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Cash advances up to $250 with no interest or credit check, plus a credit builder loan that reports to all 3 bureaus. $9.99/month.
Data compiled from public sources
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Brigit is a New York City-based fintech founded in 2017 that combines cash advances with credit building and budgeting tools. It's designed for the 60% of Americans living paycheck to paycheck.
Instant Cash: Brigit provides cash advances up to $250 with no interest, eligibility claim to verify, and no late fees. Advances are automatically repaid from your next paycheck. There's no express fee — all advances are delivered to your bank account within minutes (some banks may take 1-3 days to process).
Credit Builder: Brigit's credit builder is a small installment loan that reports your payments to all three credit bureaus. You don't need a bank account or credit check to start. Brigit claims users see an average credit score increase of 60 points.
Finance Helper: The app analyzes your spending patterns, predicts upcoming bills, tracks subscriptions, and alerts you before your balance gets too low. It can also negotiate bills on your behalf (cable, internet, insurance) to find savings.
Identity Theft Protection: Monitors the dark web for your personal information and alerts you if your data appears in a breach.
Brigit Plus costs $9.99/month and includes all features. There's a free tier (Brigit Lite) that includes basic budgeting tools but no cash advances or credit builder.
Brigit is a good fit for people who need occasional small-dollar advances AND want to build credit simultaneously. The $9.99/month is competitive given it includes both cash advances and credit building (separately, these could cost more).
This is state-level context for Fintech consumers in New York, NY. It does not confirm that Brigit or this specific location is licensed.
State regulator
New York Department of Financial Services
Consumer protection
Source: CreditDoc state-law summary and listed public regulator resources. Verify licensing directly with the listed state regulator before relying on a provider.
Brigit offers 6 services including Cash advances up to $250 (no interest), Credit builder reports to all 3 bureaus, Identity theft monitoring, Bill negotiation service, Budgeting and spending analysis, and 1 more.
Brigit has profile signals associated with Workers needing small cash advances between paychecks, People building credit with no existing credit history, Budget-conscious consumers who want bill negotiation.
Key strengths: Cash advances AND credit building in one app; No interest on advances; Average 60-point credit score increase. Areas to consider: $9.99/month for full features; Maximum advance only $250.
In the Fintech category, comparable providers include Amscot Financial, Auto Cash Title Loans, Auto Title Loan. Each company has different strengths, so compare services, pricing, and consumer complaint records before deciding what to do next.
CreditDoc Profile Note
profiled for Workers needing small cash advances between paychecks and People building credit with no existing credit history. Strength: Cash advances AND credit building in one app. Watch out for: $9.99/month for full features.
Amscot Financial offers payday loans and installment cash advances up to $1,000 with provider-stated funding timing and eligibility claims to verify across Florida locations.
Profile signals: Floridians facing genuine emergencies who need cash within hours and have poor credit, Customers seeking one-stop financial services (lending, check cashing, notary, bill pay)
LoanMax Title Loans offers short-term cash access loans secured by vehicle titles, with loans up to $10,000 available at their Tucson, AZ location and multiple other Arizona branches.
Profile signals: Vehicle owners with short-term cash needs who have equity in their car, Consumers unable to qualify for traditional personal loans who own their vehicle outright
Review this provider profile and compare source-linked details before choosing what to do next.
Profile signals: Borrowers facing unexpected expenses, People needing provider-stated funding timing
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