Personal Loans Provider Profiles in Austin, TX

Review 12 listed personal loans profiles associated with Austin, Texas. Average stored Google rating where available: 4.4/5.

12 Listed Profiles 5 Google-rated Payday: Legal

Texas Lending Regulations

Texas allows payday and auto title lending through the Credit Access Business model, which lacks state-level fee caps. Several cities have enacted local ordinances to limit loan amounts and rollovers. Consumers can file complaints with the Office of Consumer Credit Commissioner or the Attorney General.

Usury cap: 10% for written contracts (18% default); payday/auto title loans regulated as credit access businesses Agency: Texas Attorney General Consumer Protection Division

Provider Profiles for Personal Loans

1st Franklin Financial logo

1st Franklin Financial

1st Franklin Financial is a personal installment loan lender offering $600–$15,000 loans for debt consolidation, home improvement, medical expenses, and life events.

5.0/5

Google rating from 399 reviews

BBB: NR

Profile signals: Consumers needing $600–$15,000 for debt consolidation or unexpected expenses, Borrowers with limited credit history or non-prime credit seeking installment loans

Republic Finance logo

Republic Finance

Republic Finance offers personal loans, bill consolidation, and auto-secured loans with flexible terms. Established lender operating 260+ branches across the US since 1952.

4.9/5

Google rating from 30 reviews

BBB: NR

Profile signals: Borrowers with existing relationships at Republic Finance locations seeking to refinance current loans, Consumers in underserved areas without local bank branches who can visit a physical office

Service Loans logo

Service Loans

Service Loan offers personal loans up to $50K in the Austin, TX area for bills, vacations, and other expenses. They accept applicants with bad credit and provide same-day qualification.

4.9/5

Google rating from 798 reviews

BBB: NR

Profile signals: Austin-area residents with bad credit seeking personal loans for general purposes, Borrowers who prefer in-person application and support at a physical branch location

Fusion Cash Advance logo

Fusion Cash Advance

Online loan marketplace connecting borrowers to a network of lenders offering $1,000–$5,000 personal loans with fast funding, typically within 24–48 hours.

4.1/5

Google rating from 20 reviews

BBB: NR

Profile signals: Borrowers with poor or fair credit seeking fast access to $1,000–$5,000, Consumers facing emergencies who need funds within 24–48 hours and can tolerate high APRs

Direct Cash Loans logo

Direct Cash Loans

Online loan marketplace connecting borrowers to a network of lenders offering $1,000-$5,000 personal loans with real-time matching and next-business-day funding.

3.1/5

Google rating from 58 reviews

BBB: NR

Profile signals: Borrowers needing $1,000-$5,000 quickly for unexpected expenses, Those with fair to poor credit seeking access to multiple lender options

Listed Personal Loans Profiles in Austin (12)

1st Franklin Financial logo

1st Franklin Financial

1st Franklin Financial is a personal installment loan lender offering $600–$15,000 loans for debt consolidation, home improvement, medical expenses, and life events.

5.0/5

Google rating from 399 reviews

BBB: NR

Profile signals: Consumers needing $600–$15,000 for debt consolidation or unexpected expenses, Borrowers with limited credit history or non-prime credit seeking installment loans

Republic Finance logo

Republic Finance

Republic Finance offers personal loans, bill consolidation, and auto-secured loans with flexible terms. Established lender operating 260+ branches across the US since 1952.

4.9/5

Google rating from 30 reviews

BBB: NR

Profile signals: Borrowers with existing relationships at Republic Finance locations seeking to refinance current loans, Consumers in underserved areas without local bank branches who can visit a physical office

Service Loans logo

Service Loans

Service Loan offers personal loans up to $50K in the Austin, TX area for bills, vacations, and other expenses. They accept applicants with bad credit and provide same-day qualification.

4.9/5

Google rating from 798 reviews

BBB: NR

Profile signals: Austin-area residents with bad credit seeking personal loans for general purposes, Borrowers who prefer in-person application and support at a physical branch location

Fusion Cash Advance logo

Fusion Cash Advance

Online loan marketplace connecting borrowers to a network of lenders offering $1,000–$5,000 personal loans with fast funding, typically within 24–48 hours.

4.1/5

Google rating from 20 reviews

BBB: NR

Profile signals: Borrowers with poor or fair credit seeking fast access to $1,000–$5,000, Consumers facing emergencies who need funds within 24–48 hours and can tolerate high APRs

Direct Cash Loans logo

Direct Cash Loans

Online loan marketplace connecting borrowers to a network of lenders offering $1,000-$5,000 personal loans with real-time matching and next-business-day funding.

3.1/5

Google rating from 58 reviews

BBB: NR

Profile signals: Borrowers needing $1,000-$5,000 quickly for unexpected expenses, Those with fair to poor credit seeking access to multiple lender options

B&F Finance (Texas Warrant) logo

B&F Finance (Texas Warrant)

B&F Finance is a Texas-based personal installment lender founded in 1973, with 25+ branches across Texas and Oklahoma offering fixed-payment loans funded to your debit card.

BBB: NR

Profile signals: Texas or Oklahoma residents who prefer working with a local branch and in-person loan officer, Borrowers looking for a structured installment loan to replace or avoid high-cost payday loan cycles

Homefront Tax Loans logo

Homefront Tax Loans

Hunter-Kelsey provides property tax loans in Texas, allowing homeowners and business owners to pay delinquent property taxes upfront and repay over time, avoiding county penalties and fees.

BBB: NR

Profile signals: Texas homeowners with delinquent property taxes seeking to avoid escalating county penalties and potential foreclosure, Commercial property owners in Texas facing property tax debt with time pressure from lenders or county collection

Lendmark Financial Services LLC logo

Lendmark Financial Services LLC

Lendmark Financial Services LLC Austin, Texas — Lendmark Financial Services is a consumer finance company offering personal loans, auto loans, and debt ...

BBB: NR

Profile signals: Borrowers seeking debt consolidation to simplify multiple monthly payments, Auto buyers wanting pre-approval and buying power before visiting dealerships

OneMain Financial logo

OneMain Financial

OneMain Financial Austin, Texas — OneMain Financial offers fixed-rate personal loans from $1,500–$30,000 with terms of 24–60 months at APRs ranging from...

BBB: NR

Profile signals: Borrowers with fair to poor credit seeking fixed-rate personal loans without prepayment penalties, Consumers needing debt consolidation or short-term funds and prioritizing speed (provider-stated funding timing)

PRESTAMO TITLE logo

PRESTAMO TITLE

PlanBLoan is a personal loan marketplace that connects borrowers with multiple lenders offering loans up to $5,000. The platform claims to provide fast, free matching without fees to verify.

BBB: NR

Profile signals: Borrowers seeking to compare multiple personal loan offers in one application, Consumers who prefer a fast online application without phone calls

Tower Loan logo

Tower Loan

Tower Loan Austin, Texas — Tower Loan is a regional installment and personal lender operating across 6 states with physical branch locations, offering l...

BBB: NR

Profile signals: Borrowers in served states (TX, AL, FL, IL, LA, MS, MO, TN) who prefer in-person lending relationships, Applicants with fair or thin credit files who benefit from non-credit-score-based evaluation

Tower Loan logo

Tower Loan

Tower Loan Austin, Texas — Tower Loan offers installment and personal loans from $1,700+ at a Fort Worth, TX branch, emphasizing holistic financial revi...

BBB: NR

Profile signals: Texas residents in the DFW area (Tarrant, Palo Pinto, Parker counties) needing $1,700+ loans with application-timing claims, Borrowers with fair or poor credit scores who prefer evaluation of full financial history over credit-score-based decisions