Mortgages & Home Loans Provider Profiles in San Diego, CA

Review 30 listed mortgages & home loans profiles associated with San Diego, California. Average stored Google rating where available: 4.9/5.

30 Listed Profiles 26 Google-rated Payday: Legal

California Lending Regulations

California regulates payday loans at a maximum of $300 with a $45 fee cap. The DFPI oversees all consumer lending and enforces the California Consumer Financial Protection Law. Consumers have strong rights under the state's comprehensive lending regulations, including the ability to file complaints online with the DFPI.

Usury cap: 10% for personal/consumer loans (Article XV, CA Constitution); payday loans capped at $15 per $100 Agency: California Attorney General Consumer Protection

Provider Profiles for Mortgages & Home Loans

Accurate Reverse Mortgage Corp - San Diego Hecm Jumbo Reverse Mortgages logo

Accurate Reverse Mortgage Corp - San Diego Hecm Jumbo Reverse Mortgages

San Diego-based reverse mortgage staff context offering HECM and Jumbo reverse mortgages. Owner John Correll holds 25+ years lending experience and CRMP certification.

5.0/5

Google rating from 18 reviews

BBB: NR

Profile signals: Homeowners 62+ seeking to access home equity while remaining in their primary residence, Retirees looking to supplement retirement income or consolidate existing debts

California Lending Company logo

California Lending Company

California Lending Company is a BBB A+ rated mortgage brokerage offering home purchase loans, refinancing, and multiple loan programs across California.

5.0/5

Google rating from 65 reviews

BBB: NR

Profile signals: California homebuyers with non-traditional income or credit profiles seeking Bank Statement or Non-QM loans, Military service members and veterans exploring VA Loan refinancing and IRRRL options

Community Mortgage Inc. logo

Community Mortgage Inc.

San Diego-based mortgage broker offering home purchase, refinance, FHA, VA, and jumbo loans with emphasis on borrower education and transparency.

5.0/5

Google rating from 120 reviews

BBB: NR

Profile signals: First-time home buyers in San Diego seeking educational guidance and explanation of the mortgage process, Military members or veterans exploring VA loan options with a lender emphasizing personalized service

Finance of America Mortgage LLC logo

Finance of America Mortgage LLC

Finance of America is a reverse mortgage lender serving homeowners 55+ for over 20 years, offering home equity access without monthly payments or refinancing.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Homeowners age 55+ with substantial home equity seeking retirement income without monthly payments, Senior homeowners facing tight financial deadlines or rejection from traditional lenders

Home Loan Advantage logo

Home Loan Advantage

San Diego-based mortgage lender offering residential home purchases and refinances with claims of rate claims to verify, flexible loan options, and published application timing times.

5.0/5

Google rating from 88 reviews

BBB: NR

Profile signals: California homeowners seeking refinancing with hands-on loan officer service, San Diego and Los Angeles County home buyers preferring direct relationships over automated lenders

Intercap Lending | San Diego Branch logo

Intercap Lending | San Diego Branch

Intercap Lending's San Diego branch offers comprehensive mortgage solutions including conventional, FHA, VA, USDA, and jumbo loans across California.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: First-time homebuyers seeking guidance on FHA, VA, or USDA loan programs, Real estate investors looking for jumbo loans or investment property financing

Listed Mortgages & Home Loans Profiles in San Diego (30)

Accurate Reverse Mortgage Corp - San Diego Hecm Jumbo Reverse Mortgages logo

Accurate Reverse Mortgage Corp - San Diego Hecm Jumbo Reverse Mortgages

San Diego-based reverse mortgage staff context offering HECM and Jumbo reverse mortgages. Owner John Correll holds 25+ years lending experience and CRMP certification.

5.0/5

Google rating from 18 reviews

BBB: NR

Profile signals: Homeowners 62+ seeking to access home equity while remaining in their primary residence, Retirees looking to supplement retirement income or consolidate existing debts

California Lending Company logo

California Lending Company

California Lending Company is a BBB A+ rated mortgage brokerage offering home purchase loans, refinancing, and multiple loan programs across California.

