Mortgage offers home purchase and refinance loans through LoanPeople, emphasizing rate claims to verify, low fees, and on-time closings since 2001.
Austin Capital Mortgage
Austin Capital Mortgage is a Texas-based mortgage lender operating since 1996, offering home purchase loans, refinances, and listed programs through 100+ lenders with 1-day pre-approval and 7-21 day closings.
More Mortgages & Home Loans Serving Austin, TX
Statewide profiles that may be relevant for Austin residents researching this category.
Nsc (Naca Counseling Subsidiary) - San Antonio, TX
NACA is a nonprofit housing counseling and homebuyer assistance organization. Review the San Antonio profile, qualification process, borrower fit, and alternatives before applying.
RoseRock Capital Fund
Dallas-based private lender specializing in bridge loans, hard money loans, and fix-and-flip financing for real estate investors with published application timing and flexible terms.
Property Tax Funding
Texas-based property tax lender offering residential and commercial property tax loans with 24-hour approval and no payments for 12 months.
OSN Texas LLC
OS National is a title insurance and escrow company serving the Dallas-Fort Worth area with residential and commercial closing services, remote notarization, and earnest money solutions.
Nsc (Naca Counseling Subsidiary) - Houston, TX
NACA offers character-based mortgages with no down payment, no closing costs, and no mortgage insurance, targeting low-to-moderate income and historically underserved communities.
Nsc (Naca Counseling Subsidiary) - Dallas, TX
NACA is a non-profit housing advocacy organization providing HUD-approved housing counseling and character-based mortgage lending to underserved communities, serving 3 million people with 500K homeowners helped.
Neighborhood Housing Services of Waco, Inc.
NeighborWorks Waco is a non-profit mortgage lender and housing counselor offering affordable mortgages, down payment assistance, and homebuyer education to strengthen homeownership in the Waco area.
Neighborhood Housing Services of San Antonio
San Antonio-based nonprofit mortgage lender with 40+ years of experience offering affordable home loans, down payment assistance, and first-time homebuyer education.
Larry the Lender
Family-owned hard money lender in Austin offering short-term real estate loans from $75K–$5M with in-house approval and 2-day closings.
GRP Community Development Corporation
Houston-based homebuyer education and mortgage advisory service helping first-time and credit-challenged buyers achieve homeownership with down payment assistance programs.
Great Central Mortgage Acceptance Co., Ltd
Texas-based hard money lender specializing in equity-based loans for commercial real estate purchases, refinances, and fix-and-flip projects with provider-stated same-day approval timing and closings in 5-10 days.
Fort Worth Financial LLC
Fort Worth Financial LLC is a Texas-based mortgage lender offering purchase, refinance, and reverse mortgage loans with rate claims to verify across the Dallas-Fort Worth region.
Showing 12 of 67 statewide providers. View all Mortgages & Home Loans nationally →
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What are the best credit repair companies serving Austin, Texas? +
Austin residents seeking credit repair should research best credit repair companies that comply with Texas regulations. Since Texas has no specific credit repair statute, companies must follow federal Credit Repair Organizations Act (CROA) guidelines. Consider consulting with HUD-approved counseling agencies in Austin first, as they provide free services and can help you understand your rights under federal law.
How can I improve my credit score quickly in Austin's competitive housing market? +
In Austin's tight rental market, focus on paying down credit card balances below 30% utilization and disputing any errors on your credit reports. Consider becoming an authorized user on a family member's account or opening a secured card with local institutions like UFCU. Austin's rapid rent increases make good credit essential - even a 50-point improvement can mean access to better apartments in desirable neighborhoods like South Austin or Mueller.
Where can Austin small business owners find the best SBA loans? +
Austin entrepreneurs can access best SBA loans through the SBA's Austin District Office on Barton Springs Road. With Texas receiving over 28,500 SBA loans totaling $20.8 billion, local lenders like Frost Bank and BBVA offer competitive programs. SCORE Austin provides free mentoring to help navigate the application process, particularly valuable for tech startups and food service businesses common in Austin's economy.
Mortgages & Home Loans Questions for Austin Residents
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