5.0/5

Google rating from 65 reviews

BBB: NR

Profile signals: California homebuyers with non-traditional income or credit profiles seeking Bank Statement or Non-QM loans, Military service members and veterans exploring VA Loan refinancing and IRRRL options

Community Mortgage Inc. logo

Community Mortgage Inc.

San Diego-based mortgage broker offering home purchase, refinance, FHA, VA, and jumbo loans with emphasis on borrower education and transparency.

5.0/5

Google rating from 120 reviews

BBB: NR

Profile signals: First-time home buyers in San Diego seeking educational guidance and explanation of the mortgage process, Military members or veterans exploring VA loan options with a lender emphasizing personalized service

Finance of America Mortgage LLC logo

Finance of America Mortgage LLC

Finance of America is a reverse mortgage lender serving homeowners 55+ for over 20 years, offering home equity access without monthly payments or refinancing.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: Homeowners age 55+ with substantial home equity seeking retirement income without monthly payments, Senior homeowners facing tight financial deadlines or rejection from traditional lenders

Home Loan Advantage logo

Home Loan Advantage

San Diego-based mortgage lender offering residential home purchases and refinances with claims of rate claims to verify, flexible loan options, and published application timing times.

5.0/5

Google rating from 88 reviews

BBB: NR

Profile signals: California homeowners seeking refinancing with hands-on loan officer service, San Diego and Los Angeles County home buyers preferring direct relationships over automated lenders

Intercap Lending | San Diego Branch logo

Intercap Lending | San Diego Branch

Intercap Lending's San Diego branch offers comprehensive mortgage solutions including conventional, FHA, VA, USDA, and jumbo loans across California.

5.0/5

Google rating from 2 reviews

BBB: NR

Profile signals: First-time homebuyers seeking guidance on FHA, VA, or USDA loan programs, Real estate investors looking for jumbo loans or investment property financing

LA Jolla Lending logo

LA Jolla Lending

San Diego-based mortgage lender offering fixed and adjustable rate mortgages for home purchases, refinances, and debt consolidation with online applications and loan officer support.

5.0/5

Google rating from 9 reviews

BBB: NR

Profile signals: San Diego-area homebuyers seeking personalized mortgage service with community-based loan officers, Borrowers comfortable with online applications who want to pre-qualify before formal application

LOAN GOAT | #1 Hard Money Lender logo

LOAN GOAT | #1 Hard Money Lender

Veteran-owned hard money and private lending firm specializing in residential and commercial real estate loans with fast closings and non-traditional qualification.

5.0/5

Google rating from 174 reviews

BBB: NR

Profile signals: Real estate investors doing fix-and-flip projects who need fast capital deployment, Borrowers in time-sensitive deals where traditional bank timelines would cause loss of opportunity

Maggio Capital logo

Maggio Capital

San Diego-based hard money lender offering private, non-traditional mortgages for residential and commercial properties from $50K-$5M+, with provider-stated same-day approval timing and fast closings.

5.0/5

Google rating from 112 reviews

BBB: NR

Profile signals: Real estate investors doing fix-and-flip projects with short timelines and tight deadlines, Borrowers with poor credit or non-traditional income who don't qualify for bank financing

Military Home Loans logo

Military Home Loans

VA-approved mortgage lender specializing in home purchase and refinance loans for veterans and active duty service members since 2004.

5.0/5

Google rating from 136 reviews

BBB: NR

Profile signals: Veterans and active duty service members purchasing a primary residence for the first time, Existing homeowners seeking VA loan refinancing with demonstrated military service

One Easy Fee Home Loans logo

One Easy Fee Home Loans

California-based mortgage lender offering instant rate quotes for home purchases, refinances, and cash-out loans across all property types and credit profiles.

5.0/5

Google rating from 15 reviews

BBB: NR

Profile signals: California homebuyers seeking quick rate quotes for purchase mortgages, Existing borrowers in California considering refinances (cash-out or rate-and-term)

PrimeLending, a PlainsCapital Company - San Diego logo

PrimeLending, a PlainsCapital Company - San Diego

PrimeLending San Diego is a mortgage lender offering home purchase, refinance, renovation, and VA loans through a team of experienced loan officers in the San Diego area.

5.0/5

Google rating from 235 reviews

BBB: NR

Profile signals: Military service members and veterans seeking VA loans with no down payment requirement, San Diego-area homebuyers seeking local experience context and 24/7 loan officer accessibility

Proptero Funding - Private Hard Money Lender logo

Proptero Funding - Private Hard Money Lender

Proptero is a private hard money and bridge lender specializing in real estate investor financing, offering fix-and-flip loans, bridge loans, and rental property financing with published application timing timelines.

5.0/5

Google rating from 4 reviews

BBB: NR

Profile signals: Real estate investors and house flippers needing quick capital for fix-and-flip projects, Developers seeking bridge financing to close quickly between property acquisition and traditional refinancing

San Diego Funding logo

San Diego Funding

Southern California mortgage lender offering home purchase, refinance, FHA, VA, and jumbo loans since 1981 with direct lending capabilities.

5.0/5

Google rating from 7 reviews

BBB: NR

Profile signals: Southern California home buyers with complex purchase scenarios (bridge loans, short escrows, multiple borrowers), Borrowers prioritizing relationship-based lending and personal accessibility over online convenience

San Diego Loan Company | San Diego Reverse Mortgage Specialists logo

San Diego Loan Company | San Diego Reverse Mortgage Specialists

Full-service mortgage lender in San Diego specializing in purchase loans, refinances, and reverse mortgages for borrowers at all life stages.

5.0/5

Google rating from 24 reviews

BBB: NR

Profile signals: San Diego homebuyers seeking purchase financing across conventional, FHA, or VA loan programs, Current homeowners interested in refinancing to lower rates or access home equity cash-out

San Diego Purchase Loans logo

San Diego Purchase Loans

San Diego Purchase Loans is a mortgage lender licensed in 48 states offering listed home purchase and refinance loans, including non-QM, jumbo, FHA, VA, and asset-based mortgage programs.

5.0/5

Google rating from 25 reviews

BBB: NR

Profile signals: Self-employed borrowers and business owners with variable income who cannot document earnings with W-2s, Borrowers with substantial investment portfolios but insufficient traditional income for standard mortgage qualification

Synergy One Lending logo

Synergy One Lending

Synergy One Lending is a digital-first mortgage lender offering home purchase, refinance, HELOC, and home equity products with an emphasis on speed and customer experience.

5.0/5

Google rating from 4,066 reviews

BBB: NR

Profile signals: Tech-savvy homebuyers and refinancers who prefer mobile app-based mortgage processes over traditional in-person lending, Home equity borrowers seeking fast access to funds (home equity lines of credit and second mortgages)

Lantzman Lending - California Hard Money Lenders logo

Lantzman Lending - California Hard Money Lenders

Lantzman Lending is a direct hard money lender serving California and Nevada with private loans from 8% APR and closings in 48-72 hours for real estate investors.

4.9/5

Google rating from 50 reviews

BBB: NR

Profile signals: Fix-and-flip investors needing quick capital (48-72 hour closings) to close time-sensitive deals conventional lenders cannot fund, Real estate investors with non-conventional scenarios (inherited properties, foreclosures, multiple properties, complex situations) rejected by traditional lenders

Lennar Mortgage, LLC San Diego logo

Lennar Mortgage, LLC San Diego

Lennar Mortgage San Diego specializes in financing new construction homes from Lennar Family of Builders. They offer pre-qualification, digital mortgage applications, and personalized loan officer support.

4.9/5

Google rating from 58 reviews

BBB: NR

Profile signals: First-time homebuyers purchasing new construction from Lennar Family of Builders in San Diego, Lennar buyer customers seeking pre-qualification and guidance through the mortgage process

San Diego Home Loans logo

San Diego Home Loans

San Diego Home Loans is a mortgage broker serving Arizona, California, and Texas, specializing in home purchases, refinances, and cash-out refinancing with fast funding options.

4.9/5

Google rating from 75 reviews

BBB: NR

Profile signals: Home buyers in Arizona, California, or Texas seeking a streamlined online mortgage application process, Homeowners looking to refinance and wanting to compare multiple mortgage rate options before committing

Source Capital Funding, Inc. logo

Source Capital Funding, Inc.

San Diego-based direct hard money lender offering fast real estate loans secured by residential, commercial, and industrial properties with 7-10 day funding and no prepayment penalties.

4.9/5

Google rating from 369 reviews

BBB: NR

Profile signals: Real estate investors needing quick capital for property purchases or bridge loans between transactions, Property owners with poor credit or non-traditional income seeking to leverage real estate equity

Valor Lending Group logo

Valor Lending Group

Valor Lending Group is a nationwide real estate lender offering jumbo loans, stated income loans, construction financing, and hard money options for borrowers traditional banks reject.

4.9/5

Google rating from 129 reviews

BBB: NR

Profile signals: Self-employed borrowers and business owners with strong cash flow but inconsistent tax returns, Real estate investors seeking DSCR or hard money loans for rental properties or fix-and-flip projects

Instant Loan Processing logo

Instant Loan Processing

Instant Loan Processing is a mortgage loan processing and coordination service specializing in residential and commercial loan types with advertised 24-hour turnaround times.

4.8/5

Google rating from 50 reviews

BBB: NR

Profile signals: Mortgage loan originators and brokers seeking third-party processing services, Mortgage companies needing to scale processing capacity without hiring staff

New American Funding - San Diego, CA logo

New American Funding - San Diego, CA

New American Funding's San Diego branch offers mortgage lending services including conventional, FHA, VA loans, and cash refinancing for homebuyers and homeowners.

4.8/5

Google rating from 69 reviews

BBB: NR

Profile signals: First-time homebuyers in San Diego qualifying for the Pathway to Homeownership program seeking down payment assistance, Veterans and active duty military seeking VA loans with no down payment requirement

OneTrust Home Loans logo

OneTrust Home Loans

OneTrust Home Loans is a mortgage lender offering conventional, FHA, USDA, VA, jumbo, reverse, and portfolio loan programs with emphasis on customer service and streamlined digital document processes.

4.7/5

Google rating from 151 reviews

BBB: NR

Profile signals: Homebuyers seeking conventional, FHA, USDA, or VA financing for primary residence purchases, Existing homeowners age 62+ exploring reverse mortgage options to access home equity

First California Funding logo

First California Funding

First California Funding is an online mortgage lender offering home purchase loans, refinancing, FHA loans, and reverse mortgages with personalized quotes and online application tools.

4.3/5

Google rating from 17 reviews

BBB: NR

Profile signals: California homeowners seeking to refinance existing mortgages with online convenience, First-time home buyers interested in FHA loans with lower down payment requirements

ARG Finance - San Diego Multifamily Lending logo

ARG Finance - San Diego Multifamily Lending

ARG Finance is a California-licensed multifamily loan broker arranging apartment financing for 5+ unit properties across San Diego and Southern California, offering fixed-rate loans from $500K to $20M+.

BBB: NR

Profile signals: Commercial multifamily property investors acquiring or refinancing 5+ unit apartment buildings, Real estate investors seeking non-traditional underwriting with stated-income or foreign national programs

C.N.A. Foreclosure Services, Inc. logo

C.N.A. Foreclosure Services, Inc.

California-based non-judicial foreclosure trustee services for lenders, hard money brokers, and investors since 1995. Specializes in trust deed foreclosures and third-party trustee services.

BBB: NR

Profile signals: Hard money lenders and private mortgage investors managing non-judicial foreclosures in California, Seller-financed mortgage holders requiring trustee services and foreclosure processing

Lending Co logo

Lending Co

California Lending Company is a BBB A+-rated mortgage brokerage serving California with home purchase loans, refinancing, and listed loan programs including FHA, VA, and non-traditional options.

BBB: NR

Profile signals: California homebuyers with non-traditional income documentation needs (Bank Statement, Non-QM loans), VA loan borrowers seeking IRRRL refinances or purchase loans with listed knowledge

The Loan Company logo

The Loan Company

Private real estate lender specializing in first trust deed loans secured by income property in San Diego County since 1974, offering bridge, construction, and permanent financing.

BBB: NR

Profile signals: Real estate investors seeking bridge or construction financing for income properties in San Diego County, Mortgage brokers and their clients needing flexible terms and quick underwriting decisions